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Air Bank

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Air Bank

Air Bank is a Czech Republic-based commercial bank set up and owned by the PPF Group. The Bank officially started its operations in the Czech Republic in November 2011 with a special focus on the online banking and friendly customer care. The Bank's product portfolio remains fairly limited with a special focus on the current and savings accounts and consumer loans, but the Bank develops fast. In June 2014, two and a half years since its

Read more »
Air Bank is a Czech Republic-based commercial bank set up and owned by the PPF Group. The Bank officially started its operations in the Czech Republic in November 2011 with a special focus on the online banking and friendly customer care. The Bank's product portfolio remains fairly limited with a special focus on the current and savings accounts and consumer loans, but the Bank develops fast. In June 2014, two and a half years since its start, Air Bank had more than 500 employees, 24 branches in major Czech cities, and more than 260,000 customers, and it managed deposits in excess of CZK 50 bil. The Bank is owned by the PPF Group (86.6%) and Emma Omega (13.4%).

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AnnualQuarterly
summary Unit
2010 2011 2012 2013 2014 2015 2016 2017 2018

income statement

    506 1,731 3,053 2,227 2,071    
    874 2,311 3,435 2,487 2,509    
    45.0 1,226 2,236 1,129 1,091    
    -340 -80.0 313 268 454    

balance sheet

    822 1,930 2,363 35.0 136    
    13,428 23,332 25,095 27,010 33,020    
    18,276 22,260 26,239 29,608 23,923    
    36,573 52,166 63,009 77,249 87,444    
    2,579 3,954 4,705 5,101 5,501    
    1,580 3,094 952 0 0    
    30,696 43,777 54,670 69,387 78,892    
    0 0 1,043 1,043 1,362    

ratios

    -19.1% -2.45% 7.23% 5.47% 8.56%    
    -1.70% -0.180% 0.544% 0.382% 0.551%    
    4.15% 2.45% 2.08% 1.94% 1.72%    
    94.9% 46.9% 34.9% 54.6% 56.5%    
... ... 11.9% 13.4% 14.3% 16.0% 14.3%    
    2.53% 3.90% 5.30% 3.18% 2.51%    
    57.9% 74.9% 88.9% 89.5% 82.5%    
    11.2% 17.1% 12.8% 15.0% 10.4%    
    34.6% 32.2% 32.0% 32.8% 34.8%    
    7.05% 7.58% 7.47% 6.60% 6.29%    
...   43.7% 53.3% 45.9% 38.9% 41.9%    
    36.7% 44.7% 39.8% 35.0% 37.8%    
... ... 7.99% 5.03% 5.55% 4.67% 4.17%    
... ... 121% 143% 142% 139% 127%    

Download Data
income statement Unit
2010 2011 2012 2013 2014 2015 2016 2017 2018

income statement

Interest Income CZK mil
Interest Cost CZK mil
Net Interest Income CZK mil
Net Fee Income CZK mil
Other Income CZK mil
Total Revenues CZK mil
Staff Cost CZK mil
Depreciation CZK mil
Other Cost CZK mil
Operating Cost CZK mil
Operating Profit CZK mil
Provisions CZK mil
Extra and Other Cost CZK mil
Pre-Tax Profit CZK mil
Tax CZK mil
Minorities CZK mil
Net Profit CZK mil
    1,022 2,678 3,666 2,894 2,581    
    516 947 613 667 510    
    506 1,731 3,053 2,227 2,071    
    98.0 395 441 373 261    
    270 185 -59.0 -113 177    
    874 2,311 3,435 2,487 2,509    
    287 349 384 445 494    
    68.0 120 151 182 228    
    474 616 664 731 696    
    829 1,085 1,199 1,358 1,418    
    45.0 1,226 2,236 1,129 1,091    
    456 1,289 1,811 820 531    
    0 0 0 0 0    
    -411 -63.0 425 309 560    
    -71.0 17.0 112 41.0 106    
    0 0 0 0 0    
    -340 -80.0 313 268 454    

