Based on a comparison of 15 banks in Vietnam in 2018, Vietnam Prosperity Bank operated with the highest net interest margin, followed by MBBank and HDBank.
Vietnam Prosperity Bank's net interest margin amounted to 8.22% in 2018, up from 8.16% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 8.22% in 2018 and an all time low of 2.50% in 2010. The average margin in the last five years amounted to 6.64%.
Average asset yield was 13.4% in 2018, down from 13.5% when compared to previous year. On the other hand, cost of funding amounted to 5.81% in 2018, down from 5.88%.
Comparing Vietnam Prosperity Bank with its closest peers, MBBank operated in 2018 with a net interest margin of 4.33% HDBank reached 3.83% and Techcombank some 3.77%.