PKO BP's non-performing loans reached 5.50% of total loans at the end of 2017, down from 5.90% when compared to the previous year. Historically, the NPL ratio hit an all time high of 14.3% in 2002 and an all time low of 3.69% in 2008.
Provision coverage amounted to 67.0% at the end of 2017, up from 65.5% compared to a year earlier.
The bank created loan loss provisions worth of 0.798% of average loans in 2017. That's compared to 0.994% of loans the bank put aside to its cost on average in the last five years.