Who Had the Most Bad Loans Among Erste Bank Group in 2017?

Top Banks by Non-Performing Loans (As % of Loans)
Banking | October 5, 2019
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Excel Sheet

Based on a comparison of 13 banks among Erste Bank Group in 2017, Erste & Steiermarkische Bank had the highest share of bad loans, followed by Banca Commerciala Romana and Erste Bank Hungary.

Erste & Steiermarkische Bank's non-performing loans reached 12.6% of total loans at the end of 2017, up from 11.5% when compared to the previous year. Historically, the NPL ratio hit an all time high of 18.6% in 2014 and an all time low of 3.92% in 2007.

Provision coverage amounted to 9.38% at the end of 2017, down from 12.8% compared to a year earlier.

Comparing Erste & Steiermarkische Bank with its closest peers, Banca Commerciala Romana operated at the end of 2017 with NPL ratio of 9.38% and provision coverage of 80.3%, Erste Bank Hungary with 5.48% and 90.0% and Steiermarkische Sparkasse had 4.29% of bad loans covered with 59.2% by provisions at the end of 2017.

You can see all the banks non-performing loans data on the NPLs (As % Of Loans) indicator page or you can download a report on the Erste Bank Group banks in the reports section.

NPLs (As % Of Loans) Unit 2011 2012 2013 2014 2015 2016 2017 2018
Erste Group Bank % 8.45% 9.63% 8.48% 7.06% 4.94%
Ceska Sporitelna % 5.45% 4.87% 4.43% 3.82% 3.12%
Stavebni Sporitelna Ceske Sporitelny % 4.14% 4.81% 4.60% 2.59% 2.43% ...
Erste & Steiermarkische Bank % 16.4% 17.4% 18.6% 15.7% 11.5% ...
Erste Bank Hungary % 21.3% 26.1% 26.3% 18.5% 9.55% ...
Slovenska Sporitelna % 6.24% 5.47% 6.34% 5.56% 4.95% ...
Erste Bank Serbia % 10.4% 13.0% 10.8% 7.95% 6.52% ...
Banca Commerciala Romana % 27.7% 30.6% 24.7% 18.9% 12.8% ...
Erste Savings Banks % 6.86% 6.78% 6.33% 5.64% 4.88% ...
Erste Bank Core Austria % 3.77% 3.82% 3.49% 2.86% 2.52% ...
Erste Bank Austria % 5.54% 4.78% 4.35% 3.92% 3.15% ...
Steiermarkische Sparkasse % 7.45% 7.48% 6.53% 5.77% 4.67% ...
Sparkasse Oberosterreich % 5.11% 5.35% 5.33% 4.51% 3.72% ...
AVERAGE % 8.93% 9.90% 10.8% 10.0% 7.90% 5.75% 4.58% 2.50%