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Bank Pocztowy

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Bank Pocztowy

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summary Unit
2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

... ... 194 227 244 268 257    
    260 292 298 335 325    
    50.4 73.8 85.6 116 108    
    29.6 38.9 36.0 43.6 33.9    

balance sheet

... ... 29.2 29.8 36.3 158 45.3    
    3,679 4,600 5,056 5,152 5,313    
... ... 1,335 1,455 1,843 1,521 1,268    
    5,216 7,121 7,383 7,719 7,213    
    321 361 392 440 542    
... ... 1.86 2.82 41.8 4.02 34.4    
    4,686 6,318 6,231 6,492 5,742    
... ... 92.2 349 574 458 504    

ratios

    9.59% 11.4% 9.57% 10.5% 6.91%    
    0.631% 0.631% 0.497% 0.578% 0.454%    
    4.48% 3.54% 2.93% 2.90% 2.91%    
    80.6% 74.7% 71.3% 65.3% 66.8%    
    13.9% 14.0% 12.9% 13.4% 14.4%    
... ... 4.13% 3.69% 3.36% 3.55% 3.44%    
... ... 74.4% 77.8% 81.7% 80.1% 79.0%    
... ... 21.4% 14.8% 13.9% 17.8% 17.6%    
... ... ... 46.3% 43.4% 45.5% 43.9%    
    6.16% 5.08% 5.31% 5.70% 7.52%    
    78.5% 72.8% 81.1% 79.4% 92.5%    
    70.5% 64.6% 68.5% 66.7% 73.7%    
    4.97% 4.72% 5.35% 6.11% 7.00%    
... ... ... ... ... ... 59.2%    

valuation

... ... ... ... 9.73 9.73 10.0    
... ... ... ... 3.70 4.49 3.39    
... ... ... ... 40.3 45.2 54.2    
... ... ... ... ... 21.1% -24.4%    
... ... ... ... ... 12.2% 20.0%    

Download Data
income statement Unit
2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

Interest Income PLN mil
Interest Cost PLN mil
Net Interest Income PLN mil
Net Fee Income PLN mil
Other Income PLN mil
Total Revenues PLN mil
Staff Cost PLN mil
Depreciation PLN mil
Other Cost PLN mil
Operating Cost PLN mil
Operating Profit PLN mil
Provisions PLN mil
Extra and Other Cost PLN mil
Pre-Tax Profit PLN mil
Tax PLN mil
Minorities PLN mil
Net Profit PLN mil
... ... 340 451 423 416 354    
... ... 146 224 180 148 97.1    
... ... 194 227 244 268 257    
... ... 55.7 43.1 41.6 59.7 57.2    
... ... 10.8 21.8 12.9 7.00 11.1    
    260 292 298 335 325    
... ... ... 101 92.4 99.4 95.3    
... ... ... 21.0 21.9 20.8 18.2    
... ... ... 96.3 98.4 98.4 104    
    210 218 213 219 217    
    50.4 73.8 85.6 116 108    
    12.9 25.1 42.4 61.0 65.2    
    -0.045 0.080 -0.096 0.120 0    
    37.5 48.7 43.3 55.1 42.9    
    7.98 9.72 7.23 11.5 8.95    
    0 0 0 0 0    
    29.6 38.9 36.0 43.6 33.9    

growth rates

... ... ... 17.3% 7.26% 10.0% -4.24%    
... ... ... -22.6% -3.48% 43.5% -4.20%    
...   17.6% 12.3% 2.09% 12.3% -2.94%    
...   7.50% 4.06% -2.57% 2.77% -0.728%    
...   94.0% 46.6% 15.9% 35.9% -7.09%    
...   114% 29.7% -11.1% 27.5% -22.2%    
...   105% 31.8% -7.50% 21.1% -22.2%    

market share

    0.454% 0.497% 0.538% 0.581% 0.581%    
    0.190% 0.252% 0.237% 0.275% 0.303%    
    0.803% 0.863% 0.948% 0.928% 0.924%    
... ... 0.411% 0.451% 0.593% 0.675% 0.750%    
... ... ... 0.516% 0.669% 0.767% 0.847%    
... ... ... 0.202% 0.245% 0.215% 0.172%    
    1.16% 1.48% 1.93% 1.95% 1.96%    

Download Data
balance sheet Unit
2009 2010 2011 2012 2013 2014 2015 2016 2017

balance sheet

... ... 74.0 935 327 758 427    
... ... 29.2 29.8 36.3 158 45.3    
    3,679 4,600 5,056 5,152 5,313    
    2,668 3,608 4,165 4,456 4,741    
    1,633 2,423 2,632 2,689 2,625    
    1,035 1,185 1,533 1,766 2,116    
    1,103 1,091 1,020 856 786    
... ... 1,335 1,455 1,843 1,521 1,268    
... ... 72.5 71.6 74.9 80.3 100    
    5,216 7,121 7,383 7,719 7,213    
    321 361 392 440 542    
    0 0 0 0 0    
    4,894 6,759 6,991 7,279 6,671    
... ... 1.86 2.82 41.8 4.02 34.4    
    4,686 6,318 6,231 6,492 5,742    
    3,200 4,063 4,157 4,650 4,445    
    1,239 2,029 1,975 1,784 1,248    
    875 1,010 1,188 1,391 1,761    
    3,810 5,308 5,043 5,101 3,982    
... ... 92.2 349 574 458 504    
... ... 115 89.2 145 326 390    

