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What Country Has the Biggest Penetration of Debit Cards?

Bank Credit Card Penetration (%), 2017 or latest
Banking | November 12, 2018
$2.99
Excel Sheet

Based on a comparison of 49 countries in 2017, Luxembourg ranked the highest in bank credit card penetration with 328% followed by USA and Hong Kong. On the other end of the scale was India with 2.71%, Slovenia with 6.05% and France with 6.14%.

Data for more countries are available at Bank Credit Card Penetration indicator page.

Bank Credit Card Penetration Unit 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
Brazil % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 77.4% 80.8% 79.8% 80.9%
Canada % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 226% 232% 217% 203%
Chile % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ...
Finland % ... ... ... ... ... ... ... ... ... ... ... 67.5% 66.4% 69.0% 71.7% 74.4%
Hong Kong % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 245% 253% 257% 263% ...
Japan % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 205% 211% 205% 211% ...
Luxembourg % ... ... ... 177% 257% 260% 273% 270%
Singapore % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 177% 177% 177% 171% ...
South Korea % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 238% 208% 188% 189% ...
Spain % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ...
Sweden % ... ... ... 59.2% 56.5% 60.3% 54.5% 89.8%
Switzerland % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 72.3% 76.4% 74.1% 75.8% ...
Turkey % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 76.2% 75.7% 76.7%
USA % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 286% 288% 295% 310%
United Kingdom % ... ... ... 87.4% 90.1% 88.0% 90.2% 93.1%

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