growth rates

...   30,886% 242% 76.4% -27.1% -7.00%    
...   -1,374% 303% 11.6% -15.4% -30.0%    
...   -24,344% 164% 48.6% -27.6% 0.885%    
...   141% 30.9% 10.5% 13.3% 4.42%    
...   -113% 2,624% 82.4% -49.5% -3.37%    
...   18.5% -84.7% -775% -27.3% 81.2%    
...   20.6% -76.5% -491% -14.4% 69.4%    

market share

    0.523% 1.37% 2.05% 1.43% 1.39%   ...
... ... ... ... 0.496% 0.404% 0.617%   ...
...   1.03% 1.26% 1.45% 1.54% 1.70%   ...
... ... 0.858% 1.08% 1.13% 1.43% 1.66%   ...

Download Data
balance sheet Unit
2010 2011 2012 2013 2014 2015 2016 2017 2018

balance sheet

    3,148 3,561 6,302 17,712 26,447    
    822 1,930 2,363 35.0 136    
    13,428 23,332 25,095 27,010 33,020    
... ... 13,381 22,807 24,584 25,771 29,119    
... ... 0 0 0 558 1,843    
... ... 13,381 22,807 24,584 25,213 27,276    
... ... 47.0 525 511 1,239 5,750    
    18,276 22,260 26,239 29,608 23,923    
    899 1,083 1,245 1,405 1,492    
    36,573 52,166 63,009 77,249 87,444    
    2,579 3,954 4,705 5,101 5,501    
    0 0 0 0 0    
    33,994 48,212 58,304 72,148 81,943    
    1,580 3,094 952 0 0    
    30,696 43,777 54,670 69,387 78,892    
    30,696 43,777 54,670 69,387 78,892    
    0 0 0 0 0    
    0 0 1,043 1,043 1,362    
    1,718 1,341 1,639 1,718 1,689    

asset quality

... ... 1,187 1,264 1,513 1,350 1,454    
... ... 14,864 25,141 27,241 28,891 34,869    
... ... 1,436 1,809 2,146 1,881 1,849    

growth rates

... ... ... 73.8% 7.56% 7.63% 22.3%    
... ... ... 70.4% 7.79% 4.83% 13.0%    
... ... ... ... ... ... 230%    
... ... ... 70.4% 7.79% 2.56% 8.18%    
... ... ... 1,017% -2.67% 142% 364%    
...   991% 42.6% 20.8% 22.6% 13.2%    
...   163% 53.3% 19.0% 8.42% 7.84%    
... ... 1,274% 42.6% 24.9% 26.9% 13.7%    
... ... 1,274% 42.6% 24.9% 26.9% 13.7%    

market share

    0.597% 0.937% 0.964% 0.971% 1.12%   ...
... ... 0.006% 0.061% 0.058% 0.135% 0.589%   ...
... ... 4.15% 6.94% 7.49% 7.21% 7.49%   ...
... ... 1.18% 1.93% 2.00% 1.95% 2.05%   ...
... ... 0% 0% 0% 0.057% 0.175%   ...
    0.789% 1.01% 1.19% 1.39% 1.45%   ...
    1.09% 1.43% 1.59% 1.97% 2.09%   ...
    1.73% 2.42% 2.84% 3.41% 3.57%   ...
    0% 0% 0% 0% 0%   ...

