Qudian's net interest margin amounted to 17.8% in the second quarter of 2019, down from 20.6% when compared to the previous quarter.
Historically, the bank’s net interest margin reached an all time high of 29.2% in 1Q2017 and an all time low of 12.8% in 1Q2018. The average margin in the last six quarters amounted to 17.1%.
Average asset yield was 21.3% in 2Q2019, up from 20.0% when compared to the same period last year. On the other hand, cost of funding amounted to 10.2% in 2Q2019, up from 8.96%.
When compared to bank's main peers, Home Credit China operated in the second quarter of 2019 with a net interest margin of 17.0% Lexin FinTech reached 4.62% and 360 Finance Inc some -0.157%.
You can see all the bank’s data at Qudian Profile, or you can download a report on the bank in the report section.
Helgi Library 
