Raiffeisen Bank International's non-performing loans reached 3.55% of total loans at the end of 2019-06-30, down from 5.03% compared to the previous year. Historically, the NPL ratio hit an all time high of 12.2% in 2015-09-30 and an all time low of 3.55% in 2019-06-30.
Provision coverage amounted to 59.0% at the end of 2019-06-30, down from 59.5% compared to a year earlier.
The bank created loan loss provisions worth of 0.011% of average loans in 2019-06-30. That's compared to 0.259% of loans the bank put aside to its cost on average in the last five years.