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What Country Has the Biggest Penetration of Credit Cards?

Bank Debit Card Penetration (%), 2017 or latest
Banking | November 12, 2018
$2.99
Excel Sheet

Based on a comparison of 48 countries in 2017, China ranked the highest in bank debit card penetration with 430% followed by South Korea and Japan. On the other end of the scale was Dominican Republic with 36.7%, Peru with 49.5% and Philippines with 49.7%.

Data for more countries are available at Bank Debit Card Penetration indicator page.

Bank Debit Card Penetration Unit 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
Australia % 149% 157% 164% 171% 175%
Belgium % ... ... ... 143% 147% 142% 146% 153%
Brazil % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 148% 151% 156% 157%
China % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 233% 277% 324% 361%
Croatia % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 159% 159% 161% ...
Finland % ... ... ... 125% 126% 125% 131% 136%
Japan % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 328% 330% 332% 334%
Luxembourg % ... ... ... 152% 117% 120% 125% 130%
Malta % ... ... ... 130% 141% 146% 152% 158%
Netherlands % ... ... ... 147% 148% 147% 153% 156%
Russia % ... ... ... ... ... ... ... ... ... ... 103% 118% 132% 138% 152%
Singapore % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 200% 202% 196% 185%
South Korea % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 304% 304% 313% 323%
Turkey % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 134% 140% 148%
United Kingdom % ... ... ... 138% 141% 152% 152% 156%

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