What Banks in Italy Had the Lowest Loan to Deposit Ratio in 2018?

Top Banks by Loans (As % Of Deposits)
Banking | Italy | February 21, 2020
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Based on a comparison of 14 banks in Italy in 2018, Credito Emiliano operated with the lowest loan to deposit ratio, followed by Banca Popolare di Sondrio and Cassa Depositi e Prestiti.

Credito Emiliano's loan to deposit ratio reached 106% at the end of 2018, up from 86.3% when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 138% in 2000 and an all time low of 79.0% in 1994.

Comparing Credito Emiliano with its closest peers, Banca Popolare di Sondrio ended the year 2018 with loans to deposits at 106%, Cassa Depositi e Prestiti with 115% and Banco BPM some 116% of loans to deposits at the end of 2018.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Italian banks in the report section.

Loans (As % Of Deposits) Unit 2012 2013 2014 2015 2016 2017 2018 2019
Banca Mediolanum % 52.7% 53.2% 52.2% 46.2% 54.8%
Banca Nazionale del Lavoro % 167% 166% 156% 139% 137% ...
Banca Popolare di Sondrio % 102% 90.3% 90.9% 90.9% 86.3%
Banco BPM % 190% 158% 137% 94.7% 122%
BPER Banca % 144% 133% 128% 123% 118%
Cassa Depositi e Prestiti % 95.0% 90.3% 89.0% 89.4% 103% ...
Credit Agricole Italia % 156% 148% 128% 123% 108% ...
Credito Emiliano % 102% 90.3% 90.9% 90.9% 86.3%
Credito Valtellinese % 135% 119% 118% 110% 116%
Intesa Sanpaolo % 154% 153% 140% 125% 122%
Mediobanca % 221% 209% 217% 217% 192%
Monte dei Paschi di Siena % 185% 160% 138% 177% 119%
UBI Banca % 197% 185% 171% 152% 135%
UniCredit SpA % 129% 123% 113% 106% 108%
AVERAGE % 157% 145% 134% 126% 120% 115% 128% 113%