Based on a comparison of 7 banks among Sberbank Group in 2017, Sberbank operated with the highest net interest margin, followed by Sberbank Serbia and Sberbank Croatia.
Sberbank's net interest margin amounted to 5.53% in 2017, up from 5.17% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 7.37% in 2002 and an all time low of 3.76% in 2015. The average margin in the last five years amounted to 4.87%.
Average asset yield was 8.90% in 2017, down from 9.10% when compared to previous year. On the other hand, cost of funding amounted to 3.82% in 2017, down from 4.36%.
Comparing Sberbank with its closest peers, Sberbank Serbia operated in 2017 with a net interest margin of 3.85% Sberbank Croatia reached 3.14% and Sberbank Czech Republic some 2.15%.
You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Sberbank Group banks in the reports section.
| Net Interest Margin | Unit | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| Sberbank Czech Republic | % | 2.28% | 2.18% | 2.43% | 1.96% | 2.07% | |||
| Sberbank Slovenia | % | 1.57% | 1.77% | 2.09% | 1.90% | 1.79% | ... | ||
| Sberbank Serbia | % | 4.28% | 4.47% | 4.57% | 4.64% | 4.23% | ... | ||
| Sberbank Slovakia | % | 2.37% | 2.34% | 2.56% | 1.96% | 1.83% | ... | ||
| Prima Banka Slovakia | % | 1.96% | 2.06% | 2.62% | 2.64% | 2.32% | ... | ||
| Sberbank | % | 5.44% | 5.18% | 4.70% | 3.76% | 5.17% | |||
| Sberbank Croatia | % | 2.42% | 2.44% | 2.73% | 2.57% | 2.87% | ... | ||
| AVERAGE | % | 3.23% | 2.90% | 2.92% | 3.10% | 2.78% | 2.90% | 2.91% | 3.61% |
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