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Banca Commerciala Romana

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Banca Commerciala Romana

Banca Comercială Română (BCR) is a Romania-based universal bank. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. The Bank is the largest bank in Romania with 16% market share in terms of assets. At the end of 2013, the Bank operated a network of 600 branches and 2,100 ATMs and

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Banca Comercială Română (BCR) is a Romania-based universal bank. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. The Bank is the largest bank in Romania with 16% market share in terms of assets. At the end of 2013, the Bank operated a network of 600 branches and 2,100 ATMs and employed over 7,000 persons. Since 2006, BCR is a member of Erste Bank Group. With 16 million clients, 2,900 branches and 46,000 employees, Erste Group is today one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets.

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summary Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

                      3,132 2,898 2,776 2,289 1,993    
                      4,318 4,155 4,001 3,389 3,075    
                      2,274 2,140 2,160 1,394 1,562    
                      68.4 -1,235 591 -2,800 919    

balance sheet

                      1,100 361 508 525 204    
                      47,804 44,862 38,002 32,566 32,451    
                      14,299 16,035 10,495 17,964 17,358    
                      76,746 73,288 66,729 61,625 62,360    
                      7,546 6,803 7,423 4,910 5,875    
                      22,906 24,046 18,152 14,191 11,247    
                      39,664 37,893 37,448 39,923 42,626    
                      3,158 3,120 2,617 1,598 1,438    

ratios

                      0.933% -17.2% 8.31% -45.4% 17.0%    
                      0.091% -1.65% 0.844% -4.36% 1.48%    
                      2.72% 2.69% 2.63% 3.11% 2.44%    
                      47.3% 48.5% 46.0% 58.9% 49.2%    
                      13.3% 13.6% 18.9% 18.9% 19.9%    
                      4.17% 3.86% 3.96% 3.57% 3.21%    
                      72.5% 69.7% 69.4% 67.5% 64.8%    
                      13.4% 15.3% 18.7% 21.0% 23.6%    
                      43.0% 43.3% 41.4% 33.0% 47.4%    
                      9.83% 9.28% 11.1% 7.97% 9.42%    
                      121% 118% 101% 81.6% 76.1%    
                      62.3% 61.2% 57.0% 52.8% 52.0%    
... ... ... ... ... ...           21.5% 27.7% 30.6% 24.7% 18.9%    
... ... ... ... ... ...           48.6% 56.7% 63.3% 78.9% 82.5%    

Download Data
income statement Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

Interest Income RON mil
Interest Cost RON mil
Net Interest Income RON mil
Net Fee Income RON mil
Other Income RON mil
Total Revenues RON mil
Staff Cost RON mil
Depreciation RON mil
Other Cost RON mil
Operating Cost RON mil
Operating Profit RON mil
Provisions RON mil
Extra and Other Cost RON mil
Pre-Tax Profit RON mil
Tax RON mil
Minorities RON mil
Net Profit RON mil
                      6,160 5,530 4,612 3,536 2,761    
                      3,028 2,631 1,837 1,247 768    
                      3,132 2,898 2,776 2,289 1,993    
                      580 635 748 711 725    
                      606 622 477 389 357    
                      4,318 4,155 4,001 3,389 3,075    
                      879 872 761 658 717    
                      253 212 219 176 172    
                      911 931 860 1,161 625    
                      2,043 2,015 1,840 1,995 1,513    
                      2,274 2,140 2,160 1,394 1,562    
                      2,155 3,626 2,093 4,432 77.9    
                      0.000 0.000 < -0.001 0.000 472    
                      120 -1,486 66.8 -3,038 1,012    
                      48.7 -256 -532 -244 90.0    
                      2.57 5.07 7.52 5.85 3.10    
                      68.4 -1,235 591 -2,800 919    

growth rates

...                     -16.5% -7.45% -4.24% -17.5% -13.0%    
...                     24.9% 9.43% 17.9% -4.94% 1.96%    
...                     -6.17% -3.76% -3.72% -15.3% -9.28%    
...                     4.14% -1.37% -8.69% 8.42% -24.2%    
...                     -13.8% -5.91% 0.949% -35.5% 12.0%    
...                     -81.4% -1,342% -104% -4,650% -133%    
...                     -85.3% -1,906% -148% -574% -133%    

market share

...                     18.9% ... ... ... ... ... ...
...                   ... ... ... ... ... ... ... ...
... ... ... ...               14.1% 13.0% 11.9% 12.2% 12.6%    