Download Data
ratios Unit
2010 2011 2012 2013 2014 2015 2016 2017 2018

ratios

    -19.1% -2.45% 7.23% 5.47% 8.56%    
    -1.70% -0.180% 0.544% 0.382% 0.551%    
    4.15% 2.45% 2.08% 1.94% 1.72%    
    94.9% 46.9% 34.9% 54.6% 56.5%    
... ... 11.9% 13.4% 14.3% 16.0% 14.3%    
... ... ... 13.4% 10.5% 12.6% 10.9%    
    2.53% 3.90% 5.30% 3.18% 2.51%    
...   2.28% 3.73% 5.21% 3.10% 2.47%    
    5.12% 6.04% 6.37% 4.13% 3.13%    
...   2.84% 2.30% 1.15% 1.02% 0.662%    
    57.9% 74.9% 88.9% 89.5% 82.5%    
    11.2% 17.1% 12.8% 15.0% 10.4%    
    30.9% 8.01% -1.72% -4.54% 7.05%    
...   2,957 2,980 2,568 2,447 2,341    
...   57,835 58,296 54,889 58,399 59,063    
    34.6% 32.2% 32.0% 32.8% 34.8%    
    7.05% 7.58% 7.47% 6.60% 6.29%    
...   43.7% 53.3% 45.9% 38.9% 41.9%    
    36.7% 44.7% 39.8% 35.0% 37.8%    
... ... 7.99% 5.03% 5.55% 4.67% 4.17%    
... ... 121% 143% 142% 139% 127%    
... ... 10.7% 7.75% 8.55% 6.96% 5.60%    
... ... 6.79% 7.01% 7.48% 3.15% 1.77%    

Download Data
other data Unit
2010 2011 2012 2013 2014 2015 2016 2017 2018

other data

... ... 18.0 23.0 24.0 31.0 34.0    
...   414 499 583 635 697    
... ... 38.0 48.0 52.0 72.0 152    
...   0.088 0.214 0.318 0.424 0.515   ...

Download Data
Air Bank in Quarterly Numbers

This Quarterly statistical dossier offers a summary of Air Bank's performance between Sep 11 and Jun 19 on an quarterly basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality,

Read more »

This Quarterly statistical dossier offers a summary of Air Bank's performance between Sep 11 and Jun 19 on an quarterly basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Air Bank's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Air Bank in Numbers

September 9, 2019
Air Bank in Numbers

This Annual statistical dossier offers a summary of Air Bank's performance between 2010 and 2018 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios,

Read more »

This Annual statistical dossier offers a summary of Air Bank's performance between 2010 and 2018 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Air Bank's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Comparison of 22 Banks in Czech Republic

This Quarterly Statistical Dossier offers a comparison of 22 Czech banks from Dec 96 to Sep 18 on an quarterly basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the

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This Quarterly Statistical Dossier offers a comparison of 22 Czech banks from Dec 96 to Sep 18 on an quarterly basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Comparison of 24 Banks in Czech Republic

This Annual Statistical Dossier offers a comparison of 24 Czech banks from 1990 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 24 Czech banks from 1990 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Czech Banking - Analysis of 3Q2014

This report analyses the main trends in the Czech banking with a special focus on the 3Q2014's performance. In the 108-page report, you will find all the necessary details regarding profitability of the sector, breakdown and trends of the volume growth, market share, margin and asset quality development in the sector and within the particular segments of the market.

In

Read more »

This report analyses the main trends in the Czech banking with a special focus on the 3Q2014's performance. In the 108-page report, you will find all the necessary details regarding profitability of the sector, breakdown and trends of the volume growth, market share, margin and asset quality development in the sector and within the particular segments of the market.

In addition, you will find here financials and market share of the 20 banks we cover in the Czech Republic including all key ratios describing their business. The report includes 446 charts and 40 tables.

The key points are:

  • Czech commercial banks announced a net profit of CZK 14,387 mil in the third quarter of the year, up 3.5% compared to the same period last year. In the first nine months of the year, however, the banks' profit dropped 0.8% yoy to CZK 50,258 mil. This implies an annualised ROE of 11.6% for the last 12 months.
  • Loans grew 0.6% qoq (or 5.2% yoy) in the third quarter. Mortgages still drive the volume growth (creating 90% of the loan growth in the 3rd quarter and 57% ytd) while corporate loans and consumer lending stagnate.
  • The weak momentum is especially disappointing as the economy picks up. Banks are overcapitalized (CAR at 18%) and have plenty of cheap deposits to play with (with loans accounting for 76% of deposits only).
  • In addition, asset quality remains of little concern. Non-performing loans account for 6.2% of total loans while half of them are covered by loan provisions.
  • The trio of the largest banks (Sporitelna, CSOB and Komercni Banka) created 70% of the quarterly profit and 66% of loan growth in the third quarter of the year. Despite losing market share in revenue or overall assets, their market dominance continues. On the other hand, small players finally seem to be challenging the "boring" status quo.

