By Helgi Library - February 20, 2020
EastWest Bank made a net profit of PHP 1,826 mil under revenues of PHP 7,637 mil in the third quarter of 2019, up 81.1% and 1...
By Helgi Library - February 20, 2020
EastWest Bank's customer deposits reached PHP 215,990 mil in 2016-09-30, up 4.71% compared to the previous year. Filipino banki...
By Helgi Library - February 21, 2020
EastWest Bank's net interest margin amounted to 5.66% in the third quarter of 2019, up from 5.24% when compared to the previous ...
| Profit Statement | 2016 | 2017 | 2018 | |
| Net Interest Income | PHP mil | 15,406 | 18,455 | 19,281 |
| Net Fee Income | PHP mil | 110 | 781 | -47.0 |
| Other Income | PHP mil | 6,390 | 6,598 | 6,337 |
| Total Revenues | PHP mil | 21,905 | 25,834 | 25,571 |
| Operating Profit | PHP mil | 14,249 | 16,532 | 15,427 |
| Provisions | PHP mil | 5,692 | 4,464 | 3,906 |
| Net Profit | PHP mil | 3,408 | 5,227 | 4,622 |
| Balance Sheet | 2016 | 2017 | 2018 | |
| Interbank Loans | PHP mil | 14,473 | 21,751 | 16,096 |
| Customer Loans | PHP mil | 195,225 | 220,135 | 245,870 |
| Total Assets | PHP mil | 291,818 | 317,643 | 367,339 |
| Shareholders' Equity | PHP mil | 34,449 | 39,006 | 42,657 |
| Interbank Borrowing | PHP mil | 2,195 | 4,160 | 17,970 |
| Customer Deposits | PHP mil | 240,222 | 258,726 | 288,240 |
| Issued Debt Securities | PHP mil | 4,969 | 6,211 | 6,214 |
| Ratios | 2016 | 2017 | 2018 | |
| ROE | % | 10.3 | 14.2 | 11.3 |
| ROA | % | 1.30 | 1.72 | 1.35 |
| Costs (As % Of Assets) | % | 2.92 | 3.05 | 2.96 |
| Costs (As % Of Income) | % | 35.0 | 36.0 | 39.7 |
| Capital Adequacy Ratio | % | 13.4 | 14.0 | 12.8 |
| Net Interest Margin | % | 5.87 | 6.06 | 5.63 |
| Loans (As % Of Deposits) | % | 81.3 | 85.1 | 85.3 |
| NPLs (As % Of Loans) | % | 2.25 | 1.53 | 2.85 |
| Provisions (As % Of NPLs) | % | 145 | 183 | 101 |
| Valuation | 2016 | 2017 | 2018 | |
| Price/Earnings (P/E) | 8.08 | 9.17 | 5.79 | |
| Price/Book Value (P/BV) | 0.807 | 1.23 | 0.628 | |
| Dividend Yield | % | 1.46 | 1.04 | 0 |
| Earnings Per Share (EPS) | PHP | 1.53 | 2.32 | 2.05 |
| Book Value Per Share | PHP | 15.3 | 17.3 | 19.0 |
| Dividend Per Share | PHP | 0.180 | 0.222 | 0 |
Get all company financials in excel:
| summary | Unit | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | |||||||||
| Net Interest Income | PHP mil | 6,087 | 8,316 | 10,048 | 12,347 | 15,406 | |||
| Total Revenues | PHP mil | 9,498 | 12,574 | 14,410 | 16,096 | 21,905 | |||
| Operating Profit | PHP mil | 3,990 | 8,107 | 8,518 | 9,670 | 14,249 | |||
| Net Profit | PHP mil | 1,817 | 2,056 | 2,073 | 2,004 | 3,408 | |||
| balance sheet | |||||||||
| Interbank Loans | PHP mil | 2,221 | 4,868 | 6,474 | 13,100 | 14,473 | |||
| Customer Loans | PHP mil | 69,231 | 91,633 | 115,003 | 152,273 | 195,225 | |||
| Debt Securities | PHP mil | 14,829 | 12,047 | 19,905 | 15,893 | 17,097 | |||
| Total Assets | PHP mil | 121,403 | 142,299 | 188,263 | 232,856 | 291,818 | |||
