Stavebni Sporitelna Ceske Sporitelny's Cost of Risk (loan loss provisions as % of total assets) amounted to -0.071% in the third quarter of 2018, up from -0.477% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 0.675% in 3Q2014 and an all time low of -0.477% in 2Q2018. The average cost of risk in the last six quarters amounted to -0.161%.
On the other hand, average asset yield was 2.93% in 3Q2018, up from 2.66% when compared to the same period last year. Cost of funding amounted to 1.46% in 3Q2018, down from 1.53%.
When compared to bank's main peers, Ceskomoravska Stavebni Sporitelna operated in the third quarter of 2018 with a cost of risk of 0.339% Raiffeisen Stavebni Sporitelna reached -0.036% and Modra Pyramida Stavebni Sporitelna some -0.081%.
You can see all the bank’s data at Stavebni Sporitelna Ceske Sporitelny Profile, or you can download a report on the bank in the report section.
| Cost of Risk | Unit | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 |
| Air Bank | % | -0.452% | 0.211% | 0.170% | 0.095% | -0.194% | |||
| Banka Creditas | % | -0.639% | 0.228% | 0.082% | 0.345% | -0.177% | |||
| Ceska Sporitelna | % | 0.151% | 0.227% | 0.045% | 0.064% | -0.397% | |||
| Ceskomoravska Stavebni Sporitelna | % | 0.164% | -0.092% | 0.020% | 0.339% | 0.230% | |||
| CSOB | % | 0.092% | 0.044% | 0.066% | 0.102% | 0.054% | |||
| Equa Bank | % | 0.343% | 0.505% | 0.564% | 0.492% | 0.608% | |||
| Expobank Czech Republic | % | 0.784% | -0.080% | -0.073% | -0.130% | 0.097% | ... | ||
| Fio banka | % | 0.260% | -0.186% | -0.131% | 0.446% | 0.558% | |||
| Hypotecni Banka | % | -0.042% | -0.035% | -0.044% | -0.007% | -0.099% | |||
| Komercni Banka | % | -0.066% | -0.031% | -0.115% | -0.091% | 0.006% | |||
| Modra Pyramida Stavebni Sporitelna | % | -0.099% | -0.033% | -0.164% | -0.081% | -0.170% | |||
| MONETA Money Bank | % | -0.040% | -0.608% | 0.278% | 0.326% | 0.530% | |||
| Moravsky Penezni Ustav | % | -0.218% | -0.121% | -0.111% | 0.596% | ... | ... | ... | |
| PPF Banka | % | 0.262% | 0.026% | -0.064% | -0.014% | 0.154% | |||
| Raiffeisen Stavebni Sporitelna | % | 0.166% | 0.132% | 0.090% | -0.036% | ... | ... | ... | |
| Raiffeisenbank Czech Republic | % | 1.23% | 0.135% | 0.071% | 0.102% | 0.571% | |||
| Sberbank Czech Republic | % | -0.134% | 0.022% | 0.318% | 0.535% | 0.604% | |||
| Stavebni Sporitelna Ceske Sporitelny | % | -0.150% | -0.072% | -0.477% | -0.071% | ... | ... | ... | |
| UniCredit Czech Republic | % | 0.231% | -0.089% | 0.019% | 0.121% | 0.567% | |||
| Wustenrot Hypotecni banka | % | -0.073% | 0.040% | -0.063% | 0.001% | 0.232% | |||
| Wustenrot Stavebni Sporitelna | % | 0.775% | 0.092% | 0.432% | 0.339% | 0.123% | |||
| AVERAGE | % | 0.227% | 0.121% | 0.015% | 0.043% | 0.165% | 0.183% | 0.106% | 0.044% |
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