asset quality

    187 222 277 325 388    
    3,759 4,696 5,181 5,326 5,542    
... ... ... ... ... ... 230    

growth rates

...   47.8% 25.0% 9.92% 1.90% 3.13%    
...   59.9% 35.2% 15.4% 6.97% 6.41%    
...   99.0% 48.4% 8.62% 2.17% -2.39%    
...   22.0% 14.5% 29.4% 15.2% 19.8%    
...   20.4% -1.07% -6.54% -16.1% -8.23%    
...   25.5% 36.5% 3.68% 4.55% -6.56%    
...   8.96% 12.5% 8.38% 12.2% 23.4%    
...   24.6% 34.8% -1.38% 4.20% -11.5%    
...   61.0% 27.0% 2.32% 11.9% -4.42%    
...   -16.9% 63.7% -2.67% -9.66% -30.1%    

market share

    0.400% 0.491% 0.520% 0.496% 0.481%    
    0.417% 0.401% 0.367% 0.284% 0.240%    
    0.483% 0.560% 0.700% 0.758% 0.856%    
    0.502% 0.677% 0.751% 0.757% 0.754%    
    0.512% 0.753% 0.784% 0.756% 0.688%    
    0.403% 0.527% 0.525% 0.504% 0.451%    
    0.519% 0.680% 0.637% 0.621% 0.515%    
    0.670% 0.787% 0.758% 0.767% 0.668%    
    0.602% 1.06% 0.942% 0.778% 0.493%    

Download Data
ratios Unit
2009 2010 2011 2012 2013 2014 2015 2016 2017

ratios

    9.59% 11.4% 9.57% 10.5% 6.91%    
    0.631% 0.631% 0.497% 0.578% 0.454%    
    4.48% 3.54% 2.93% 2.90% 2.91%    
    80.6% 74.7% 71.3% 65.3% 66.8%    
    13.9% 14.0% 12.9% 13.4% 14.4%    
    10.6% 9.93% 9.68% 10.1% 11.4%    
... ... 4.13% 3.69% 3.36% 3.55% 3.44%    
... ... 3.91% 3.47% 3.23% 3.44% 3.35%    
... ... 7.25% 7.31% 5.84% 5.51% 4.74%    
... ... 3.33% 3.84% 2.61% 2.08% 1.39%    
... ... 74.4% 77.8% 81.7% 80.1% 79.0%    
... ... 21.4% 14.8% 13.9% 17.8% 17.6%    
... ... 4.15% 7.46% 4.32% 2.09% 3.40%    
... ... ... 1,648 1,433 1,548 1,497    
... ... ... 5,364 4,528 5,072 4,907    
... ... ... 46.3% 43.4% 45.5% 43.9%    
    6.16% 5.08% 5.31% 5.70% 7.52%    
    78.5% 72.8% 81.1% 79.4% 92.5%    
    70.5% 64.6% 68.5% 66.7% 73.7%    
    4.97% 4.72% 5.35% 6.11% 7.00%    
... ... ... ... ... ... 59.2%    
... ... ... ... ... ... 4.32%    
    0.418% 0.606% 0.878% 1.20% 1.25%    

Download Data
other data Unit
2009 2010 2011 2012 2013 2014 2015 2016 2017

other data

    161 227 295 293 284    
    1,496 1,571 1,700 1,633 1,618    
    1.07 1.30 1.42 1.43 1.48    
... ... 130 150 204 241 257    
... ... ... 137 189 228 247    
... ... ... 13.0 15.0 13.0 10.0    
    18.7% 16.0% 19.1% 21.4% 30.7%    

Download Data
Comparison of 18 Banks in Poland

This Annual Statistical Dossier offers a comparison of 18 Polish banks from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 18 Polish banks from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Bank Pocztowy in Numbers

September 22, 2018
Bank Pocztowy in Numbers

This Annual statistical dossier offers a summary of Bank Pocztowy's performance between 2009 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital

Read more »

This Annual statistical dossier offers a summary of Bank Pocztowy's performance between 2009 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Pocztowy's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Based on a comparison of 18 banks in Poland in 2017, Bank Handlowy operated with the lowest loan to deposit ratio, followed by Bank Pocztowy and Bank Ochrony Srodowiska.

Bank Handlowy's loan to deposit ratio reached 55.6% at the end of 2017,

Read more »

Based on a comparison of 18 banks in Poland in 2017, Bank Handlowy operated with the lowest loan to deposit ratio, followed by Bank Pocztowy and Bank Ochrony Srodowiska.

Bank Handlowy's loan to deposit ratio reached 55.6% at the end of 2017, up from 50.6% when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 71.6% in 2003 and an all time low of 50.6% in 2016.

