OTP Group - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Hungary | August 11, 2019
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Excel Sheet

OTP Group's non-performing loans reached 6.32% of total loans at the end of 2018, down from 9.20% compared to the previous year. Historically, the NPL ratio hit an all time high of 19.1% in 2012 and an all time low of 3.37% in 2001.

Provision coverage amounted to 118% at the end of 2018, up from 99.3% compared to a year earlier.

The bank created loan loss provisions worth of 0.499% of average loans in 2018. That's compared to 2.68% of loans the bank put aside to its cost on average in the last five years.

You can see all the bank’s data at OTP Group Profile, or you can download a report on the bank in the report section.

NPLs (As % Of Loans) Unit 2011 2012 2013 2014 2015 2016 2017 2018
Budapest Bank % ... ... 18.8% 18.9% 17.2% 14.7% ...
CIB Bank % 35.6% 37.3% 33.3% 28.6% 24.7% ...
Erste Bank Hungary % 21.3% 26.1% 26.3% 18.5% 9.55% ...
FHB Bank % 13.6% 21.4% 26.7% 21.8% 26.8% ...
K&H Bank % 13.6% 17.5% 18.1% 10.2% 7.34% ...
MKB Bank % 19.0% 29.0% 31.6% 19.8% 14.5% ...
OTP Bank Hungary % 16.1% 17.4% 17.5% 12.1% 9.80% ...
OTP Group % 19.1% 16.0% 15.1% 17.0% 14.7%
Raiffeisen Bank Hungary % 27.5% 29.3% 28.2% 21.4% 13.9% ...
UniCredit Bank Hungary % ... ... ... 19.0% 17.6% 11.8% ...
AVERAGE % 15.8% 20.7% 23.6% 23.5% 18.4% 14.8% 9.50% 6.32%