Download Data
balance sheet Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

balance sheet

                      10,325 9,187 9,586 8,235 9,442    
                      1,100 361 508 525 204    
                      47,804 44,862 38,002 32,566 32,451    
... ...                   23,545 20,908 20,022 19,784 19,387    
... ... ... ... ... ...           24,731 26,722 21,141 15,318 14,028    
                      14,299 16,035 10,495 17,964 17,358    
                      2,025 1,918 1,889 1,275 1,333    
                      76,746 73,288 66,729 61,625 62,360    
                      7,546 6,803 7,423 4,910 5,875    
                      26.5 19.3 28.0 35.1 31.3    
                      69,199 66,485 59,306 56,715 56,485    
                      22,906 24,046 18,152 14,191 11,247    
                      39,664 37,893 37,448 39,923 42,626    
... ...                   29,967 29,971 25,451 26,014 27,539    
... ...                   9,697 7,904 9,053 11,100 12,572    
                      3,158 3,120 2,617 1,598 1,438    
                      3,471 1,427 1,088 1,003 1,173    

asset quality

... ... ... ... ... ...           11,455 14,728 14,392 9,970 7,262    
                      53,376 53,213 47,108 40,433 38,442    
                      5,573 8,351 9,105 7,867 5,991    

growth rates

...                     0.865% -6.15% -15.3% -14.3% -0.354%    
... ... ...                 4.12% -11.2% -4.24% -1.19% -2.01%    
... ... ... ... ... ... ...         8.14% 8.05% -20.9% -27.5% -8.42%    
...                     4.26% -4.51% -8.95% -7.65% 1.19%    
...                     6.23% -9.86% 9.12% -33.9% 19.7%    
...                     4.86% -4.47% -1.17% 6.61% 6.77%    
... ... ...                 7.30% 0.012% -15.1% 2.21% 5.86%    
... ... ...                 -2.04% -18.5% 14.5% 22.6% 13.3%    

market share

                      21.4% 19.9% 17.4% 15.4% 14.9%    
... ... ... ... ... ...           21.4% 22.5% 18.8% 14.5% 13.4%    
... ...                   22.6% 20.0% 19.4% 19.4% 18.0%    
                      21.7% 20.0% 18.4% 16.9% 16.5%    
                      21.2% 19.2% 17.4% 17.1% 16.8%    
... ...                   26.6% 24.5% 19.6% 18.8% 18.8%    
... ...                   15.5% 12.9% 12.8% 13.8% 13.8%    

Download Data
ratios Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

ratios

                      0.933% -17.2% 8.31% -45.4% 17.0%    
                      0.091% -1.65% 0.844% -4.36% 1.48%    
                      2.72% 2.69% 2.63% 3.11% 2.44%    
                      47.3% 48.5% 46.0% 58.9% 49.2%    
                      13.3% 13.6% 18.9% 18.9% 19.9%    
                      4.17% 3.86% 3.96% 3.57% 3.21%    
...                     3.73% 3.49% 3.67% 3.36% 3.10%    
                      8.19% 7.37% 6.59% 5.51% 4.45%    
...                     4.46% 3.88% 2.92% 2.15% 1.36%    
                      72.5% 69.7% 69.4% 67.5% 64.8%    
                      13.4% 15.3% 18.7% 21.0% 23.6%    
                      14.0% 15.0% 11.9% 11.5% 11.6%    
... ... ... ...               2,599 2,610 2,730 2,240 2,153    
... ... ... ...               7,926 9,056 9,084 7,779 8,454    
                      43.0% 43.3% 41.4% 33.0% 47.4%    
                      9.83% 9.28% 11.1% 7.97% 9.42%    
                      121% 118% 101% 81.6% 76.1%    
                      62.3% 61.2% 57.0% 52.8% 52.0%    
... ... ... ... ... ...           21.5% 27.7% 30.6% 24.7% 18.9%    
... ... ... ... ... ...           48.6% 56.7% 63.3% 78.9% 82.5%    
                      11.7% 18.6% 24.0% 24.2% 18.5%    
                      4.53% 7.83% 5.05% 12.6% 0.240%    

