Who Had the Lowest Loan to Deposit Ratio Among CEE Savings Banks in 2017?

Top Banks by Loans (As % Of Deposits)
Banking | February 13, 2019
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Excel Sheet

Based on a comparison of 12 banks among CEE Savings Banks in 2017, OTP Bank Hungary operated with the lowest loan to deposit ratio, followed by CEC Bank and Banca Commerciala Romana.

OTP Bank Hungary's loan to deposit ratio reached 51.9% at the end of 2017, down from 53.2% when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 99.6% in 2008 and an all time low of 51.9% in 2017.

Comparing OTP Bank Hungary with its closest peers, CEC Bank ended the year 2017 with loans to deposits at 61.1%, Banca Commerciala Romana with 63.8% and DSK Bank some 66.2% of loans to deposits at the end of 2017.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the CEE Savings Banks banks in the reports section.

Loans (As % Of Deposits) Unit 2011 2012 2013 2014 2015 2016 2017 2018
Erste Group Bank % 101% 97.9% 98.8% 98.4% 94.7%
OTP Group % 116% 109% 91.1% 80.4% 78.2%
PKO BP % 98.1% 98.5% 103% 97.3% 97.8%
Ceska Sporitelna % 66.8% 67.3% 73.5% 74.6% 73.2%
Zagrebacka Banka % 91.4% 91.4% 107% 97.5% 87.6% ...
Slovenska Sporitelna % 80.7% 78.8% 83.6% 87.8% 90.0% ...
DSK Bank % 98.4% 88.7% 77.8% 66.9% 65.4% ...
Banca Commerciala Romana % 118% 101% 81.6% 76.1% 66.9% ...
Sberbank % 103% 107% 114% 94.6% 92.9%
CEC Bank % ... 55.3% 50.9% 51.0% 57.1% 61.1% ... ...
OTP Bank Hungary % 77.3% 79.0% 61.7% 53.3% 53.2%
Erste Savings Banks % 110% 107% 105% 101% 98.8% ...
AVERAGE % 98.0% 93.1% 89.8% 87.3% 82.0% 80.0% 80.1% 77.7%