Mortgage loans grew 6.80% yoy in the last 12 months and were up 1.13% qoq in the last quarter. At the end of September, mortgages formed 40.8% of total loans. Consumer loans increased 1.40% qoq (up 5.72% yoy) and represented 11.4% of total bank loans while corporate loans grew 4.65% qoq and were up 7.90% yoy to CZK 1,278 bil (or 31.4% of loans).
The comparison suggests Air Bank has grown the fastest in mortgages in relative terms within the last quarter (4.00% qoq), followed by Modra Pyramida Stavebni Sporitelna and Stavebni Sporitelna Ceske Sporitelny. In absolute terms, however, Ceska Sporitelna appears to have captured most of the new market when compared to the previous quarter (CZK 6,860 mil or 36.9% of the market increase) followed by CSOB (18.2%) and Komercni Banka (17.2%).
Helgi Library 