You might also find all banks' financials in the Company section at www.helgilibrary.com/companies, and key charts for each bank at www.helgilibrary.com/charts.

The report is free to download, just register at our webpage.

Air Bank - Analysis of 3Q2014 Performance

This report analyses the performance of the Bank for the 3Q2014. You will find all the necessary details regarding volume growth, market share, margin and asset quality development in the Bank.

The key highlights are:

Air Bank shows the best profit ever...

Air Bank reported a net profit of CZK 78.4 mil. in 3Q14 compared

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This report analyses the performance of the Bank for the 3Q2014. You will find all the necessary details regarding volume growth, market share, margin and asset quality development in the Bank.

The key highlights are:

Air Bank shows the best profit ever...

Air Bank reported a net profit of CZK 78.4 mil. in 3Q14 compared to a net loss of CZK 51.1 mil. a year ago. This is the best-ever quarterly result in the short history of the bank:

...thanks to aggressive volume growth...

The profit is driven mainly by strong interest income growth on the back of the massive loan and deposit expansion the bank achieved in the last 18 months.

In 2012, in the first full year of the bank's operations, Air Bank attracted CZK 28 bil. of deposits. A further CZK 13 bil. was added in 2013 and the bank has attracted an additional CZK 8.5 bil. so far this year (until September). The bank built up a deposit market share of approximately 1.5% within just three years!

A similar development has been achieved on the lending side. Despite starting a year later than the deposit side, Air Bank has built a 1.0% market share -  selling CZK 26 bil. worth of retail loans by the end of September.

Although the overall momentum has been (and must have been) slowing down in the recent quarters, the overall growth still remains impressive.

...and monetizing its client base

With a 1-1.5% market share and over 300,000 clients now, the bank seems to have started a re-pricing process. Since the middle of 2013, the net interest margin started climbing fast. From less than 1.5% in June 2013, the margin jumped to more than 3% at the end of September 2014.

As seen on the following chart describing average yield and cost of funding, both lending as well as deposit margins contributed to the overall improvement.

Still a long way to go

Despite the very impressive progress, there is still a long way to go. Air Bank's annualized ROE reached 7% in 3Q2014, still well below the market average.

Given the re-pricing process (making new loans and deposits less attractive) and slowing momentum, additional improvement will be harder to reach in the coming quarters.

Let's see what's left in PPF's hat to surprise the market with...

You will find more details about the bank at www.helgilibrary.com/companies

Air Bank at a Glance

Air Bank is a Czech Republic-based commercial bank set up and owned by the PPF Group. The Bank officially started its operations in the Czech Republic in November 2011 with a special focus on the online banking and friendly customer care. The Bank's product portfolio remains fairly limited with a special focus on the current and savings accounts and consumer loans,

Read more »

Air Bank is a Czech Republic-based commercial bank set up and owned by the PPF Group. The Bank officially started its operations in the Czech Republic in November 2011 with a special focus on the online banking and friendly customer care. The Bank's product portfolio remains fairly limited with a special focus on the current and savings accounts and consumer loans, but the Bank develops fast. In June 2014, two and a half years since its start, Air Bank had more than 500 employees, 24 branches in major Czech cities, and more than 260,000 customers, and it managed deposits in excess of CZK 50 bil. The Bank is owned by the PPF Group (86.6%) and Emma Omega (13.4%).

This report offers a summary of the bank's performance in 2010-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in the Czech Republic

Air Bank in Numbers

June 21, 2014
Air Bank in Numbers

Air Bank is a Czech Republic-based commercial bank set up and owned by the PPF Group. The Bank officially started its operations in the Czech Republic in November 2011 with a special focus on the online banking and friendly customer care. The Bank's product portfolio remains fairly limited with a special focus on the current and savings accounts and consumer loans,

Read more »

Air Bank is a Czech Republic-based commercial bank set up and owned by the PPF Group. The Bank officially started its operations in the Czech Republic in November 2011 with a special focus on the online banking and friendly customer care. The Bank's product portfolio remains fairly limited with a special focus on the current and savings accounts and consumer loans, but the Bank develops fast. In June 2014, two and a half years since its start, Air Bank had more than 500 employees, 24 branches in major Czech cities, and more than 260,000 customers, and it managed deposits in excess of CZK 50 bil. The Bank is owned by the PPF Group (86.6%) and Emma Omega (13.4%).

