Based on a comparison of 20 banks in Czechia in 2Q2017, Fio banka operated with the lowest loan to deposit ratio, followed by PPF Banka and Banka Creditas.
Fio banka's loan to deposit ratio reached 12.0% at the end of 2Q2017, down from 22.0% when compared to the previous quarter and down from 27.4% when compared to the same period of last year. Historically, the bank’s loans to deposits hit an all time high of 49.5% in 2Q2011 and an all time low of 12.0% in 2Q2017.
When compared to the nearest peers, PPF Banka ended the year 2Q2017 with loans to deposits at 23.4%, Banka Creditas with 35.0% and Air Bank some 40.9% of loans to deposits at the end of 2Q2017.
Overall, total loans of the Czech banking sector amounted to 73.5% of deposits at the end of 2Q2017.
You can see all the banks loan to deposit ratio at Loans (As % Of Deposits) indicator page or you can download a report on the Czech banks in the report section.
| Loans (As % Of Deposits) | Unit | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 |
| Air Bank | % | ... | ... | ... | ... | ... | 47.0% | 48.0% | 50.8% | 52.2% | 54.8% | ||||||||||||||||||||||||||||||||||||||||
| Banka Creditas | % | 23.3% | 31.5% | 35.7% | 39.9% | 36.8% | |||||||||||||||||||||||||||||||||||||||||||||
| Ceska Sporitelna | % | 60.5% | 64.4% | 64.2% | 70.0% | 63.5% | |||||||||||||||||||||||||||||||||||||||||||||
| CSOB | % | 89.4% | 83.0% | 77.0% | 87.7% | 77.8% | |||||||||||||||||||||||||||||||||||||||||||||
| CSOB Stavebni Sporitelna | % | 86.4% | 86.8% | 87.6% | 87.8% | 90.1% | |||||||||||||||||||||||||||||||||||||||||||||
| Equa Bank | % | ... | ... | ... | ... | ... | ... | 85.8% | 84.8% | 83.8% | 82.4% | ... | ... | ... | |||||||||||||||||||||||||||||||||||||
| Fio banka | % | ... | ... | 15.3% | 17.1% | 17.3% | 18.4% | 18.6% | |||||||||||||||||||||||||||||||||||||||||||
| Hypotecni Banka | % | 113% | 114% | 115% | 116% | 115% | |||||||||||||||||||||||||||||||||||||||||||||
| J&T Banka | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 47.4% | 43.2% | 39.1% | 41.3% | 37.9% | ||||||||||||||
| Komercni Banka | % | 67.1% | 67.1% | 64.9% | 75.7% | 70.2% | |||||||||||||||||||||||||||||||||||||||||||||
| Max banka | % | 57.9% | 60.5% | 59.2% | 59.4% | 82.8% | |||||||||||||||||||||||||||||||||||||||||||||
| mBank Czech Republic | % | 54.2% | 57.3% | 58.5% | 62.0% | 64.0% | |||||||||||||||||||||||||||||||||||||||||||||
| Modra Pyramida Stavebni Sporitelna | % | 111% | 115% | 121% | 127% | 136% | |||||||||||||||||||||||||||||||||||||||||||||
| MONETA Money Bank | % | 86.6% | 89.1% | 92.3% | 89.6% | 86.1% | |||||||||||||||||||||||||||||||||||||||||||||
| Moneta Stavebni Sporitelna | % | 54.5% | 52.2% | 52.7% | 51.3% | 52.2% | |||||||||||||||||||||||||||||||||||||||||||||
| PPF Banka | % | 31.3% | 31.4% | 30.6% | 29.8% | 29.3% | |||||||||||||||||||||||||||||||||||||||||||||
| Raiffeisen Stavebni Sporitelna | % | 83.2% | 84.0% | 88.1% | 91.4% | 81.8% | |||||||||||||||||||||||||||||||||||||||||||||
| Raiffeisenbank Czech Republic | % | 67.9% | 59.8% | 61.6% | 62.4% | 74.1% | |||||||||||||||||||||||||||||||||||||||||||||
| Sberbank Czech Republic | % | 75.8% | 79.0% | 80.5% | 84.5% | 206% | ... | ... | |||||||||||||||||||||||||||||||||||||||||||
| Stavebni Sporitelna Ceske Sporitelny | % | 79.6% | 82.6% | 85.8% | 87.2% | 90.3% | |||||||||||||||||||||||||||||||||||||||||||||
| Trinity Bank | % | 44.5% | 59.7% | 58.0% | 28.3% | 18.0% | |||||||||||||||||||||||||||||||||||||||||||||
| UniCredit Bank Czecho-Slovakia | % | 66.3% | 66.8% | 78.7% | 98.2% | 72.3% | |||||||||||||||||||||||||||||||||||||||||||||
| Wustenrot Hypotecni banka | % | ... | ... | ... | ... | ... | ... | ... | |||||||||||||||||||||||||||||||||||||||||||
| AVERAGE | % | 241% | 271% | 103% | 92.6% | 93.5% | 89.5% | 85.6% | 81.6% | 82.2% | 81.8% | 82.4% | 81.5% | 79.2% | 79.3% | 80.5% | 80.7% | 79.6% | 77.6% | 76.9% | 77.0% | 76.8% | 76.6% | 75.9% | 77.0% | 77.7% | 78.6% | 76.9% | 74.7% | 74.4% | 74.7% | 74.7% | 73.1% | 74.2% | 74.5% | 74.0% | 71.4% | 71.8% | 72.1% | 72.5% | 70.1% | 69.0% | 68.8% | 72.9% | 65.8% | 67.2% | 68.3% | 70.1% | 74.2% | 68.2% | 68.5% |
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