By Helgi Library - July 24, 2019
Eurobank Group's non-performing loans reached 33.8% of total loans at the end of 2015-12-31, up from 33.3% compared to the previo...
By Helgi Library - May 2, 2018
Eurobank Group's capital adequacy ratio reached 17.4% at the end of fourth quarter of 2015, up from 12.6% when compared to the pr...
By Helgi Library - February 21, 2018
Eurobank Group's cost to income ratio reached 88.9% in the fourth quarter of 2015, up from 63.0% when compared to the previous q...
| Profit Statement | Jun 2015 | Sep 2015 | Dec 2015 | |
| Net Interest Income | EUR mil | 378 | 371 | 341 |
| Net Fee Income | EUR mil | 53.0 | 32.0 | 30.5 |
| Other Income | EUR mil | 33.0 | 75.0 | 107 |
| Total Revenues | EUR mil | 464 | 478 | 479 |
| Staff Cost | EUR mil | 136 | 135 | 123 |
| Operating Profit | EUR mil | 164 | 177 | 52.9 |
| Provisions | EUR mil | 11,722 | 11,739 | 11,790 |
| Net Profit | EUR mil | -1,318 | 406 | -175 |
| Balance Sheet | Jun 2015 | Sep 2015 | Dec 2015 | |
| Interbank Loans | EUR mil | 3,651 | 3,242 | 2,808 |
| Customer Loans | EUR mil | 41,070 | 39,955 | 39,893 |
| Total Assets | EUR mil | 74,544 | 73,755 | 73,553 |
| Shareholders' Equity | EUR mil | 4,672 | 5,362 | 7,132 |
| Interbank Borrowing | EUR mil | 33,665 | 32,788 | 29,783 |
| Customer Deposits | EUR mil | 31,009 | 30,450 | 31,446 |
| Issued Debt Securities | EUR mil | 756 | 748 | 2,091 |
| Ratios | Jun 2015 | Sep 2015 | Dec 2015 | |
| ROE | % | -97.2 | 32.4 | -11.2 |
| ROA | % | -6.93 | 2.19 | -0.948 |
| Costs (As % Of Assets) | % | 1.58 | 1.62 | 2.31 |
| Costs (As % Of Income) | % | 64.7 | 63.0 | 88.9 |
| Capital Adequacy Ratio | % | 11.1 | 12.6 | 17.4 |
| Net Interest Margin | % | 1.99 | 2.00 | 1.85 |
| Loans (As % Of Deposits) | % | 132 | 131 | 127 |
| NPLs (As % Of Loans) | % | 34.3 | 35.0 | 33.8 |
| Provisions (As % Of NPLs) | % | 64.8 | 65.0 | 67.4 |
| Valuation | Jun 2015 | Sep 2015 | Dec 2015 | |
| Earnings Per Share (EPS) | EUR | -144 | -104 | -80.3 |
| Book Value Per Share | EUR | 318 | 365 | 485 |
| Dividend Per Share | EUR | 0 | 0 | 0 |
Get all company financials in excel:
| summary | Unit | Jun 2007 | Sep 2007 | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 |
| income statement | |||||||||||||||||||||||||||||||||||||||
| Net Interest Income | EUR mil | ... | 373 | 378 | 371 | 341 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Total Revenues | EUR mil | ... | 463 | 464 | 478 | 479 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Operating Profit | EUR mil | ... | 216 | 164 | 177 | 52.9 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Net Profit | EUR mil | ... | -94.4 | -1,318 | 406 | -175 | ... | ... | ... | ||||||||||||||||||||||||||||||
| balance sheet | |||||||||||||||||||||||||||||||||||||||
| Interbank Loans | EUR mil | ... | ... | 6,380 | 3,651 | 3,242 | 2,808 | ... | ... | ... | |||||||||||||||||||||||||||||
| Customer Loans | EUR mil | ... | ... | 42,887 | 41,070 | 39,955 | 39,893 | ... | ... | ... | |||||||||||||||||||||||||||||
| Debt Securities | EUR mil | ... | ... | 18,688 | 19,349 | 19,834 | 20,326 | ... | ... | ... | |||||||||||||||||||||||||||||
| Total Assets | EUR mil | ... | ... | 77,513 | 74,544 | 73,755 | 73,553 | ... | ... | ... | |||||||||||||||||||||||||||||
| Shareholders' Equity | EUR mil | ... | ... | 6,172 | 4,672 | 5,362 | 7,132 | ... | ... | ... | |||||||||||||||||||||||||||||
| Interbank Borrowing | EUR mil | ... | ... | 30,366 | 33,665 | 32,788 | 29,783 | ... | ... | ... | |||||||||||||||||||||||||||||
| Customer Deposits | EUR mil | ... | ... | 34,947 | 31,009 | 30,450 | 31,446 | ... | ... | ... | |||||||||||||||||||||||||||||
| Issued Debt Securities | EUR mil | ... | ... | 737 | 756 | 748 | 2,091 | ... | ... | ... | |||||||||||||||||||||||||||||
| ratios | |||||||||||||||||||||||||||||||||||||||
