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ATFBank

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ATFBank

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summary Unit
2011 2012 2013 2014 2015 2016 2017 2018

income statement

... ... 18.7 22.8 27.6 46.0    
... ... 25.0 33.8 53.6 60.5    
... ... 6.32 15.5 33.8 36.8    
... ... 1.75 3.38 7.23 4.76    

balance sheet

... ... 2.28 8.06 11.5 12.0    
... ... 558 650 790 807    
... ... 99.7 116 115 90.3    
... ... 912 984 1,259 1,453    
... ... 74.2 77.5 87.7 94.0    
... ... 106 121 12.0 9.00    
... ... 604 705 908 1,144    
... ... 124 78.3 248 202    

ratios

... ... 2.36% 4.46% 8.76% 5.24%    
... ... 0.192% 0.357% 0.645% 0.351%    
... ... 2.05% 1.93% 1.77% 1.75%    
... ... 74.7% 54.2% 37.0% 39.2%    
... ... 14.4% 12.7% 14.7% 16.4%    
... ... 2.05% 2.40% 2.46% 3.39%    
... ... 74.8% 67.3% 51.5% 76.1%    
... ... 16.2% 22.4% 14.9% 18.1%    
... ... ... ... 49.9% 55.6%    
... ... 8.13% 7.87% 6.96% 6.47%    
... ... 92.4% 92.2% 87.1% 70.5%    
... ... 61.2% 66.0% 62.8% 55.5%    
... ... 43.3% 32.2% 20.9% 21.9%    
... ... 78.0% 70.7% 77.8% 67.9%    

Download Data
income statement Unit
2011 2012 2013 2014 2015 2016 2017 2018

income statement

Interest Income KZT bil
Interest Cost KZT bil
Net Interest Income KZT bil
Net Fee Income KZT bil
Other Income KZT bil
Total Revenues KZT bil
Staff Cost KZT bil
Depreciation KZT bil
Other Cost KZT bil
Operating Cost KZT bil
Operating Profit KZT bil
Provisions KZT bil
Extra and Other Cost KZT bil
Pre-Tax Profit KZT bil
Tax KZT bil
Minorities KZT bil
Net Profit KZT bil
Dividends KZT bil
... ... 58.6 64.8 77.9 128    
... ... 39.9 42.1 50.3 82.4    
... ... 18.7 22.8 27.6 46.0    
... ... 4.06 7.59 7.99 10.9    
... ... 2.24 3.46 18.0 3.53    
... ... 25.0 33.8 53.6 60.5    
... ... ... ... 9.91 13.2    
... ... ... ... 2.14 2.37    
... ... ... ... 7.79 8.16    
  0 18.7 18.3 19.9 23.7    
... ... 6.32 15.5 33.8 36.8    
... ... 4.53 10.4 23.6 34.8    
... ... -4.23 1.05 0 0    
... ... 6.02 4.06 10.2 2.02    
... ... 4.20 0.595 2.92 -2.81    
... ... 0.068 0.087 0.070 0.065    
... ... 1.75 3.38 7.23 4.76    
... ... ... 0.039 0.003 0.008   ...

growth rates

... ... ... 21.6% 21.4% 66.6%    
... ... ... 87.2% 5.33% 36.6%    
... ... ... 35.2% 58.6% 12.8%    
... ... ... -1.93% 8.35% 19.4%    
... ... ... 145% 118% 8.87%    
... ... ... -32.5% 152% -80.2%    
... ... ... 93.3% 114% -34.1%    

Download Data
balance sheet Unit
2011 2012 2013 2014 2015 2016 2017 2018

balance sheet

... ... 200 150 308 503    
... ... 2.28 8.06 11.5 12.0    
... ... 558 650 790 807    
... ... 135 146 142 160    
... ... 55.2 59.8 60.8 64.2    
... ... 79.7 85.9 81.6 95.7    
... ... 708 696 648 647    
... ... 99.7 116 115 90.3    
... ... 19.7 18.4 19.0 17.3    
... ... 912 984 1,259 1,453    
... ... 74.2 77.5 87.7 94.0    
... ... 0.213 0.258 0.401 0.499    
... ... 838 907 1,172 1,359    
... ... 106 121 12.0 9.00    
... ... 604 705 908 1,144    
... ... ... ... ... ...    
... ... ... ... ... ...    
... ... ... ... 260 468    
... ... ... ... 647 676    
... ... 124 78.3 248 202    
... ... 3.81 2.78 3.66 4.29    

asset quality

... ... 365 271 197 207    
... ... 843 841 944 947    
... ... 284 192 153 141    

growth rates

... ... ... 16.4% 21.6% 2.07%    
... ... ... 8.05% -2.23% 12.3%    
... ... ... 8.44% 1.71% 5.52%    
... ... ... 7.77% -4.97% 17.3%    
... ... ... -1.70% -6.89% -0.178%    
... ... ... 7.87% 27.9% 15.4%    
... ... ... 4.41% 13.2% 7.16%    
... ... ... 16.7% 28.8% 26.0%    
... ... ... ... ... ... ...  
... ... ... ... ... ... ...  

