Based on a comparison of 18 banks in Poland in 2017, Bank Handlowy operated with the lowest loan to deposit ratio, followed by Bank Pocztowy and Bank Ochrony Srodowiska.
Bank Handlowy's loan to deposit ratio reached 61.8% at the end of 2017, up from 59.0% when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 153% in 1997 and an all time low of 51.6% in 2010.
Comparing Bank Handlowy with its closest peers, Bank Pocztowy ended the year 2017 with loans to deposits at 78.2%, Bank Ochrony Srodowiska with 79.8% and Bank Millennium some 82.8% of loans to deposits at the end of 2017.
Overall, total loans of the Polish banking sector amounted to 74.0% of deposits at the end of 2017.
You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Polish banks in the report section.