Download Data
other data Unit
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

other data

... ... ... ...               9,245 8,026 6,984 7,054 7,065    

Download Data
Comparison of 11 Companies within CEE Savings Banks

This Annual Statistical Dossier offers a comparison of 11 banks from CEE Savings Banks from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to

Read more »

This Annual Statistical Dossier offers a comparison of 11 banks from CEE Savings Banks from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier.

Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Comparison of 15 Companies within Erste Group

This Annual Statistical Dossier offers a comparison of 15 banks from Erste Group from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the

Read more »

This Annual Statistical Dossier offers a comparison of 15 banks from Erste Group from 1996 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier.

Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Comparison of 10 Banks in Romania

This Annual Statistical Dossier offers a comparison of 10 Romanian banks from 1998 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 10 Romanian banks from 1998 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Banca Commerciala Romana in Numbers

This Annual statistical dossier offers a summary of Banca Commerciala Romana's performance between 2000 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality,

Read more »

This Annual statistical dossier offers a summary of Banca Commerciala Romana's performance between 2000 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track BCR's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Banca Comercială Română at a Glance

Banca Comercială Română (BCR) is the largest commercial bank in Romania. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. At the end of 2013, the Bank operated a network of 600 branches and 2,100 ATMs

Read more »

Banca Comercială Română (BCR) is the largest commercial bank in Romania. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. At the end of 2013, the Bank operated a network of 600 branches and 2,100 ATMs and employed over 7,000 persons. Since 2006, BCR is a member of Erste Bank Group. With 16 million clients, 2,900 branches and 46,000 employees, Erste Group is today one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets.

This report offers a summary of the bank's performance in 2000-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Romania

Banca Comercială Română in Numbers

Banca Comercială Română (BCR) is the largest commercial bank in Romania. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. At the end of 2013, the Bank operated a network of 600 branches and 2,100 ATMs

Read more »

Banca Comercială Română (BCR) is the largest commercial bank in Romania. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. At the end of 2013, the Bank operated a network of 600 branches and 2,100 ATMs and employed over 7,000 persons. Since 2006, BCR is a member of Erste Bank Group. With 16 million clients, 2,900 branches and 46,000 employees, Erste Group is today one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets.

This excel file offers a summary of the bank's performance in 2000-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.

In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Romania

Based on a comparison of 12 banks among CEE Savings Banks in 2017, Sberbank was the largest deposit taker, followed by Erste Group Bank and PKO BP.

Sberbank's customer deposits reached EUR 297,711 mil, up from EUR 260,595 mil,

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Based on a comparison of 12 banks among CEE Savings Banks in 2017, Sberbank was the largest deposit taker, followed by Erste Group Bank and PKO BP.

Sberbank's customer deposits reached EUR 297,711 mil, up from EUR 260,595 mil, compared to the previous year. Historically, the bank’s net profit reached an all time high of EUR 297,711 mil in 2017 and an all time low of EUR 27,841 mil in 2001.

Comparing Sberbank with its closest peers, Erste Group Bank's deposits amounted to EUR 150,921 mil at the end of 2017, PKO BP operated with EUR 50,944 mil of customer deposits and Erste Savings Banks had clients' deposits of EUR 42,561 mil at the end of 2017.

You can see all the banks customers deposits data on the Customer Deposits indicator page or you can download a report on the CEE Savings Banks banks in the reports section.

Based on a comparison of 15 banks among Erste Bank Group in 2017, Erste Group Bank was the largest deposit taker, followed by Erste Bank Austria and Erste Savings Banks.

