Raiffeisen Bank Int.'s Cost of Risk (loan loss provisions as % of total assets) amounted to 0.320% in the fourth quarter of 2020, down from 0.449% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 2.69% in 2Q2009 and an all time low of -0.231% in 1Q2018. The average cost of risk in the last six quarters amounted to 0.366%.
On the other hand, average asset yield was 2.50% in 4Q2020, down from 3.41% when compared to the same period last year. Cost of funding amounted to 0.708% in 4Q2020, down from 1.17%.
When compared to bank's main peers, PKO BP operated in the fourth quarter of 2020 with a cost of risk of 0.679% Pekao reached 0.381% and Sberbank some 0.935%.
You can see all the bank’s data at Raiffeisen Bank Int. Profile, or you can download a report on the bank in the report section.
| Cost of Risk | Unit | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 |
| Erste Group Bank | % | 0.016% | 0.042% | 0.109% | 0.032% | 0.846% | |||||||||||||||||||||||||||||||||||||||||||||
| Raiffeisen Bank Int. | % | 0.005% | 0.241% | 0.405% | 0.393% | 0.386% | |||||||||||||||||||||||||||||||||||||||||||||
| AVERAGE | % | 0.585% | 1.44% | 1.49% | 1.86% | 1.58% | 1.64% | 1.35% | 1.25% | 1.29% | 0.849% | 0.731% | 0.716% | 1.38% | 0.771% | 0.741% | 0.696% | 0.750% | 1.08% | 0.682% | 0.776% | 0.945% | 1.14% | 0.772% | 0.845% | 1.67% | 1.59% | 0.601% | 0.766% | 0.469% | 1.03% | 0.238% | 0.493% | 0.212% | 0.575% | 0.175% | 0.030% | 0.090% | 0.280% | -0.183% | -0.006% | 0.034% | 0.341% | 0.020% | 0.011% | 0.142% | 0.257% | 0.213% | 0.616% | 0.357% | 0.466% |
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