Stavebni Sporitelna Ceske Sporitelny's Cost of Risk (loan loss provisions as % of total assets) amounted to -0.071% in the third quarter of 2018, up from -0.477% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 0.675% in 3Q2014 and an all time low of -0.477% in 2Q2018. The average cost of risk in the last six quarters amounted to -0.161%.
On the other hand, average asset yield was 2.93% in 3Q2018, up from 2.66% when compared to the same period last year. Cost of funding amounted to 1.46% in 3Q2018, down from 1.53%.
When compared to bank's main peers, Ceskomoravska Stavebni Sporitelna operated in the third quarter of 2018 with a cost of risk of 0.339% Raiffeisen Stavebni Sporitelna reached -0.036% and Modra Pyramida Stavebni Sporitelna some -0.081%.
You can see all the bank’s data at Stavebni Sporitelna Ceske Sporitelny Profile, or you can download a report on the bank in the report section.
Cost of Risk | Unit | Sep 2007 | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 (E) | Mar 2019 (E) | Jun 2019 (E) | Sep 2019 (E) | Dec 2019 (E) |
Air Bank | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.285% | 0.273% | -0.008% | -0.452% | 0.211% | ... | ... | |||||||||||||||||||||||||||
Banka Creditas | % | ... | ... | -0.184% | -0.332% | -0.225% | -0.639% | 0.228% | ... | ... | |||||||||||||||||||||||||||||||||||||||||
Ceska Sporitelna | % | 0.056% | -0.144% | -0.062% | 0.151% | 0.227% | ... | ... | |||||||||||||||||||||||||||||||||||||||||||
Ceskomoravska Stavebni Sporitelna | % | 0.213% | 0.053% | 0.054% | 0.164% | -0.092% | ... | ... | |||||||||||||||||||||||||||||||||||||||||||
CSOB | % | -0.008% | 0.077% | 0.021% | 0.092% | 0.044% | ... | ... | |||||||||||||||||||||||||||||||||||||||||||
Equa Bank | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.505% | -0.220% | 0.582% | 0.343% | 0.505% | ... | ... | |||||||||||||||||||||||||
Expobank Czech Republic | % | -0.009% | 0.412% | 1.29% | 0.784% | -0.080% | ... | ... | ... | ||||||||||||||||||||||||||||||||||||||||||
Fio banka | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.533% | 0.396% | 0.347% | 0.260% | -0.186% | ... | ... | |||||||||||||||||||||||||||||
Hypotecni Banka | % | 0.036% | -0.009% | -0.012% | -0.042% | -0.035% | ... | ... | |||||||||||||||||||||||||||||||||||||||||||
Komercni Banka | % | -0.032% | -0.005% | -0.048% | -0.066% | -0.031% | |||||||||||||||||||||||||||||||||||||||||||||
Modra Pyramida Stavebni Sporitelna | % | -0.114% | -0.138% | 0.016% | -0.099% | -0.033% | ... | ... | |||||||||||||||||||||||||||||||||||||||||||
MONETA Money Bank | % | 0.205% | 0.452% | 0.313% | -0.040% | -0.608% | |||||||||||||||||||||||||||||||||||||||||||||
Moravsky Penezni Ustav | % | ... | ... | -0.053% | 0.441% | 0.080% | -0.218% | -0.121% | ... | ... | ... | ... | ... | ||||||||||||||||||||||||||||||||||||||
PPF Banka | % | ... | ... | ... | ... | ... | ... | -0.028% | 0.060% | 0.127% | 0.262% | 0.026% | ... | ... | |||||||||||||||||||||||||||||||||||||
Raiffeisen Stavebni Sporitelna | % | -0.032% | 0.010% | 0.383% | 0.166% | 0.132% | ... | ... | ... | ... | ... | ||||||||||||||||||||||||||||||||||||||||
Raiffeisenbank Czech Republic | % | 0.672% | 0.222% | 1.01% | 1.23% | 0.135% | ... | ... | |||||||||||||||||||||||||||||||||||||||||||
Sberbank Czech Republic | % | 0.379% | 0.477% | 0.398% | -0.134% | 0.022% | ... | ... | |||||||||||||||||||||||||||||||||||||||||||
Stavebni Sporitelna Ceske Sporitelny | % | 0.064% | -0.220% | 0.025% | -0.150% | -0.072% | ... | ... | ... | ... | ... | ||||||||||||||||||||||||||||||||||||||||
UniCredit Czech Republic | % | ... | ... | 0.041% | -0.175% | 0.171% | 0.231% | -0.089% | ... | ... | |||||||||||||||||||||||||||||||||||||||||
Wustenrot Hypotecni banka | % | 0.112% | 0.124% | -0.116% | -0.073% | 0.040% | ... | ... | |||||||||||||||||||||||||||||||||||||||||||
Wustenrot Stavebni Sporitelna | % | 0.303% | 0.246% | 0.415% | 0.775% | 0.092% | ... | ... | |||||||||||||||||||||||||||||||||||||||||||
AVERAGE | % | 0.293% | 0.604% | 0.366% | 0.300% | 0.543% | 2.72% | 0.551% | 0.797% | 0.698% | 1.06% | 0.486% | 0.436% | 1.10% | 0.008% | 0.527% | 0.512% | 0.527% | 0.808% | 0.614% | 0.153% | 0.047% | 0.720% | 0.718% | 0.509% | 0.715% | 0.837% | 0.525% | 0.386% | 0.335% | 0.478% | 0.274% | 0.198% | 0.298% | 0.429% | 0.231% | 0.310% | 0.488% | 0.180% | 0.140% | 0.095% | 0.227% | 0.121% | 0.015% | 0.043% | 0.165% | 0.183% | 0.106% | 0.044% | 0.151% | 0.152% |