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What Banks in Croatia Achieved the Highest Interest Margin in 2017?

Top Banks by Net Interest Margin (%)
Banking | Croatia | August 12, 2018
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Excel Sheet

Based on a comparison of 23 banks in Croatia in 2017, OTP Bank Croatia operated with the highest net interest margin, followed by Erste & Steiermarkische Bank and Sberbank Croatia.

OTP Bank Croatia's net interest margin amounted to 3.16% in 2017, down from 3.45% when compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 3.45% in 2016 and an all time low of 2.73% in 2014. The average margin in the last five years amounted to 3.11%.

Average asset yield was 3.60% in 2017, down from 4.34% when compared to previous year. On the other hand, cost of funding amounted to 0.544% in 2017, down from 1.00%.

Comparing OTP Bank Croatia with its closest peers, Erste & Steiermarkische Bank operated in 2017 with a net interest margin of 3.15% Sberbank Croatia reached 3.14% and Privredna Banka Zagreb some 2.94%.

The average net interest margin reached 2.70% in the Croatian banking sector in 2017 while interest spread amounted to %.

You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Croatian banks in the report section.