Sberbank Serbia's net interest margin amounted to 3.85% in 2017, down from 4.23% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 4.80% in 2009 and an all time low of 3.03% in 2007. The average margin in the last five years amounted to 4.35%.
Average asset yield was 4.72% in 2017, down from 5.31% when compared to previous year. On the other hand, cost of funding amounted to 1.10% in 2017, down from 1.38%.
Comparing Sberbank Serbia with its closest peers, Komercijalna Banka Beograd operated in 2017 with a net interest margin of 3.51% in 2017, Bank Intesa Serbia reached 3.45% and Raiffeisenbank Serbia some 3.70%.
You can see all the bank’s data at Sberbank Serbia Profile, or you can download a report on the bank in the report section.
| Net Interest Margin | Unit | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| Addiko Bank Serbia | % | 4.04% | 3.09% | 2.60% | 3.03% | 3.08% | |||
| AIK Banka | % | 4.46% | 5.07% | 4.39% | 4.13% | 3.03% | |||
| Alpha Bank Serbia | % | 3.25% | 3.11% | 3.76% | 4.58% | ... | ... | ... | |
| Bank Intesa Serbia | % | 5.20% | 4.85% | 5.05% | 4.68% | 4.21% | |||
| Banka Postanska Stedionica | % | 11.9% | 8.15% | 4.62% | 4.24% | 4.70% | |||
| Credit Agricole Serbia | % | ... | ... | 3.57% | 3.85% | 4.19% | 4.21% | ||
| Erste Bank Serbia | % | 5.90% | 5.46% | 5.01% | 4.69% | 4.82% | |||
| Eurobank Serbia | % | 4.77% | 4.31% | 4.45% | 4.61% | 4.88% | |||
| Halbank Serbia | % | ... | ... | ... | ... | 3.66% | 3.69% | ||
| Komercijalna Banka Beograd | % | 3.87% | 3.82% | 3.88% | 3.54% | 3.29% | |||
| NLB Serbia | % | ... | ... | ... | ... | ... | ... | ||
| OTP Bank Serbia | % | 1.59% | 2.73% | 4.07% | 6.61% | 5.57% | |||
| Piraeus Bank Serbia | % | ... | ... | ... | ... | 3.20% | 3.92% | ||
| Procredit Bank Serbia | % | ... | ... | ... | ... | 6.88% | 5.54% | ||
| Raiffeisenbank Serbia | % | 5.35% | 5.04% | 5.55% | 5.37% | 4.57% | |||
| Sberbank Serbia | % | 4.78% | 4.28% | 4.47% | 4.57% | 4.64% | |||
| Societe Generale Serbia | % | 4.05% | 3.57% | 3.86% | 4.01% | 4.55% | |||
| UniCredit Bank Serbia | % | 4.74% | 4.24% | 4.10% | 4.13% | 4.29% | |||
| AVERAGE | % | 4.82% | 4.91% | 4.38% | 4.26% | 4.48% | 4.31% | 4.09% | 3.74% |
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