| Shareholders' Equity | PHP mil | 17,321 | 19,392 | 21,448 | 31,403 | 34,449 | |||
| Interbank Borrowing | PHP mil | 5,571 | 3,289 | 5,318 | 3,074 | 2,195 | |||
| Customer Deposits | PHP mil | 91,209 | 111,176 | 147,687 | 184,144 | 240,222 | |||
| Issued Debt Securities | PHP mil | 2,864 | 2,863 | 6,464 | 6,467 | 4,969 | |||
| ratios | |||||||||
| ROE | % | ... | 12.7 | 11.2 | 10.2 | 7.58 | 10.3 | ||
| ROA | % | ... | 1.67 | 1.56 | 1.25 | 0.952 | 1.30 | ||
| Costs (As % Of Assets) | % | ... | 5.07 | 3.39 | 3.57 | 3.05 | 2.92 | ||
| Costs (As % Of Income) | % | 58.0 | 35.5 | 40.9 | 39.9 | 35.0 | |||
| Capital Adequacy Ratio | % | 17.4 | 17.0 | 13.1 | 15.6 | 13.4 | |||
| Net Interest Margin | % | ... | 5.60 | 6.31 | 6.08 | 5.86 | 5.87 | ||
| Interest Income (As % Of Revenues) | % | 64.1 | 66.1 | 69.7 | 76.7 | 70.3 | |||
| Fee Income (As % Of Revenues) | % | -1.01 | -1.26 | 2.15 | 0.057 | 0.503 | |||
| Equity (As % Of Assets) | % | 14.3 | 13.6 | 11.4 | 13.5 | 11.8 | |||
| Loans (As % Of Deposits) | % | 75.9 | 82.4 | 77.9 | 82.7 | 81.3 | |||
| Loans (As % Assets) | % | 57.0 | 64.4 | 61.1 | 65.4 | 66.9 | |||
| NPLs (As % Of Loans) | % | 2.64 | 2.67 | 3.08 | 2.95 | 2.25 | |||
| Provisions (As % Of NPLs) | % | 246 | 181 | 104 | 102 | 145 | |||
| valuation | |||||||||
| Market Capitalisation (End Of Period) | USD mil | ... | 797 | 618 | 604 | 606 | 561 | ||
| Number Of Shares (Average) | mil | 1,593 | 1,743 | 1,743 | 2,081 | 2,250 | |||
| Share Price (End Of Period) | PHP | ... | 18.8 | 15.7 | 15.5 | 12.6 | 12.4 | ||
| Earnings Per Share (EPS) | PHP | 1.14 | 1.18 | 1.09 | 0.944 | 1.53 | |||
| Book Value Per Share | PHP | 10.9 | 11.1 | 12.3 | 15.1 | 15.3 | |||
| Dividend Per Share | PHP | 0 | 0 | 0 | 0 | 0.180 | |||
| Price/Earnings (P/E) | ... | 16.5 | 13.4 | 14.3 | 13.4 | 8.08 | |||
| Price/Book Value (P/BV) | ... | 1.73 | 1.41 | 1.26 | 0.837 | 0.807 | |||
| Dividend Yield | % | ... | 0 | 0 | 0 | 0 | 1.46 | ||
| Earnings Per Share Growth | % | ... | -30.2 | 3.40 | -7.92 | -13.0 | 62.0 | ||
| Book Value Per Share Growth | % | ... | 2.85 | 2.33 | 10.6 | 22.6 | 1.46 |
| income statement | Unit | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | |||||||||
| Interest Income | PHP mil | 7,815 | 9,779 | 11,689 | 14,614 | 18,224 | |||
| Interest Cost | PHP mil | 1,728 | 1,463 | 1,641 | 2,267 | 2,818 | |||
| Net Interest Income | PHP mil | 6,087 | 8,316 | 10,048 | 12,347 | 15,406 | |||
| Net Fee Income | PHP mil | -95.6 | -159 | 310 | 9.15 | 110 | |||
| Other Income | PHP mil | 3,507 | 4,417 | 4,052 | 3,740 | 6,390 | |||
| Total Revenues | PHP mil | 9,498 | 12,574 | 14,410 | 16,096 | 21,905 | |||
| Depreciation | PHP mil | ... | ... | ... | ... | ... | 672 | ||
| Operating Cost | PHP mil | 5,508 | 4,467 | 5,893 | 6,426 | 7,656 | |||
| Operating Profit | PHP mil | 3,990 | 8,107 | 8,518 | 9,670 | 14,249 | |||