Comparing Bank Handlowy with its closest peers, Bank Pocztowy ended the year 2017 with loans to deposits at 78.2%, Bank Ochrony Srodowiska with 79.8% and Bank Millennium some 82.8% of loans to deposits at the end of 2017.

Overall, total loans of the Polish banking sector amounted to 74.0% of deposits at the end of 2017.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Polish banks in the report section.

Based on a comparison of 18 banks in Poland in 2017, Eurobank Poland operated with the highest net interest margin, followed by Alior Bank and Bank Pocztowy.

Eurobank Poland's net interest margin amounted to 4.81% in 2017, down

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Based on a comparison of 18 banks in Poland in 2017, Eurobank Poland operated with the highest net interest margin, followed by Alior Bank and Bank Pocztowy.

Eurobank Poland's net interest margin amounted to 4.81% in 2017, down from 4.92% when compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 5.40% in 2014 and an all time low of 4.81% in 2017. The average margin in the last five years amounted to 4.99%.

Average asset yield was 6.30% in 2017, down from 6.48% when compared to previous year. On the other hand, cost of funding amounted to 1.67% in 2017, down from 1.75%.

Comparing Eurobank Poland with its closest peers, Alior Bank operated in 2017 with a net interest margin of 4.35% Bank Pocztowy reached 3.79% and Getin Holding some 3.55%.

The average net interest margin reached 1.71% in the Polish banking sector in 2017 while interest spread amounted to 3.31%.

You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Polish banks in the report section.

Based on a comparison of 18 banks in Poland in 2016, Bank Handlowy operated with the lowest loan to deposit ratio, followed by Getin Holding and Idea Bank.

Bank Handlowy's loan to deposit ratio reached 50.6% at the end of 2016, down

Read more »

Based on a comparison of 18 banks in Poland in 2016, Bank Handlowy operated with the lowest loan to deposit ratio, followed by Getin Holding and Idea Bank.

Bank Handlowy's loan to deposit ratio reached 50.6% at the end of 2016, down from 60.1% when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 71.6% in 2003 and an all time low of 50.6% in 2016.

Comparing Bank Handlowy with its closest peers, Getin Holding ended the year 2016 with loans to deposits at 65.3%, Idea Bank with 72.1% and Bank Ochrony Srodowiska some 81.6% of loans to deposits at the end of 2016.

Overall, total loans of the Polish banking sector amounted to 78.3% of deposits at the end of 2016.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Polish banks in the report section.

Based on a comparison of 18 banks in Poland in 2016, Eurobank Poland operated with the highest net interest margin, followed by Alior Bank and Bank Pocztowy.

Eurobank Poland's net interest margin amounted to 4.92% in 2016, up

Read more »

Based on a comparison of 18 banks in Poland in 2016, Eurobank Poland operated with the highest net interest margin, followed by Alior Bank and Bank Pocztowy.

Eurobank Poland's net interest margin amounted to 4.92% in 2016, up from 4.82% when compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 5.40% in 2014 and an all time low of 4.82% in 2015. The average margin in the last five years amounted to 5.05%.

Average asset yield was 6.48% in 2016, down from 6.65% when compared to previous year. On the other hand, cost of funding amounted to 1.75% in 2016, down from 2.06%.

Comparing Eurobank Poland with its closest peers, Alior Bank operated in 2016 with a net interest margin of 3.85% Bank Pocztowy reached 3.78% and Getin Holding some 3.43%.

The average net interest margin reached 1.90% in the Polish banking sector in 2016 while interest spread amounted to 3.53%.

You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Polish banks in the report section.

See all charts of the company »
Pocztowy's employees fell 3.43% to 1,493 in 2017
Pocztowy's net profit rose 103% to PLN 5.09 mil in 2017
Pocztowy's capital adequacy ratio rose 23.9% to 17.8% in 2017
Pocztowy's total revenues rose 3.39% to PLN 344 mil in 2017
Pocztowy's payment cards rose 10.6% to 305 '000 in 2017
Pocztowy's retail deposits rose 4.88% to PLN 4,935 mil in 2017
Pocztowy's mortgage loans fell 3.24% to PLN 2,436 mil in 2017
Pocztowy's corporate loans fell 3.76% to PLN 673 mil in 2017
Pocztowy's corporate deposits rose 13.6% to PLN 1,158 mil in 2017
Pocztowy's consumer loans fell 8.17% to PLN 2,056 mil in 2017
Pocztowy's net interest margin rose 0.184% to 3.79% in 2017
Pocztowy's customer deposits rose 6.00% to PLN 6,109 mil in 2017
Pocztowy's customer loans fell 7.35% to PLN 4,776 mil in 2017
Pocztowy's net interest income rose 1.94% to PLN 273 mil in 2017
Pocztowy's costs (as % of assets) fell 1.07% to 3.14% in 2017
Pocztowy's customer loan growth fell 146% to -7.35% in 2017
Pocztowy's retail loan growth fell 3,257% to -5.11% in 2017