Promsvyazbank - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Russia | September 07, 2018
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Excel Sheet

Promsvyazbank's non-performing loans reached 61.7% of total loans at the end of 2017, up from 19.3% when compared to the previous year. Historically, the NPL ratio hit an all time high of 61.7% in 2017 and an all time low of 0.333% in 2006.

Provision coverage amounted to 67.6% at the end of 2017, up from 41.4% compared to a year earlier.

The bank created loan loss provisions worth of 66.6% of average loans in 2017. That's compared to 16.7% of loans the bank put aside to its cost on average in the last five years.

When compared to bank's main peers, Sberbank operated at the end of 2017 with NPL ratio of 4.20% and provision coverage of 168%, VTB Bank with 5.70% and 108% respectively and Alfa Bank had 6.44% of bad loans covered with 44.6% by provisions at the end of 2017.

You can see all the bank’s data at Promsvyazbank Profile, or you can download a report on the bank in the report section.

NPLs (As % Of Loans) Unit 2010 2011 2012 2013 2014 2015 2016 2017
AK BARS Bank % ... ... 7.20% 6.90% 5.50% 5.80%
Alfa Bank % 6.53% 5.96% 5.71% 7.51% 12.7%
B&N Bank % ... ... 3.30% 3.60% 3.80% 4.40%
Bank Of Moscow % 5.45% 4.34% 2.27% 2.87% ... ... ...
Bank Saint Petersburg % 5.63% 4.54% 6.64% 4.37% 5.12%
Credit Bank of Moscow % 1.08% 0.955% 1.32% 2.30% 5.15%
Gazprombank % 1.42% 1.16% 0.905% 1.20% 2.24%
Otkritie Financial Corporation Bank % 4.77% 3.98% 2.88% 2.63% 5.05%
OTP Bank Russia % 14.5% 20.6% 19.2% 14.8% 19.4%
Promsvyazbank % 6.19% 4.35% 3.61% 2.90% 4.03%
Raiffeisenbank Russia % 5.88% 3.69% 3.34% 3.98% 5.60%
Rosbank % 12.2% 10.9% 11.8% 11.6% 16.1%
Russian Agricultural Bank % 21.2% 27.0% 25.9% 26.0% 22.9%
Sberbank % 4.90% 3.20% 2.90% 3.20% 5.00%
Sovcombank % 2.39% 7.05% 10.00% 8.13% 4.87%
UniCredit Bank Russia % 5.57% 4.62% 4.16% 3.71% 6.43%
VTB Bank % 6.62% 6.98% 6.37% 5.77% 6.30%
AVERAGE % 9.22% 6.95% 7.05% 6.91% 6.48% 8.19% 8.50% 11.8%