What Banks Were the Most Cost Efficient in 2017?

Top Banks by Costs As % Of Income
Banking | Czech Republic | November 02, 2018
$1.99
Excel Sheet

Based on a comparison of 11 banks in in 2017, Fio banka was the most cost efficient bank, followed by Komercni Banka and CSOB.

Fio banka's cost to income ratio reached 42.1% in 2017, down from 79.0% when compared to the last year. Historically, the bank’s costs reached an all time high of 101% in 2004 and an all time low of 42.1% in 2017.

When compared to total assets, bank's cost amounted to 1.39% in 2017, down from 0.850% a year earlier.

When compared to the nearest peers, Komercni Banka operated in 2017 with a cost to income ratio of 43.1%, CSOB reached 43.7% and UniCredit Czech Republic some 47.3%.

You can see all the banks cost efficiency data at Costs (As % Of Income) indicator page or you can download a report on the banks in the report section.

Costs (As % Of Income) Unit 2010 2011 2012 2013 2014 2015 2016 2017
Komercni Banka % 41.3% 41.3% 42.6% 42.6% 46.2%
UniCredit Czech Republic % 40.4% 45.1% 44.8% 47.7% 49.4%
CSOB % 46.7% 45.9% 47.5% 47.6% 48.2%
Ceska Sporitelna % 41.8% 41.9% 42.0% 44.3% 46.8%
Expobank Czech Republic % 97.3% 85.0% 93.6% 97.7% 83.1%
Raiffeisenbank Czech Republic % 51.9% 56.8% 74.9% 61.2% 54.1%
MONETA Money Bank % 43.1% 42.2% 41.1% 43.1% 45.7%
Sberbank Czech Republic % 54.9% 56.5% 62.8% 62.2% 83.0%
Fio banka % 95.6% 74.6% 76.9% 67.9% 55.9%
Air Bank % -9,524% 94.9% 46.9% 34.9% 54.6%
Equa Bank % 746% 763% 242% 149% 116%
AVERAGE % 191% -751% 122% 74.1% 63.5% 62.1% 56.4% 55.2%