Who Had the Lowest Loan to Deposit Ratio Among Indonesian Financials in 2019?

Top Banks by Loans (As % Of Deposits)
Banking | Indonesia | March 8, 2020
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Excel Sheet

Based on a comparison of 12 banks among Indonesian Financials in 2019, Bank Central Asia operated with the lowest loan to deposit ratio, followed by Bank Permata and Bank Rakyat.

Bank Central Asia's loan to deposit ratio reached 84.6% at the end of 2019, down from 85.9% when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 85.9% in 2018 and an all time low of 4.36% in 1999.

Comparing Bank Central Asia with its closest peers, Bank Permata ended the year 2019 with loans to deposits at 85.3%, Bank Rakyat with 85.8% and Bank OCBC Nisp some 90.7% of loans to deposits at the end of 2019.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Indonesian Financials banks in the reports section.

Loans (As % Of Deposits) Unit 2012 2013 2014 2015 2016 2017 2018 2019
Bank Mandiri % 83.3% 82.3% 86.6% 84.4% 88.2%
Bank Rakyat % 84.9% 78.7% 82.9% 83.9% 83.5%
Bank Permata % 92.2% 88.8% 86.5% 72.7% 80.9%
Bank Danamon % 121% 116% 108% 114% 118%
Bank CIMB Niaga % 93.5% 97.6% 95.3% 95.3% 93.9%
Bank Central Asia % 76.5% 77.8% 81.5% 77.8% 80.9%
Bank Negara % 84.7% 87.0% 87.2% 88.4% 85.7%
Panin Bank % 92.1% 95.4% 98.1% 92.4% 95.9%
Bank Tabungan Negara % 103% 107% 107% 101% 102%
Bank Tabungan Pensiunan Nasional % ... ... ... 482% 498% 460% ...
Bank OCBC Nisp % 91.0% 91.9% 96.3% 87.1% 90.1%
Maybank Indonesia % 94.2% 103% 95.7% 95.6% 102%
AVERAGE % 89.4% 92.4% 93.3% 126% 124% 123% 126% 98.8%