This excel file offers a summary of the bank's performance in 2010-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in the Czech Republic

Air Bank - Profitability

September 9, 2019

Air Bank made a net profit of CZK 1,082 mil in 2018, down 3.82% compared to the previous year. This implies a return on equity of 14.8%.

Historically, the bank’s net profit reached an all time high of CZK 1,125 mil in 2017

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Air Bank made a net profit of CZK 1,082 mil in 2018, down 3.82% compared to the previous year. This implies a return on equity of 14.8%.

Historically, the bank’s net profit reached an all time high of CZK 1,125 mil in 2017 and an all time low of CZK -340 mil in 2012. The average profit in the last five years amounted to CZK 648 mil.

The bank generated its shareholders an average return on equity of 10.9% in the last five years with maximum at 18.4% and minimum at 5.47%

Comparing Air Bank with its closest peers, Komercni Banka generated a net profit of CZK 14,846 mil with ROE of 14.6% in 2018.

Air Bank has been ranked 14th within the group of 40 banks we follow in terms of return on equity in 2018.

You can see all the bank’s data at Air Bank Profile, or you can download a report on the bank in the report section.

Air Bank's net interest margin amounted to 2.61% in 2018, down from 2.66% compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 5.30% in 2014 and an all time low of

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Air Bank's net interest margin amounted to 2.61% in 2018, down from 2.66% compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 5.30% in 2014 and an all time low of 0.089% in 2011. The average margin in the last five years amounted to 3.25%.

Average asset yield was 3.14% in 2018, down from 3.16% when compared to previous year. On the other hand, cost of funding amounted to 0.568% in 2018, up from 0.536%.

Comparing Air Bank with its closest peers, Komercni Banka operated in 2018 with a net interest margin of 2.20% in 2018,.

You can see all the bank’s data at Air Bank Profile, or you can download a report on the bank in the report section.

Air Bank's cost to income ratio reached 55.5% in 2018, up from 52.7% compared to the previous year.

Historically, the bank’s costs reached an all time high of 94.9% of income in 2012 and an all time low of 34.9% in 2014.

Read more »

Air Bank's cost to income ratio reached 55.5% in 2018, up from 52.7% compared to the previous year.

Historically, the bank’s costs reached an all time high of 94.9% of income in 2012 and an all time low of 34.9% in 2014.

When compared to total assets, bank's cost amounted to 1.52% in 2018, down from 1.66% a year earlier.

Staff accounted for 38.1% of total operating expenditures in 2018. The bank operated a network of 35.0 branches and employed 750 persons in 2018.

Comparing Air Bank with its closest peers, Komercni Banka operated in 2018 with a cost to income ratio of 45.4% in 2018,.

You can see all the bank’s data at Air Bank Profile, or you can download a report on the bank in the report section.

Air Bank's capital adequacy ratio reached 16.8% at the end of 2018, up from 13.5% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 16.8% in 2018 and an all time low of 13.4% in 2013.

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Air Bank's capital adequacy ratio reached 16.8% at the end of 2018, up from 13.5% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 16.8% in 2018 and an all time low of 13.4% in 2013.

The Tier 1 ratio amounted to 14.0% at the end of 2018, up from 10.5% compared to a year earlier.

Bank's loan to deposit ratio reached 44.9% at the end of 2018, up from 43.3% when compared to the previous year.

Comparing Air Bank with its closest peers, Komercni Banka ended the year 2018 with a capital adequacy ratio at 18.5% and loans to deposits of 76.7%.

You can see all the bank’s data at Air Bank Profile, or you can download a report on the bank in the report section.

