Profi Credit Czech's net interest margin amounted to 24.7% in 2018, up from 22.6% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 24.7% in 2018 and an all time low of 12.3% in 2011. The average margin in the last five years amounted to 19.9%.
Average asset yield was 27.5% in 2018, down from 27.7% when compared to previous year. On the other hand, cost of funding amounted to 5.15% in 2018, down from 8.79%.
You can see all the bank’s data at Profi Credit Czech Profile, or you can download a report on the bank in the report section.
Net Interest Margin | Unit | 1969 | 1970 | 1971 | 1972 | 1973 | 1974 | 1975 | 1976 | 1977 | 1978 | 1979 | 1980 | 1981 | 1982 | 1983 | 1984 | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
Cofidis Czech Republic | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 19.5% | 17.3% | 16.6% | 13.8% | 13.5% | |||
Essox | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.5% | 11.5% | 10.7% | 10.4% | 9.68% | |||||||||
Hello Bank! | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.4% | 13.0% | 13.3% | 13.3% | 13.3% | |||||||
Profi Credit Czech | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12.7% | 13.4% | 13.8% | 16.9% | 21.4% | ||||||||||||||
Profireal Group | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 24.0% | 26.0% | 29.8% | 31.9% | 24.8% | ... | |||||||
Provident Financial Czech Republic | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 48.8% | 47.6% | 32.9% | 48.0% | 53.8% | |||||
AVERAGE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.14% | 16.3% | 18.4% | 14.7% | 12.7% | 9.26% | 13.7% | 16.7% | 15.9% | 21.3% | 11.7% | 13.9% | 21.7% | 21.5% | 19.5% | 22.4% | 22.7% | 20.9% | 21.0% |