Stavebni Sporitelna Ceske Sporitelny's Cost of Risk (loan loss provisions as % of total assets) amounted to -0.071% in the third quarter of 2018, up from -0.477% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 0.675% in 3Q2014 and an all time low of -0.477% in 2Q2018. The average cost of risk in the last six quarters amounted to -0.161%.
On the other hand, average asset yield was 2.93% in 3Q2018, up from 2.66% when compared to the same period last year. Cost of funding amounted to 1.46% in 3Q2018, down from 1.53%.
When compared to bank's main peers, Ceskomoravska Stavebni Sporitelna operated in the third quarter of 2018 with a cost of risk of 0.339% Raiffeisen Stavebni Sporitelna reached -0.036% and Modra Pyramida Stavebni Sporitelna some -0.081%.
You can see all the bank’s data at Stavebni Sporitelna Ceske Sporitelny Profile, or you can download a report on the bank in the report section.
| Cost of Risk | Unit | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 |
| Air Bank | % | 0.170% | 0.095% | -0.194% | -0.040% | 0.025% | ... | ... | |
| Banka Creditas | % | 0.082% | 0.345% | -0.177% | 0.354% | -0.010% | ... | ... | |
| Ceska Sporitelna | % | 0.045% | 0.064% | -0.397% | 0.071% | -0.018% | ... | ... | |
| Ceskomoravska Stavebni Sporitelna | % | 0.020% | 0.339% | 0.230% | 0.095% | 0.064% | ... | ... | |
| CSOB | % | 0.066% | 0.102% | 0.054% | -0.008% | 0.037% | ... | ... | |
| Equa Bank | % | 0.564% | 0.492% | 0.608% | 0.505% | 0.550% | ... | ... | |
| Expobank Czech Republic | % | -0.073% | -0.130% | 0.097% | 0.260% | ... | ... | ... | |
| Fio banka | % | -0.131% | 0.446% | 0.558% | 0.398% | 0.098% | ... | ... | |
| Hypotecni Banka | % | -0.044% | -0.007% | -0.099% | -0.025% | -0.044% | ... | ... | |
| Komercni Banka | % | -0.115% | -0.091% | 0.006% | -0.062% | -0.060% | |||
| Modra Pyramida Stavebni Sporitelna | % | -0.164% | -0.081% | -0.170% | -0.014% | -0.091% | ... | ... | |
| MONETA Money Bank | % | 0.278% | 0.326% | 0.530% | -0.027% | 0.277% | |||
| Moravsky Penezni Ustav | % | -0.111% | 0.596% | ... | ... | ... | ... | ... | |
| PPF Banka | % | -0.064% | -0.014% | 0.154% | -0.014% | -0.086% | ... | ... | |
| Raiffeisen Stavebni Sporitelna | % | 0.090% | -0.036% | ... | ... | ... | ... | ... | |
| Raiffeisenbank Czech Republic | % | 0.071% | 0.102% | 0.571% | -0.038% | -0.674% | ... | ... | |
| Sberbank Czech Republic | % | 0.318% | 0.535% | 0.604% | 0.131% | 0.381% | ... | ... | |
| Stavebni Sporitelna Ceske Sporitelny | % | -0.477% | -0.071% | ... | ... | ... | ... | ... | |
| UniCredit Czech Republic | % | 0.019% | 0.121% | 0.567% | 0.174% | 0.092% | ... | ... | |
| Wustenrot Hypotecni banka | % | -0.063% | 0.001% | 0.232% | 0.077% | 0.096% | ... | ... | |
| Wustenrot Stavebni Sporitelna | % | 0.432% | 0.339% | 0.123% | 0.080% | 0.119% | ... | ... | |
| AVERAGE | % | 0.015% | 0.043% | 0.165% | 0.183% | 0.106% | 0.044% | 0.151% | 0.152% |
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