Rosbank - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Russia | September 07, 2018
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Excel Sheet

Rosbank's non-performing loans reached 8.04% of total loans at the end of 2017, down from 10.2% compared to the previous year. Historically, the NPL ratio hit an all time high of 21.6% in 2008 and an all time low of 8.04% in 2017.

Provision coverage amounted to 82.1% at the end of 2017, down from 82.5% compared to a year earlier.

The bank created loan loss provisions worth of 0.556% of average loans in 2017. That's compared to 2.08% of loans the bank put aside to its cost on average in the last five years.

Comparing Rosbank with its closest peers, Sberbank operated at the end of 2017 with NPL ratio of 4.20% and provision coverage of 168%, VTB Bank with 5.70% and 108% respectively and Alfa Bank had 6.44% of bad loans covered with 44.6% by provisions at the end of 2017.

You can see all the bank’s data at Rosbank Profile, or you can download a report on the bank in the report section.

NPLs (As % Of Loans) Unit 2011 2012 2013 2014 2015 2016 2017 2018
AK BARS Bank % ... 7.20% 6.90% 5.50% 5.80% 3.00% ...
Alfa Bank % 5.96% 5.71% 7.51% 12.7% 8.53%
B&N Bank % ... 3.30% 3.60% 3.80% 4.40% 7.89% ...
Bank Of Moscow % 4.34% 2.27% 2.87% ... ... ... ...
Bank Saint Petersburg % 4.54% 6.64% 4.37% 5.12% 5.45%
Credit Bank of Moscow % 0.955% 1.32% 2.30% 5.15% 2.29%
Gazprombank % 1.16% 0.905% 1.20% 2.24% 2.74%
Otkritie Financial Corporation Bank % 3.98% 2.88% 2.63% 5.05% 8.57%
OTP Bank Russia % 20.6% 19.2% 14.8% 19.4% 21.5% ...
Promsvyazbank % 4.35% 3.61% 2.90% 4.03% 19.3%
Raiffeisenbank Russia % 3.69% 3.34% 3.98% 5.60% 4.12%
Rosbank % 10.9% 11.8% 11.6% 16.1% 10.2% ...
Russian Agricultural Bank % 27.0% 25.9% 26.0% 22.9% 20.5%
Sberbank % 3.20% 2.90% 3.20% 5.00% 4.40%
Sovcombank % 7.05% 7.89% 7.83% 4.80% 2.42%
Tinkoff Group % 4.68% 7.02% 14.5% 12.3% 10.2%
UniCredit Bank Russia % 4.62% 4.16% 3.71% 6.43% 8.43%
VTB Bank % 6.98% 6.37% 5.77% 6.30% 6.40%
AVERAGE % 6.74% 6.92% 6.80% 6.91% 8.43% 8.59% 11.6% 9.75%