Based on a comparison of 17 banks in Serbia in 2016, OTP Bank Serbia operated with the highest net interest margin, followed by Banka Postanska Stedionica and Procredit Bank Serbia.
OTP Bank Serbia's net interest margin amounted to 4.67% in 2016, down from 5.57% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 11.6% in 2005 and an all time low of 1.59% in 2011. The average margin in the last five years amounted to 4.73%.
Average asset yield was 5.40% in 2016, down from 6.41% when compared to previous year. On the other hand, cost of funding amounted to 1.00% in 2016, down from 1.18%.
Comparing OTP Bank Serbia with its closest peers, Banka Postanska Stedionica operated in 2016 with a net interest margin of 4.59% Procredit Bank Serbia reached 4.50% and Erste Bank Serbia some 4.46%.
The average net interest margin reached 3.53% in the Serbian banking sector in 2016 while interest spread amounted to %.
You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Serbian banks in the report section.
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