OTP Group's non-performing loans reached 5.52% of total loans at the end of 2019-06-30, down from 8.15% compared to the previous year. Historically, the NPL ratio hit an all time high of 21.8% in 2014-09-30 and an all time low of 3.73% in 2008-06-30.
Provision coverage amounted to 122% at the end of 2019-06-30, up from 110% compared to a year earlier.
The bank created loan loss provisions worth of 0.210% of average loans in 2019-06-30. That's compared to 0.536% of loans the bank put aside to its cost on average in the last five years.