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Who Had the Most Bad Loans Among Indonesian Financials in 2018?

Top Banks by Non-Performing Loans (As % of Loans)
Indonesia | March 8, 2020
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Excel Sheet

Based on a comparison of 17 banks among Indonesian Financials in 2018, Adira Dinamika Multi Finance had the highest share of bad loans, followed by Bank Permata and Bank Mandiri.

Adira Dinamika Multi Finance's non-performing loans reached 20.2% of total loans at the end of 2018, down from 23.2% when compared to the previous year. Historically, the NPL ratio hit an all time high of 23.2% in 2017 and an all time low of 20.2% in 2018.

Provision coverage amounted to 13.3% at the end of 2018, down from 14.0% compared to a year earlier.

Comparing Adira Dinamika Multi Finance with its closest peers, Bank Permata operated at the end of 2018 with NPL ratio of 13.3% and provision coverage of 57.4%, Bank Mandiri with 9.19% and 41.4% and Panin Bank had 8.84% of bad loans covered with 30.1% by provisions at the end of 2018.

You can see all the banks non-performing loans data on the NPLs (As % Of Loans) indicator page or you can download a report on the Indonesian Financials banks in the reports section.