Stavebni Sporitelna Ceske Sporitelny's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.047% in the third quarter of 2022, up from -0.245% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 0.713% in 3Q2021 and an all time low of -0.669% in 4Q2021. The average cost of risk in the last six quarters amounted to -0.065%.
On the other hand, average asset yield was 3.70% in 3Q2022, up from 2.91% when compared to the same period last year. Cost of funding amounted to 1.89% in 3Q2022, up from 1.15%.
You can see all the bank’s data at Stavebni Sporitelna Ceske Sporitelny Profile, or you can download a report on the bank in the report section.
| Cost of Risk | Unit | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 |
| Air Bank | % | ... | ... | ... | ... | ... | -0.038% | 0.095% | -0.215% | -0.040% | 0.053% | ||||||||||||||||||||||||||||||||||||||||
| Banka Creditas | % | -0.126% | 0.146% | -0.113% | 0.472% | 0.003% | |||||||||||||||||||||||||||||||||||||||||||||
| Ceska Sporitelna | % | 0.161% | 0.038% | 0.107% | 0.110% | 0.077% | |||||||||||||||||||||||||||||||||||||||||||||
| CSOB | % | -0.072% | -0.274% | -0.266% | -0.078% | -0.019% | |||||||||||||||||||||||||||||||||||||||||||||
| CSOB Stavebni Sporitelna | % | -0.045% | -0.347% | -0.227% | -0.563% | -0.177% | |||||||||||||||||||||||||||||||||||||||||||||
| Equa Bank | % | ... | ... | ... | ... | ... | ... | ... | 0.271% | 0.518% | 0.203% | -0.645% | ... | ... | ... | ||||||||||||||||||||||||||||||||||||
| Fio banka | % | ... | ... | ... | 0.085% | -0.160% | -0.078% | -0.060% | 0.218% | ||||||||||||||||||||||||||||||||||||||||||
| Hypotecni Banka | % | -0.049% | -0.092% | -0.309% | -0.154% | -0.120% | |||||||||||||||||||||||||||||||||||||||||||||
| J&T Banka | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.448% | -0.448% | 0.655% | 1.64% | -0.097% | ||||||||||||||
| Komercni Banka | % | 0.183% | 0.025% | 0.015% | 0.004% | 0.080% | |||||||||||||||||||||||||||||||||||||||||||||
| Max banka | % | 0.065% | -0.437% | -0.424% | -0.141% | 0.194% | |||||||||||||||||||||||||||||||||||||||||||||
| Modra Pyramida Stavebni Sporitelna | % | 0.038% | 0.063% | 0.112% | -0.393% | -0.102% | |||||||||||||||||||||||||||||||||||||||||||||
| MONETA Money Bank | % | 0.527% | 0.422% | -0.365% | 0.285% | -0.103% | |||||||||||||||||||||||||||||||||||||||||||||
| Moneta Stavebni Sporitelna | % | -0.214% | -0.138% | 0.019% | -1.13% | -0.005% | |||||||||||||||||||||||||||||||||||||||||||||
| PPF Banka | % | -1.52% | 1.28% | -0.147% | 0.070% | 0.652% | |||||||||||||||||||||||||||||||||||||||||||||
| Raiffeisen Stavebni Sporitelna | % | -0.238% | -0.252% | -0.344% | 0.410% | 0.159% | |||||||||||||||||||||||||||||||||||||||||||||
| Raiffeisenbank Czech Republic | % | -0.107% | -0.132% | -0.006% | 0.281% | 0.179% | |||||||||||||||||||||||||||||||||||||||||||||
| Sberbank Czech Republic | % | 0.181% | 0.316% | 0.213% | 0.151% | 1.77% | ... | ... | |||||||||||||||||||||||||||||||||||||||||||
| Stavebni Sporitelna Ceske Sporitelny | % | 0.453% | -0.400% | 0.713% | -0.669% | 0.163% | |||||||||||||||||||||||||||||||||||||||||||||
| Trinity Bank | % | 0.189% | -0.015% | -0.062% | -0.380% | 0.032% | |||||||||||||||||||||||||||||||||||||||||||||
| UniCredit Bank Czecho-Slovakia | % | 0.271% | -0.017% | -0.049% | 0.767% | 0.161% | |||||||||||||||||||||||||||||||||||||||||||||
| Wustenrot Hypotecni banka | % | ... | ... | ... | ... | ... | ... | ... | |||||||||||||||||||||||||||||||||||||||||||
| AVERAGE | % | 0.436% | 1.10% | 0.008% | 0.527% | 0.512% | 0.527% | 0.808% | 0.614% | 0.153% | 0.047% | 0.719% | 0.718% | 0.509% | 0.715% | 0.837% | 0.525% | 0.386% | 0.335% | 0.477% | 0.274% | 0.198% | 0.298% | 0.429% | 0.231% | 0.310% | 0.488% | 0.180% | 0.140% | 0.095% | 0.227% | 0.121% | 0.018% | 0.049% | 0.202% | 0.225% | -0.018% | -0.086% | 0.098% | -0.004% | 0.274% | 0.474% | 0.299% | 0.501% | 0.022% | 0.009% | -0.027% | -0.003% | 0.156% | -0.050% | 0.127% |
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