| ROE | % | ... | ... | ... | -6.05 | -97.2 | 32.4 | -11.2 | ... | ... | ... | ||||||||||||||||||||||||||||
| ROA | % | ... | ... | ... | -0.493 | -6.93 | 2.19 | -0.948 | ... | ... | ... | ||||||||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | ... | ... | 1.29 | 1.58 | 1.62 | 2.31 | ... | ... | ... | ||||||||||||||||||||||||||||
| Costs (As % Of Income) | % | ... | 53.5 | 64.7 | 63.0 | 88.9 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | 14.5 | 11.1 | 12.6 | 17.4 | ... | ... | ... | ||||||||||||||||||||||||||
| Net Interest Margin | % | ... | ... | ... | 1.95 | 1.99 | 2.00 | 1.85 | ... | ... | ... | ||||||||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | ... | 80.5 | 81.5 | 77.6 | 71.3 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | 16.5 | 11.4 | 6.69 | 6.37 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 54.5 | 45.3 | 44.9 | 28.9 | ... | ... | ... | ||||||||||||||
| Equity (As % Of Assets) | % | ... | ... | 7.96 | 6.27 | 7.27 | 9.70 | ... | ... | ... | |||||||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | ... | ... | 123 | 132 | 131 | 127 | ... | ... | ... | |||||||||||||||||||||||||||||
| Loans (As % Assets) | % | ... | ... | 55.3 | 55.1 | 54.2 | 54.2 | ... | ... | ... | |||||||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | 34.0 | 34.3 | 35.0 | 33.8 | ... | ... | ... | ||||||||||||||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | 55.6 | 64.8 | 65.0 | 67.4 | ... | ... | ... | |||||||||||||||||||||||||||
| valuation | |||||||||||||||||||||||||||||||||||||||
| Number Of Shares (Average) | mil | ... | ... | 14.7 | 14.7 | 14.7 | 14.7 | ... | ... | ... | |||||||||||||||||||||||||||||
| Earnings Per Share (EPS) | EUR | ... | ... | -75.2 | -144 | -104 | -80.3 | ... | ... | ... | |||||||||||||||||||||||||||||
| Book Value Per Share | EUR | ... | ... | ... | 420 | 318 | 365 | 485 | ... | ... | ... | ||||||||||||||||||||||||||||
| Dividend Per Share | EUR | ... | ... | 0 | 0 | 0 | 0 | ... | ... | ... | |||||||||||||||||||||||||||||
| Earnings Per Share Growth | % | ... | ... | ... | ... | ... | ... | -81.5 | -27.0 | -26.7 | -3.14 | ... | ... | ... | |||||||||||||||||||||||||
| Book Value Per Share Growth | % | ... | ... | ... | ... | ... | -49.5 | -50.9 | -22.8 | 13.1 | ... | ... | ... |
| income statement | Unit | Jun 2007 | Sep 2007 | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 |
| income statement | |||||||||||||||||||||||||||||||||||||||
| Net Interest Income | EUR mil | ... | 373 | 378 | 371 | 341 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Net Fee Income | EUR mil | ... | 76.5 | 53.0 | 32.0 | 30.5 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Other Income | EUR mil | ... | 13.9 | 33.0 | 75.0 | 107 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Total Revenues | EUR mil | ... | 463 | 464 | 478 | 479 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Staff Cost | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 135 | 136 | 135 | 123 | ... | ... | ... | ||||||||||||||
| Depreciation | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 23.0 | 20.0 | 21.0 | 18.0 | ... | ... | ... | ||||||||||||
| Other Cost | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 89.6 | 144 | 145 | 285 | ... | ... | ... | ||||||||||||
