What Banks Had the Lowest Loan to Deposit Ratio in 2017?

Top Banks by Loans (As % Of Deposits)
Banking | Czech Republic | November 05, 2018
$1.99
Excel Sheet

Based on a comparison of 11 banks in in 2017, Fio banka operated with the lowest loan to deposit ratio, followed by Air Bank and Expobank Czech Republic.

Fio banka's loan to deposit ratio reached 12.7% at the end of 2017, down from 17.7% when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 4,690% in 2004 and an all time low of 1.16% in 2009.

When compared to the nearest peers, Air Bank ended the year 2017 with loans to deposits at 43.3%, Expobank Czech Republic with 56.2% and Ceska Sporitelna some 72.3% of loans to deposits at the end of 2017.

You can see all the banks loan to deposit ratio at Loans (As % Of Deposits) indicator page or you can download a report on the banks in the report section.

Loans (As % Of Deposits) Unit 2010 2011 2012 2013 2014 2015 2016 2017
Komercni Banka % 77.5% 78.0% 72.9% 70.5% 79.9%
UniCredit Czech Republic % 129% 103% 94.7% 103% 96.6%
CSOB % 72.1% 75.6% 70.5% 78.1% 81.1%
Ceska Sporitelna % 69.3% 66.8% 67.3% 73.5% 74.6%
Expobank Czech Republic % 109% 114% 106% 88.3% 72.1%
Raiffeisenbank Czech Republic % 105% 99.8% 101% 102% 99.5%
MONETA Money Bank % 89.4% 97.7% 104% 111% 99.8%
Sberbank Czech Republic % 133% 112% 107% 122% 91.1%
Fio banka % 43.0% 37.6% 35.8% 26.9% 24.0%
Air Bank % ... 43.7% 53.3% 45.9% 38.9%
Equa Bank % 63.6% 74.8% 78.8% 80.9% 81.9%
mBank Czech Republic % 51.3% 49.6% 55.6% 59.4% 64.6%
AVERAGE % 82.8% 78.5% 79.4% 78.9% 80.1% 75.3% 74.3% 71.1%