Pekao's Cost of Risk (loan loss provisions as % of total assets) amounted to 1.55% in the fourth quarter of 2022, up from 0.372% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 4.18% in 2Q2002 and an all time low of -0.212% in 3Q2007. The average cost of risk in the last six quarters amounted to 0.591%.
On the other hand, average asset yield was 6.34% in 4Q2022, up from 2.68% when compared to the same period last year. Cost of funding amounted to 1.91% in 4Q2022, up from 0.124%.
You can see all the bank’s data at Pekao Profile, or you can download a report on the bank in the report section.
| Cost of Risk | Unit | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 |
| Alior Bank | % | ... | ... | ... | ... | ... | ... | 1.35% | 1.29% | 1.33% | 1.24% | 1.14% | |||||||||||||||||||||||||||||||||||||||
| Bank BPH | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||||||||||||||||||
| Bank Handlowy | % | 0.067% | 0.123% | 0.028% | 0.067% | 0.054% | |||||||||||||||||||||||||||||||||||||||||||||
| Bank Millennium | % | 2.19% | 2.35% | 3.13% | 2.12% | 2.15% | |||||||||||||||||||||||||||||||||||||||||||||
| Bank Ochrony Srodowiska | % | 0.678% | 0.702% | 0.553% | 0.509% | 1.21% | ... | ||||||||||||||||||||||||||||||||||||||||||||
| BNP Paribas Bank Polska | % | ... | ... | 0.832% | 0.824% | 2.00% | 0.470% | 0.633% | |||||||||||||||||||||||||||||||||||||||||||
| ING Bank Slaski | % | 0.039% | 0.160% | 0.286% | 0.289% | 0.345% | |||||||||||||||||||||||||||||||||||||||||||||
| mBank | % | 0.961% | 1.22% | 4.63% | 0.908% | 0.732% | |||||||||||||||||||||||||||||||||||||||||||||
| Pekao | % | 0.316% | 0.288% | 0.371% | 0.198% | 0.765% | |||||||||||||||||||||||||||||||||||||||||||||
| PKO BP | % | 0.266% | 0.359% | 0.495% | 0.473% | 0.203% | ... | ||||||||||||||||||||||||||||||||||||||||||||
| Santander Bank Polska | % | 1.38% | 0.571% | 1.42% | 0.350% | 1.56% | |||||||||||||||||||||||||||||||||||||||||||||
| AVERAGE | % | 3.75% | 3.55% | 3.32% | 3.28% | 3.57% | 3.16% | 3.21% | 3.38% | 3.27% | 3.15% | 2.97% | 2.98% | 3.08% | 2.65% | 3.10% | 3.07% | 3.02% | 2.73% | 2.20% | 2.10% | 2.14% | 1.97% | 0.423% | 0.456% | 0.554% | 0.712% | 0.442% | 0.505% | 0.536% | 0.603% | 0.421% | 0.592% | 0.528% | 0.627% | 0.444% | 0.766% | 0.691% | 0.699% | 0.809% | 1.25% | 0.648% | 1.91% | 0.700% | 0.808% | 0.789% | 1.42% | 0.663% | 0.880% | 1.19% | 1.25% |
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