| Provisions | PHP mil | 0 | 3,098 | 3,311 | 3,899 | 5,692 | |||
| Extra and Other Cost | PHP mil | 1,998 | 2,735 | 2,569 | 3,108 | 4,415 | |||
| Pre-Tax Profit | PHP mil | 1,992 | 2,274 | 2,637 | 2,663 | 4,142 | |||
| Tax | PHP mil | 176 | 219 | 564 | 659 | 734 | |||
| Minorities | PHP mil | -1.03 | 0.165 | 0 | 0 | 0 | |||
| Net Profit | PHP mil | 1,817 | 2,056 | 2,073 | 2,004 | 3,408 | |||
| Dividends | PHP mil | 0 | 0 | 0 | 0 | 405 | |||
| growth rates | |||||||||
| Net Interest Income Growth | % | ... | 23.9 | 36.6 | 20.8 | 22.9 | 24.8 | ||
| Net Fee Income Growth | % | ... | -176 | 66.0 | -296 | -97.1 | 1,103 | ||
| Total Revenue Growth | % | ... | 29.0 | 32.4 | 14.6 | 11.7 | 36.1 | ||
| Operating Cost Growth | % | ... | 45.6 | -18.9 | 31.9 | 9.05 | 19.1 | ||
| Operating Profit Growth | % | ... | 11.5 | 103 | 5.06 | 13.5 | 47.3 | ||
| Pre-Tax Profit Growth | % | ... | -5.57 | 14.2 | 16.0 | 0.980 | 55.5 | ||
| Net Profit Growth | % | ... | 4.99 | 13.1 | 0.866 | -3.35 | 70.1 | ||
| market share | |||||||||
| Market Share in Revenues | % | 2.78 | 3.18 | 3.52 | 3.79 | 4.50 | ... | ||
| Market Share in Net Profit | % | 1.79 | 1.71 | 1.78 | 1.74 | 2.69 | ... | ||
| Market Share in Branches | % | 2.81 | ... | ... | ... | ... | ... | ... |
| balance sheet | Unit | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| balance sheet | |||||||||
| Cash | PHP mil | 25,090 | 22,422 | 29,122 | 36,808 | 45,967 | |||
| Interbank Loans | PHP mil | 2,221 | 4,868 | 6,474 | 13,100 | 14,473 | |||
| Customer Loans | PHP mil | 69,231 | 91,633 | 115,003 | 152,273 | 195,225 | |||
| Debt Securities | PHP mil | 14,829 | 12,047 | 19,905 | 15,893 | 17,097 | |||
| Fixed Assets | PHP mil | 2,741 | 3,453 | 3,513 | 3,523 | 3,392 | |||
| Intangible Assets | PHP mil | 3,400 | 3,656 | 4,425 | 4,447 | 6,946 | |||
| Goodwill | PHP mil | 1,317 | 1,317 | 1,317 | 1,317 | 3,741 | |||
| Total Assets | PHP mil | 121,403 | 142,299 | 188,263 | 232,856 | 291,818 | |||
| Shareholders' Equity | PHP mil | 17,321 | 19,392 | 21,448 | 31,403 | 34,449 | |||
| Of Which Minority Interest | PHP mil | 13.6 | 6.62 | 0 | 0 | 0 | |||
| Liabilities | PHP mil | 104,082 | 122,906 | 166,815 | 201,454 | 257,368 | |||
| Interbank Borrowing | PHP mil | 5,571 | 3,289 | 5,318 | 3,074 | 2,195 | |||
| Customer Deposits | PHP mil | 91,209 | 111,176 | 147,687 | 184,144 | 240,222 | |||
| Sight Deposits | PHP mil | 34,129 | 39,569 | 45,357 | 55,538 | 70,302 | |||
| Term Deposits | PHP mil | 55,556 | 66,141 | 94,297 | 120,572 | 161,884 | |||
| Issued Debt Securities | PHP mil | 2,864 | 2,863 | 6,464 | 6,467 | 4,969 | |||
| Subordinated Debt | PHP mil | 2,864 | 2,863 | 6,464 | 6,467 | 4,969 | |||
| Other Liabilities | PHP mil | 4,439 | 5,579 | 7,346 | 7,770 | 9,983 | |||
| asset quality | |||||||||
| Non-Performing Loans | PHP mil | 1,952 | 2,568 | 3,657 | 4,635 | 4,544 | |||
| Gross Loans | PHP mil | 74,030 | 96,272 | 118,814 | 157,010 | 201,798 | |||
