Pekao SA - Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Poland | August 14, 2019
$3.99
Excel Sheet

Pekao SA's net interest margin amounted to 2.65% in 2018, up from 2.55% compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 4.34% in 2001 and an all time low of 2.48% in 2015. The average margin in the last five years amounted to 2.59%.

Average asset yield was 3.25% in 2018, up from 3.14% when compared to previous year. On the other hand, cost of funding amounted to 0.683% in 2018, up from 0.668%.

Comparing Pekao SA with its closest peers, PKO BP operated in 2018 with a net interest margin of 3.01% in 2018, Santander Bank Polska reached 3.20% and ING Bank Slaski some 2.81%.

You can see all the bank’s data at Pekao SA Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit 2011 2012 2013 2014 2015 2016 2017 2018
Alior Bank % 4.51% 4.27% 4.41% 4.28% 3.85% ...
Bank BGZ BNP Paribas % 2.89% 2.78% 2.93% 2.69% 2.65% ...
Bank BPH % 3.50% 2.91% 2.89% 2.65% ... ... ...
Bank Handlowy % 3.47% 2.79% 2.44% 1.97% 2.12%
Bank Millennium % 2.24% 2.32% 2.49% 2.23% 2.31%
Bank Ochrony Srodowiska % 1.75% 1.57% 1.52% 1.29% 1.48%
Bank Pocztowy % 3.69% 3.36% 3.55% 3.44% 3.78% ...
DNB Bank Polska % 0.926% 1.18% 1.46% 1.60% 1.67% ...
Eurobank Poland % ... ... 5.98% 5.40% 4.82% 4.92% ...
Getin Holding % 1.24% 5.16% 4.30% 2.68% 3.43% ...
Getin Noble Bank % 2.20% 2.12% 2.16% 1.71% 1.92% ...
Idea Bank % ... 1.92% 3.15% 3.00% 2.26% 3.09% ...
ING Bank Slaski % 2.77% 2.10% 1.85% 2.03% 2.61%
mBank % 1.94% 1.61% 1.93% 2.08% 2.20%
Pekao SA % 3.23% 2.91% 2.74% 2.48% 2.56%
PKO BP % 4.21% 3.43% 3.36% 2.73% 2.81%
Raiffeisen Bank Polska % 2.17% 2.24% 2.19% 1.79% 1.77% ...
Santander Bank Polska % 3.84% 3.95% 3.32% 3.14% 3.29%
AVERAGE % 3.04% 2.74% 2.99% 2.89% 2.55% 2.73% 2.89% 2.64%