Download Data
ratios Unit
2011 2012 2013 2014 2015 2016 2017 2018

ratios

... ... 2.36% 4.46% 8.76% 5.24%    
... ... 0.192% 0.357% 0.645% 0.351%    
... ... 2.05% 1.93% 1.77% 1.75%    
... ... 74.7% 54.2% 37.0% 39.2%    
... ... 14.4% 12.7% 14.7% 16.4%    
... ... 11.9% 10.3% 7.81% 8.96%    
... ... 2.05% 2.40% 2.46% 3.39%    
... ... ... 2.01% 2.11% 2.96%    
... ... 6.42% 6.83% 6.95% 9.47%    
... ... ... 4.82% 4.84% 6.52%    
... ... ... 1.15% 0.036% 0.171%   ...
... ... 74.8% 67.3% 51.5% 76.1%    
... ... 16.2% 22.4% 14.9% 18.1%    
... ... 8.94% 10.2% 33.6% 5.84%    
... ... ... ... 49.9% 55.6%    
... ... 8.13% 7.87% 6.96% 6.47%    
... ... 92.4% 92.2% 87.1% 70.5%    
... ... 61.2% 66.0% 62.8% 55.5%    
... ... 43.3% 32.2% 20.9% 21.9%    
... ... 78.0% 70.7% 77.8% 67.9%    
... ... 51.0% 29.5% 19.4% 17.4%    
... ... 0.812% 1.72% 3.27% 4.35%    

Download Data
other data Unit
2011 2012 2013 2014 2015 2016 2017 2018

other data

... ... ... ... 28.7% 40.9%    

Download Data

ATFBank in Numbers

September 26, 2019
ATFBank in Numbers

This Annual statistical dossier offers a summary of ATFBank's performance between 2011 and 2018 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios,

Read more »

This Annual statistical dossier offers a summary of ATFBank's performance between 2011 and 2018 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track ATFBank's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

ATFBank - Asset Quality

September 25, 2019

ATFBank's non-performing loans reached 15.5% of total loans at the end of 2018, up from 14.4% compared to the previous year. Historically, the NPL ratio hit an all time high of 43.3% in 2013 and an all time low of 14.4% in 2017.

Read more »

ATFBank's non-performing loans reached 15.5% of total loans at the end of 2018, up from 14.4% compared to the previous year. Historically, the NPL ratio hit an all time high of 43.3% in 2013 and an all time low of 14.4% in 2017.

Provision coverage amounted to 121% at the end of 2018, down from 133% compared to a year earlier.

The bank created loan loss provisions worth of 3.14% of average loans in 2018. That's compared to 4.49% of loans the bank put aside to its cost on average in the last five years.

You can see all the bank’s data at ATFBank Profile, or you can download a report on the bank in the report section.

ATFBank's customer loan growth reached 17.4% in 2018, up from 3.73% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 21.6% in 2015 and an all time low of 2.07% in 2016. In

Read more »

ATFBank's customer loan growth reached 17.4% in 2018, up from 3.73% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 21.6% in 2015 and an all time low of 2.07% in 2016. In the last decade, the average annual loan growth amounted to 0%.

On the other hand, bank's customer deposit growth amounted to 11.6% at the end of 2018, up from -16.2% when compared to the previous year. Historically, the bank’s deposit growth reached an all time high of 28.8% in 2015 and an all time low of -16.2% in 2017. In the last decade, the average annual loan growth amounted to 0%.

At the end of 2018, ATFBank's loans accounted for 91.8% of total deposits and 66.6% of total assets.

You can see all the bank’s data at ATFBank Profile, or you can download a report on the bank in the report section.

ATFBank - Loan Breakdown

September 25, 2019

ATFBank's loans reached KZT 1,209 bil in the 2018, up from KZT 1,034 bil compared to the previous year. Historically, the bank’s loans reached an all time high of KZT 1,209 bil in 2018 and an all time low of KZT 841 bil in

Read more »

ATFBank's loans reached KZT 1,209 bil in the 2018, up from KZT 1,034 bil compared to the previous year. Historically, the bank’s loans reached an all time high of KZT 1,209 bil in 2018 and an all time low of KZT 841 bil in 2014.

In the last decade, the average annual loan growth amounted to 0%.

At the end of 2018, ATFBank's loans accounted for 91.8% of total deposits and 66.6% of total assets.

Mortgage loans represented 5.52% of the bank's loan book at the end of the year 2018, consumer further 11.7% and corporate loans 64.0% of total loans.

You can see all the bank’s data at ATFBank profile, or you can download a report on the bank in the report section.

ATFBank's capital adequacy ratio reached 15.4% at the end of 2018, up from 15.3% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 16.4% in 2016 and an all time low of 12.7% in 2014.

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ATFBank's capital adequacy ratio reached 15.4% at the end of 2018, up from 15.3% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 16.4% in 2016 and an all time low of 12.7% in 2014.

The Tier 1 ratio amounted to 8.44% at the end of 2018, up from 8.35% compared to a year earlier.

Bank's loan to deposit ratio reached 91.8% at the end of 2018, up from 87.3% when compared to the previous year.

You can see all the bank’s data at ATFBank Profile, or you can download a report on the bank in the report section.

See all charts of the company »
ATFBank's npls (as % of loans) rose 7.91% to 15.5% in 2018
ATFBank's corporate loans rose 18.2% to KZT 774 bil in 2018
ATFBank's net interest margin fell 3.06% to 3.25% in 2018
ATFBank's net interest income fell 2.30% to KZT 45.5 bil in 2018
ATFBank's capital adequacy ratio rose 0.785% to 15.4% in 2018
ATFBank's retail loan growth rose 4.63% to 14.3% in 2018
ATFBank's customer loan growth rose 367% to 17.4% in 2018