| Total Provisions | PHP mil | 4,799 | 4,639 | 3,811 | 4,737 | 6,573 | |||
| growth rates | |||||||||
| Customer Loan Growth | % | ... | 49.4 | 32.4 | 25.5 | 32.4 | 28.2 | ||
| Total Asset Growth | % | ... | 26.5 | 17.2 | 32.3 | 23.7 | 25.3 | ||
| Shareholders' Equity Growth | % | ... | 54.3 | 12.0 | 10.6 | 46.4 | 9.70 | ||
| Customer Deposit Growth | % | ... | 19.0 | 21.9 | 32.8 | 24.7 | 30.5 | ||
| market share | |||||||||
| Market Share in Customer Loans | % | 2.02 | 2.24 | 2.25 | 2.63 | 2.88 | ... | ||
| Market Share in Total Assets | % | 1.79 | 1.66 | 1.92 | 2.17 | 2.39 | ... | ||
| Market Share in Customer Deposits | % | 1.96 | 1.84 | 2.17 | 2.46 | 2.74 | ... |
| ratios | Unit | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| ratios | |||||||||
| ROE | % | ... | 12.7 | 11.2 | 10.2 | 7.58 | 10.3 | ||
| ROA | % | ... | 1.67 | 1.56 | 1.25 | 0.952 | 1.30 | ||
| Costs (As % Of Assets) | % | ... | 5.07 | 3.39 | 3.57 | 3.05 | 2.92 | ||
| Costs (As % Of Income) | % | 58.0 | 35.5 | 40.9 | 39.9 | 35.0 | |||
| Capital Adequacy Ratio | % | 17.4 | 17.0 | 13.1 | 15.6 | 13.4 | |||
| Tier 1 Ratio | % | ... | 14.0 | 13.8 | 9.34 | 12.4 | 10.4 | ||
| Net Interest Margin | % | ... | 5.60 | 6.31 | 6.08 | 5.86 | 5.87 | ||
| Interest Spread | % | ... | 5.36 | 6.13 | 5.94 | 5.71 | 5.72 | ||
| Asset Yield | % | ... | 7.19 | 7.42 | 7.07 | 6.94 | 6.95 | ||
| Cost Of Liabilities | % | ... | 1.83 | 1.29 | 1.13 | 1.23 | 1.23 | ||
| Payout Ratio | % | 0 | 0 | 0 | 0 | 11.9 | |||
| Interest Income (As % Of Revenues) | % | 64.1 | 66.1 | 69.7 | 76.7 | 70.3 | |||
| Fee Income (As % Of Revenues) | % | -1.01 | -1.26 | 2.15 | 0.057 | 0.503 | |||
| Other Income (As % Of Revenues) | % | 36.9 | 35.1 | 28.1 | 23.2 | 29.2 | |||
| Equity (As % Of Assets) | % | 14.3 | 13.6 | 11.4 | 13.5 | 11.8 | |||
| Loans (As % Of Deposits) | % | 75.9 | 82.4 | 77.9 | 82.7 | 81.3 | |||
| Loans (As % Assets) | % | 57.0 | 64.4 | 61.1 | 65.4 | 66.9 | |||
| NPLs (As % Of Loans) | % | 2.64 | 2.67 | 3.08 | 2.95 | 2.25 | |||
| Provisions (As % Of NPLs) | % | 246 | 181 | 104 | 102 | 145 | |||
| Provisions (As % Of Loans) | % | 6.93 | 5.06 | 3.31 | 3.11 | 3.37 | |||
| Cost of Provisions (As % Of Loans) | % | ... | 0 | 3.85 | 3.21 | 2.92 | 3.28 |
| other data | Unit | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| other data | |||||||||
| Branches | 245 | 347 | 358 | 433 | 387 | ||||
| Employees | 3,700 | 4,305 | 4,714 | 5,168 | 5,546 | ||||
| ATMs | ... | ... | ... | ... | ... | 580 | |||
| Sight (As % Of Customer Deposits) | % | 37.4 | 35.6 | 30.7 | 30.2 | 29.3 | |||
| Risk-Weighted Assets | PHP mil | 103,361 | 120,725 | 160,010 | 195,698 | 236,862 | |||
| Return on Loans | % | 3.15 | 2.56 | 2.01 | 1.50 | 1.96 | |||
| Operating Profit (As % of Loans) | % | ... | 6.91 | 10.1 | 8.24 | 7.24 | 8.20 | ||
| Costs (As % Of Loans) | % | ... | 9.53 | 5.55 | 5.70 | 4.81 | 4.41 | ||