Erste Group Bank's customer deposits reached EUR 150,921 mil,

Read more »

Based on a comparison of 15 banks among Erste Bank Group in 2017, Erste Group Bank was the largest deposit taker, followed by Erste Bank Austria and Erste Savings Banks.

Erste Group Bank's customer deposits reached EUR 150,921 mil, up from EUR 137,939 mil, compared to the previous year. Historically, the bank’s net profit reached an all time high of EUR 150,921 mil in 2017 and an all time low of EUR 19,533 mil in 1999.

Comparing Erste Group Bank with its closest peers, Erste Bank Austria's deposits amounted to EUR 80,811 mil at the end of 2017, Erste Savings Banks operated with EUR 42,561 mil of customer deposits and Erste Bank Core Austria had clients' deposits of EUR 38,250 mil at the end of 2017.

You can see all the banks customers deposits data on the Customer Deposits indicator page or you can download a report on the Erste Bank Group banks in the reports section.

Based on a comparison of 12 banks among CEE Savings Banks in 2017, Sberbank was the largest lender, followed by Erste Group Bank and PKO BP.

Sberbank loans reached EUR 277,786 mil, up 14.7% compared to the previous year. Historically,

Read more »

Based on a comparison of 12 banks among CEE Savings Banks in 2017, Sberbank was the largest lender, followed by Erste Group Bank and PKO BP.

Sberbank loans reached EUR 277,786 mil, up 14.7% compared to the previous year. Historically, the bank’s loans reached an all time high of EUR 306,605 mil in 2014 and an all time low of EUR 16,877 mil in 2001.

Comparing Sberbank with its closest peers, Erste Group Bank customer loans amounted to EUR 139,532 mil, PKO BP operated with EUR 47,877 mil loans and Erste Savings Banks had a loan portfolio of EUR 41,096 mil.

You can see all the banks loans on the Customer Loans indicator page or you can download a report on the CEE Savings Banks banks in the reports section.

Based on a comparison of 12 banks among CEE Savings Banks, Sberbank produced the highest net profit in 2017, followed by Erste Group Bank and OTP Group.

Sberbank made a net profit of EUR 11,275 mil, up 49.6% compared to the previous

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Based on a comparison of 12 banks among CEE Savings Banks, Sberbank produced the highest net profit in 2017, followed by Erste Group Bank and OTP Group.

Sberbank made a net profit of EUR 11,275 mil, up 49.6% compared to the previous year. Historically, the bank’s net profit reached an all time high of EUR 11,275 mil in 2017 and an all time low of EUR 402 mil in 2003. The average profit in the last five years amounted to EUR 6,960 mil.

The bank generated an average return on equity of 18.1% for its shareholders in the last five years with a maximum of 24.0% and a minimum of 10.2%.

Comparing Sberbank with its closest peers, Erste Group Bank generated a net profit of EUR 1,316 mil with a ROE of 7.54% in 2017, OTP Group netted EUR 906 mil (ROE of 18.4%) and PKO BP announced a net profit of EUR 723 mil giving a ROE of 9.02%.

You can see all the banks net profit data on the Net Profit indicator page or you can download a report on the CEE Savings Banks banks in the reports section.

See all charts of the company »
BCR's customer deposits rose 8.83% to RON 52,496 mil in 2017
BCR's net interest margin fell 7.37% to 2.55% in 2017
BCR's corporate deposits rose 14.1% to RON 15,083 mil in 2017
BCR's retail deposits rose 4.95% to RON 31,400 mil in 2017
BCR's corporate loans rose 2.42% to RON 12,395 mil in 2017
BCR's net profit fell 35.9% to RON 668 mil in 2017
BCR's npls (as % of loans) fell 26.5% to 9.38% in 2017
BCR's customer loans rose 3.72% to RON 33,491 mil in 2017
BCR's net interest income fell 1.26% to RON 1,764 mil in 2017
BCR's customer loan growth rose 855% to 3.72% in 2017
BCR's total revenues fell 6.17% to RON 4,318 mil in 2011