Sberbank - Quarterly Cost of Risk

Cost of Risk vs. Interest Spread (%)
Banking | Russia | August 23, 2019
$3.99
Excel Sheet

Sberbank's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.117% in the second quarter of 2019, down from 0.221% when compared to the previous quarter.

Historically, the bank’s cost of risk reached an all time high of 2.02% in 3Q2014 and an all time low of 0.117% in 2Q2019. The average cost of risk in the last six quarters amounted to 0.346%.

On the other hand, average asset yield was 7.70% in 2Q2019, up from 7.64% when compared to the same period last year. Cost of funding amounted to 3.37% in 2Q2019, up from 2.75%.

When compared to bank's main peers, VTB Bank operated in the second quarter of 2019 with a cost of risk of 0.832%.

You can see all the bank’s data at Sberbank Profile, or you can download a report on the bank in the report section.

Cost of Risk Unit Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019
Bank Saint Petersburg % 1.55% 1.17% 1.27% 1.46% 1.08% ...
Gazprombank % 0.998% -0.040% 0.133% 0.023% 0.306% ...
Raiffeisenbank Russia % 0.856% -0.894% 0.377% 0.031% 1.60%
Russian Agricultural Bank % 2.66% 1.50% 1.72% 2.74% 2.06% ...
Sberbank % 1.07% 0.295% 0.167% 0.814% 0.460%
Sovcombank % 1.07% 0.801% 1.40% 0.997% 0.913% ...
Tinkoff Group % 1.54% 4.81% 4.03% 4.00% 2.72%
VTB Bank % 1.68% 0.626% 1.61% 1.10% 1.26%
AVERAGE % 1.35% 1.43% 1.03% 1.34% 1.40% 1.30% 1.02% 1.79%