Based on a comparison of 7 banks among Sberbank Group in 2017, Sberbank operated with the highest net interest margin, followed by Sberbank Serbia and Sberbank Croatia.
Sberbank's net interest margin amounted to 5.53% in 2017, up from 5.17% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 7.37% in 2002 and an all time low of 3.76% in 2015. The average margin in the last five years amounted to 4.87%.
Average asset yield was 8.90% in 2017, down from 9.10% when compared to previous year. On the other hand, cost of funding amounted to 3.82% in 2017, down from 4.36%.
Comparing Sberbank with its closest peers, Sberbank Serbia operated in 2017 with a net interest margin of 3.85% Sberbank Croatia reached 3.14% and Sberbank Czech Republic some 2.15%.
You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Sberbank Group banks in the reports section.
Net Interest Margin | Unit | 1969 | 1970 | 1971 | 1972 | 1973 | 1974 | 1975 | 1976 | 1977 | 1978 | 1979 | 1980 | 1981 | 1982 | 1983 | 1984 | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
Sberbank Czech Republic | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||||||||||||
Sberbank Slovenia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||||||||||
Sberbank Serbia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||||||
Sberbank Slovakia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||||||||||||||
Prima Banka Slovakia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||||||||||||||
Sberbank | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||||||||||||
Sberbank Croatia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||||||||||
AVERAGE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.87% | 2.84% | 2.19% | 3.10% | 3.58% | 4.43% | 3.40% | 3.25% | 3.15% | 3.31% | 3.28% | 3.48% | 3.31% | 3.22% | 3.23% | 2.90% | 2.92% | 3.10% | 2.78% | 2.90% | 2.91% | 3.61% |