| Operating Cost | EUR mil | ... | 248 | 300 | 301 | 426 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Operating Profit | EUR mil | ... | 216 | 164 | 177 | 52.9 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Provisions | EUR mil | ... | 10,005 | 11,722 | 11,739 | 11,790 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Extra and Other Cost | EUR mil | ... | 22.4 | 5.00 | -32.0 | 35.1 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Pre-Tax Profit | EUR mil | ... | -109 | -1,677 | -47.0 | -253 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Tax | EUR mil | ... | -30.0 | -410 | -493 | -103 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Minorities | EUR mil | ... | 6.00 | 5.00 | 8.00 | 7.00 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Net Profit | EUR mil | ... | -94.4 | -1,318 | 406 | -175 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Dividends | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| growth rates | |||||||||||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | ... | ... | ... | ... | 1.53 | 0.719 | -2.01 | -13.4 | ... | ... | ... | ||||||||||||||||||||||||||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | 18.6 | -24.2 | -54.9 | -61.4 | ... | ... | ... | ||||||||||||||||||||||||||
| Total Revenue Growth | % | ... | ... | ... | ... | ... | 0.499 | -5.27 | 0.674 | 3.26 | ... | ... | ... | ||||||||||||||||||||||||||
| Operating Cost Growth | % | ... | ... | ... | ... | ... | -7.13 | 12.1 | 16.8 | 62.3 | ... | ... | ... | ||||||||||||||||||||||||||
| Operating Profit Growth | % | ... | ... | ... | ... | ... | 11.0 | -26.2 | -18.5 | -73.7 | ... | ... | ... | ||||||||||||||||||||||||||
| Pre-Tax Profit Growth | % | ... | ... | ... | ... | ... | -66.3 | 560 | -88.6 | -60.8 | ... | ... | ... | ||||||||||||||||||||||||||
| Net Profit Growth | % | ... | ... | ... | ... | ... | ... | -54.5 | 338 | -318 | -66.7 | ... | ... | ... |
| balance sheet | Unit | Jun 2007 | Sep 2007 | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 |
| balance sheet | |||||||||||||||||||||||||||||||||||||||
| Cash | EUR mil | ... | ... | 2,360 | 2,069 | 1,892 | 1,798 | ... | ... | ... | |||||||||||||||||||||||||||||
| Interbank Loans | EUR mil | ... | ... | 6,380 | 3,651 | 3,242 | 2,808 | ... | ... | ... | |||||||||||||||||||||||||||||
| Customer Loans | EUR mil | ... | ... | 42,887 | 41,070 | 39,955 | 39,893 | ... | ... | ... | |||||||||||||||||||||||||||||
| Mortgage Loans | EUR mil | ... | ... | ... | 18,827 | 18,740 | 18,360 | 18,261 | ... | ... | ... | ||||||||||||||||||||||||||||
| Consumer Loans | EUR mil | ... | ... | ... | 6,680 | 6,626 | 6,579 | 6,570 | ... | ... | ... | ||||||||||||||||||||||||||||
| Corporate Loans | EUR mil | ... | ... | ... | 27,330 | 27,426 | 26,755 | 26,852 | ... | ... | ... | ||||||||||||||||||||||||||||
| Debt Securities | EUR mil | ... | ... | 18,688 | 19,349 | 19,834 | 20,326 | ... | ... | ... | |||||||||||||||||||||||||||||
| Fixed Assets | EUR mil | ... | ... | 845 | 842 | 840 | 793 | ... | ... | ... | |||||||||||||||||||||||||||||
| Total Assets | EUR mil | ... | ... | 77,513 | 74,544 | 73,755 | 73,553 | ... | ... | ... | |||||||||||||||||||||||||||||
| Shareholders' Equity | EUR mil | ... | ... | 6,172 | 4,672 | 5,362 | 7,132 | ... | ... | ... | |||||||||||||||||||||||||||||
| Of Which Minority Interest | EUR mil | ... | ... | 649 | 654 | 662 | 669 | ... | ... | ... | |||||||||||||||||||||||||||||
| Liabilities | EUR mil | ... | ... | 71,341 | 69,872 | 68,393 | 66,421 | ... | ... | ... | |||||||||||||||||||||||||||||
| Interbank Borrowing | EUR mil | ... | ... | 30,366 | 33,665 | 32,788 | 29,783 | ... | ... | ... | |||||||||||||||||||||||||||||
| Customer Deposits | EUR mil | ... | ... | 34,947 | 31,009 | 30,450 | 31,446 | ... | ... | ... | |||||||||||||||||||||||||||||
| Sight Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14,791 | 14,191 | 13,685 | 17,679 | ... | ... | ... | |||||||
| Term Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 19,540 | 16,257 | 16,226 | 13,653 | ... | ... | ... | |||||||
| Issued Debt Securities | EUR mil | ... | ... | 737 | 756 | 748 | 2,091 | ... | ... | ... | |||||||||||||||||||||||||||||
| Other Liabilities | EUR mil | ... | ... | 5,291 | 4,442 | 4,407 | 3,101 | ... | ... | ... | |||||||||||||||||||||||||||||
