OTP Group's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.118% in the second quarter of 2019, down from 0.342% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 5.64% in 1Q2015 and an all time low of 0.103% in 1Q2018. The average cost of risk in the last six quarters amounted to 0.259%.
On the other hand, average asset yield was 5.37% in 2Q2019, up from 5.19% when compared to the same period last year. Cost of funding amounted to 1.34% in 2Q2019, up from 1.08%.
You can see all the bank’s data at OTP Group Profile, or you can download a report on the bank in the report section.
| Cost of Risk | Unit | Mar 2007 | Jun 2007 | Sep 2007 | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 |
| OTP Bank Hungary | % | -0.009% | -0.324% | -0.700% | -0.388% | -0.821% | |||||||||||||||||||||||||||||||||||||||||||||
| OTP Group | % | 0.532% | 0.103% | 0.146% | 0.393% | 0.453% | |||||||||||||||||||||||||||||||||||||||||||||
| AVERAGE | % | 0.591% | 0.315% | 0.302% | 0.766% | 0.314% | 0.511% | 0.695% | 2.86% | 1.41% | 2.17% | 1.75% | 2.35% | 1.71% | 2.88% | 2.25% | 1.76% | 1.89% | 1.71% | 1.89% | 2.12% | 2.01% | 2.06% | 1.89% | 2.00% | 1.61% | 1.42% | 1.84% | 1.99% | 2.83% | 1.96% | 1.83% | 2.53% | 2.94% | 0.673% | 1.25% | 1.85% | 0.682% | -0.006% | 0.096% | 0.758% | -0.016% | -0.163% | -0.260% | 0.261% | -0.110% | -0.277% | 0.003% | -0.184% | 0.017% | -0.195% |
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