Santander Bank Polska's net interest margin amounted to 3.84% in 2022, up from 2.52% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 4.02% in 2013 and an all time low of 2.52% in 2021. The average margin in the last five years amounted to 3.10%.
Average asset yield was 4.99% in 2022, up from 2.69% when compared to previous year. On the other hand, cost of funding amounted to 1.30% in 2022, up from 0.193%.
Comparing Santander Bank Polska with its closest peers, PKO BP operated in 2022 with a net interest margin of 2.69% in 2022, Pekao reached 3.10% and ING Bank Slaski some 2.68%.
You can see all the bank’s data at Santander Bank Polska Profile, or you can download a report on the bank in the report section.
Helgi Library 