See all charts of the company »
Air Bank's net profit rose 28.2% to CZK 435 mil in 2Q2019
Air Bank's employees rose 0.389% to 775 in 2Q2019
Air Bank's employees rose 0.389% to 775 in 2Q2019
Air Bank's net interest margin rose 2.72% to 3.04% in 2Q2019
Air Bank's npls (as % of loans) rose 4.29% to 0.870% in 2Q2019
Air Bank's net interest income rose 4.19% to CZK 874 mil in 2Q2019
Air Bank's capital adequacy ratio rose 5.51% to 15.3% in 2Q2019
Air Bank's costs (as % of assets) fell 4.26% to 1.40% in 2Q2019
Air Bank's Cost of Risk rose 164% to 0.025% in 2Q2019
Air Bank's customer loan growth fell 52.4% to 10.0% in 2Q2019
Air Bank's customer loan growth fell 52.4% to 10.0% in 2Q2019
Air Bank's mortgage loans rose 10.3% to CZK 3,221 mil in 2Q2019
Air Bank's customer loans rose 4.11% to CZK 46,572 mil in 2Q2019
Air Bank's customer loans rose 4.11% to CZK 46,572 mil in 2Q2019
Air Bank's customer deposits rose 2.57% to CZK 102,108 mil in 2Q2019
Air Bank's customer deposits rose 2.57% to CZK 102,108 mil in 2Q2019
Air Bank's retail loans rose 8.73% to CZK 19,710 mil in 2Q2019
Air Bank's consumer loans rose 4.25% to CZK 16,488 mil in 2Q2019
Air Bank's net profit fell 3.82% to CZK 1,082 mil in 2018
Air Bank's capital adequacy ratio rose 24.1% to 16.8% in 2018
Air Bank's capital adequacy ratio rose 24.1% to 16.8% in 2018
Air Bank's npls (as % of loans) fell 23.3% to 2.29% in 2018
Air Bank's employees fell 2.22% to 750 in 2018
Air Bank's branches remain unchanged at 35.0 in 2018
Air Bank's corporate loans rose 3.91% to CZK 9,353 mil in 2018
Air Bank's corporate loans rose 3.91% to CZK 9,353 mil in 2018
Air Bank's net interest margin fell 1.74% to 2.61% in 2018
Air Bank's net interest income rose 11.7% to CZK 2,773 mil in 2018
Air Bank's net interest income rose 11.7% to CZK 2,773 mil in 2018
Air Bank's net interest income rose 11.7% to CZK 2,773 mil in 2018
Air Bank's costs (as % of assets) fell 8.25% to 1.52% in 2018
Air Bank's customer loan growth rose 5.38% to 18.3% in 2018
Air Bank's total revenues rose 15.0% to CZK 1,014 mil in 2Q2019
Air Bank's total revenues rose 15.0% to CZK 1,014 mil in 2Q2019
Air Bank's provisions (as % of loans) fell 1.62% to 2.05% in 4Q2017
Air Bank's mortgage loans rose 62.1% to CZK 3,029 mil in 2018
Air Bank's customer loans rose 18.3% to CZK 38,760 mil in 2018
Air Bank's customer deposits rose 14.1% to CZK 89,524 mil in 2018
Air Bank's retail deposits rose 14.1% to CZK 89,524 mil in 2018
Air Bank's retail deposits rose 14.1% to CZK 89,524 mil in 2018
Air Bank's consumer loans rose 17.3% to CZK 28,086 mil in 2018
Air Bank's consumer loans rose 17.3% to CZK 28,086 mil in 2018
Air Bank's consumer loans rose 17.3% to CZK 28,086 mil in 2018
Air Bank's corporate loans rose 3.91% to CZK 9,001 mil in 2018
Air Bank's total revenues fell 0.817% to CZK 2,938 mil in 2018
Air Bank's corporate deposits remain unchanged at CZK 0 mil in 2018
Air Bank's retail deposits rose 0.003% to CZK 30,506 mil in 2Q2014
Air Bank's retail deposits rose 0.003% to CZK 30,506 mil in 2Q2014