Slovenska Sporitelna's non-performing loans reached 4.19% of total loans at the end of 2017, down from 4.95% when compared to the previous year. Historically, the NPL ratio hit an all time high of 14.2% in 2007 and an all time low of 2.07% in 2002.
Provision coverage amounted to 72.0% at the end of 2017, up from 65.3% compared to a year earlier.
The bank created loan loss provisions worth of 0.274% of average loans in 2017. That's compared to 0.562% of loans the bank put aside to its cost on average in the last five years.