OTP Banka Slovakia - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Slovakia | May 25, 2018
Excel Sheet

OTP Banka Slovakia's non-performing loans reached 7.20% of total loans at the end of 2017, down from 11.9% when compared to the previous year. Historically, the NPL ratio hit an all time high of 17.3% in 2002 and an all time low of 4.35% in 2008.

Provision coverage amounted to 97.3% at the end of 2017, up from 54.4% compared to a year earlier.

The bank created loan loss provisions worth of 2.17% of average loans in 2017. That's compared to 1.58% of loans the bank put aside to its cost on average in the last five years.

When compared to bank's main peers, VUB Banka operated at the end of 2017 with NPL ratio of 4.13% and provision coverage of 73.9%, Slovenska Sporitelna with 4.19% and 72.0% respectively and Tatra banka had 2.90% of bad loans covered with 70.0% by provisions at the end of 2017.

You can see all the bank’s data at OTP Banka Slovakia Profile, or you can download a report on the bank in the report section.