| Equity (As % Of Loans) | % | 25.0 | 21.2 | 18.6 | 20.6 | 17.6 |
Get all company financials in excel:
By Helgi Library - February 20, 2020
EastWest Bank stock traded at PHP 11.9 per share at the end of third quarter of 2019 implying a market capitalization of USD 518 mil. Over the last five years, the stock has depreciated by -31.6 % implying an annual average growth of -7.31 %. In absolute terms, the va...
By Helgi Library - February 20, 2020
EastWest Bank stock traded at PHP 11.9 per share at the end third quarter of 2019 implying a market capitalization of USD 518 mil. Since the end of 3Q2014, the stock has depreciated by -31.6 % implying an annual average growth of -7.31 %. In absolute terms, the value ...
By Helgi Library - February 20, 2020
EastWest Bank generated total banking revenues of PHP 7,637 mil in the third quarter of 2019, up 18.7% when compared to the same period of last year and 14.5% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, ...
By Helgi Library - February 20, 2020
EastWest Bank stock traded at PHP 11.9 per share at the end of third quarter of 2019 implying a market capitalization of USD 518 mil. Over the last five years, the stock has depreciated by 31.6 implying an annual average growth of -7.31% In absolute terms...
By Helgi Library - February 20, 2020
EastWest Bank's capital adequacy ratio reached 13.0% at the end of third quarter of 2019, down from 13.0% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 17.0% in 4Q2013 and an all time low of 12.6% in 1Q2019. ...
By Helgi Library - February 20, 2020
EastWest Bank's customer loan growth reached 13.2% in 2019-09-30, up from 6.76% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 54.6% in 2013-03-31 and an all time low of 6.04% in 2018-06-30. In the last de...
By Helgi Library - February 20, 2020
EastWest Bank's Equity reached 12.2% of total assets in the 3Q2019, down from 12.3% for the previous year. As a share of net customer loans, the ratio amounted to 18.1% at the end of the third quarter of 2019. ...
By Helgi Library - February 20, 2020
EastWest Bank employed 6,431 persons in 2018-12-31, down 0% compared to the previous year. Historically, the bank's workforce hit an all time high of 6,431 persons in 2018-12-31 and an all time low of 5,546 in 2016-12-31. The bank operated a network of 390...
By Helgi Library - March 4, 2020
EastWest Bank's non-performing loans reached 2.85% of total loans at the end of 2018-12-31, up from 1.53% compared to the previous year. Historically, the NPL ratio hit an all time high of 3.08% in 2014-12-31 and an all time low of 1.53% in 2017-12-31. Prov...
By Helgi Library - February 20, 2020
EastWest Bank stock traded at PHP 11.9 per share at the end 2018 implying a market capitalization of USD 511 mil. Since the end of 2013, the stock has depreciated by -24.4 % implying an annual average growth of -5.43 %. In absolute terms, the value of the company ...
Helgi Library 
