What Banks in Czechia Were the Best Capitalised in 3Q2018?

Top 15 Banks by Capital Adequacy Ratio (%)
Banking | Czech Republic | January 29, 2019
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Based on a comparison of 21 banks in the Czech Republic in 3Q2018, Hypotecni Banka was the best capitalised bank, followed by Expobank Czech Republic and Modra Pyramida Stavebni Sporitelna.

Hypotecni Banka's capital adequacy ratio reached 35.5%, down from 41.2% when compared to the previous quarter and down from 36.5% when compared to the same period of last year. Historically, the bank’s capital ratio hit an all time high of 56.4% in 2Q2008 and an all time low of 8.16% in 4Q2002.

When compared to the nearest peers, Expobank Czech Republic ended the year 3Q2018 with a capital adequacy ratio at 21.4%, Modra Pyramida Stavebni Sporitelna with 20.4% and Stavebni Sporitelna Ceske Sporitelny some 19.0% at the end of 3Q2018.

The average capital adequacy reached 18.7% in the Czech banking sector in 3Q2018.

You can see all the banks capital adequacy ratio data at Capital Adequacy Ratio indicator page or you can download a report on the Czech banks in the report section.

Capital Adequacy Ratio Unit Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019
Air Bank % 13.5% 15.9% 15.8% 16.8% ... ... ...
Banka Creditas % 12.5% 14.0% 15.0% 14.5% ... ... ...
Ceska Sporitelna % 18.7% 17.8% 17.3% 17.6% ... ... ...
Ceskomoravska Stavebni Sporitelna % 20.5% 14.7% 15.7% 15.5% ... ... ...
CSOB % 17.2% 17.9% 17.5% 17.3% ... ... ...
Equa Bank % 13.8% 16.4% 13.6% 16.1% ... ... ...
Expobank Czech Republic % 28.2% 25.3% 22.6% 21.4% ... ... ...
Fio banka % 12.5% 12.5% 14.8% 14.9% ... ... ...
Hypotecni Banka % 37.3% 37.5% 41.2% 35.5% ... ... ...
Komercni Banka % 18.6% 18.3% 18.1% 18.4% 18.5%
Modra Pyramida Stavebni Sporitelna % 20.4% 20.8% 20.3% 20.4% ... ... ...
MONETA Money Bank % 17.4% 16.6% 16.0% 16.6% 16.4%
Moravsky Penezni Ustav % 17.1% 17.2% 18.0% 18.0% ... ... ...
PPF Banka % 16.2% 15.6% 16.3% 15.9% ... ... ...
Raiffeisen Stavebni Sporitelna % 16.0% 15.2% 15.3% 14.6% ... ... ...
Raiffeisenbank Czech Republic % 17.7% 16.6% 16.4% 16.3% ... ... ...
Sberbank Czech Republic % 16.4% 15.6% 15.7% 16.0% ... ... ...
Stavebni Sporitelna Ceske Sporitelny % 17.8% 19.2% 19.0% 19.0% ... ... ...
UniCredit Czech Republic % 19.9% 19.1% 18.6% 18.3% ... ... ...
Wustenrot Hypotecni banka % 14.8% 14.1% 14.4% 14.1% ... ... ...
Wustenrot Stavebni Sporitelna % 18.4% 17.4% 17.2% 17.2% ... ... ...
AVERAGE % 17.7% 18.3% 18.0% 18.0% 17.8% 17.5% 18.0% 17.9%