What Country Has the Biggest Penetration of Bank Cards?

Bank Payment Card Penetration (%), 2017 or latest
Banking | September 20, 2018
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Excel Sheet

Based on a comparison of 51 countries in 2017, Japan ranked the highest in bank payment card penetration with 554% followed by South Korea and China. On the other end of the scale was Philippines with 57.9%, Dominican Republic with 59.8% and India with 68.1%.

Data for more countries are available at Bank Payment Card Penetration indicator page.

Bank Payment Card Penetration Unit 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
Australia % 215% 265% 271% 276% 281%
Brazil % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 225% 232% 236% 238% ...
Canada % 216% 213% 218% 204% 205%
China % ... ... ... ... ... ... ... ... ... ... ... 21.6% 257% 306% 357% 392%
Croatia % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 204% 201% 204%
Hong Kong % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 245% 253% 257% 263% ...
Japan % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 533% 541% 537% 546% ...
Luxembourg % ... ... ... 328% 374% 381% 397% 399%
Malta % ... ... ... 173% 187% 191% 188% 201%
Singapore % 161% 377% 380% 373% 356% ...
South Korea % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 541% 512% 501% 512% ...
Switzerland % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 183% 190% 195% 199% ...
Turkey % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 211% 216% 225%
USA % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 378% 381% 389% 405%
United Kingdom % ... ... ... 265% 270% 279% 283% 277%