| asset quality | |||||||||||||||||||||||||||||||||||||||
| Non-Performing Loans | EUR mil | ... | ... | ... | 17,987 | 18,102 | 18,073 | 17,484 | ... | ... | ... | ||||||||||||||||||||||||||||
| Gross Loans | EUR mil | ... | ... | ... | 52,892 | 52,792 | 51,694 | 51,683 | ... | ... | ... | ||||||||||||||||||||||||||||
| Provisions | EUR mil | ... | 10,005 | 11,722 | 11,739 | 11,790 | ... | ... | ... | ||||||||||||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | ... | ... | ... | ... | ... | -3.17 | -5.27 | -6.25 | -5.32 | ... | ... | ... | |||||||||||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | -0.867 | -0.518 | -1.31 | -1.05 | ... | ... | ... | ||||||||||||||||||||||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | 1.23 | 1.22 | -0.472 | -0.404 | ... | ... | ... | ||||||||||||||||||||||||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | -6.34 | -5.11 | -3.56 | -2.80 | ... | ... | ... | ||||||||||||||||||||||||
| Corporate Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | 2.54 | 4.57 | 1.13 | 0.460 | ... | ... | ... | ||||||||||||||||||||||||
| Total Asset Growth | % | ... | ... | ... | ... | ... | ... | 2.00 | -0.306 | -0.685 | -2.60 | ... | ... | ... | |||||||||||||||||||||||||
| Shareholders' Equity Growth | % | ... | ... | ... | ... | ... | ... | 35.9 | -34.7 | -22.9 | 13.1 | ... | ... | ... | |||||||||||||||||||||||||
| Customer Deposit Growth | % | ... | ... | ... | ... | ... | ... | -13.8 | -26.0 | -28.7 | -23.1 | ... | ... | ... |
| ratios | Unit | Jun 2007 | Sep 2007 | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 |
| ratios | |||||||||||||||||||||||||||||||||||||||
| ROE | % | ... | ... | ... | -6.05 | -97.2 | 32.4 | -11.2 | ... | ... | ... | ||||||||||||||||||||||||||||
| ROA | % | ... | ... | ... | -0.493 | -6.93 | 2.19 | -0.948 | ... | ... | ... | ||||||||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | ... | ... | 1.29 | 1.58 | 1.62 | 2.31 | ... | ... | ... | ||||||||||||||||||||||||||||
| Costs (As % Of Income) | % | ... | 53.5 | 64.7 | 63.0 | 88.9 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | 14.5 | 11.1 | 12.6 | 17.4 | ... | ... | ... | ||||||||||||||||||||||||||
| Tier 1 Ratio | % | ... | ... | ... | 14.2 | 10.4 | 12.1 | 17.0 | ... | ... | ... | ||||||||||||||||||||||||||||
| Net Interest Margin | % | ... | ... | ... | 1.95 | 1.99 | 2.00 | 1.85 | ... | ... | ... | ||||||||||||||||||||||||||||
| Asset Yield | % | ... | ... | ... | 1.95 | 1.99 | 2.00 | 1.85 | ... | ... | ... | ||||||||||||||||||||||||||||
| Payout Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||||||||||
| Interest Income (As % Of Revenues) | % | ... | 80.5 | 81.5 | 77.6 | 71.3 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | 16.5 | 11.4 | 6.69 | 6.37 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Other Income (As % Of Revenues) | % | ... | 3.00 | 7.11 | 15.7 | 22.4 | ... | ... | ... | ||||||||||||||||||||||||||||||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,946 | 2,890 | 2,837 | 2,494 | ... | ... | ... | |||||
| Cost Per Employee (Local Currency) | EUR per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,649 | 2,564 | 2,559 | 2,225 | ... | ... | ... | |||||||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 54.5 | 45.3 | 44.9 | 28.9 | ... | ... | ... | ||||||||||||||
| Equity (As % Of Assets) | % | ... | ... | 7.96 | 6.27 | 7.27 | 9.70 | ... | ... | ... | |||||||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | ... | ... | 123 | 132 | 131 | 127 | ... | ... | ... | |||||||||||||||||||||||||||||
| Loans (As % Assets) | % | ... | ... | 55.3 | 55.1 | 54.2 | 54.2 | ... | ... | ... | |||||||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | 34.0 | 34.3 | 35.0 | 33.8 | ... | ... | ... | ||||||||||||||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | 55.6 | 64.8 | 65.0 | 67.4 | ... | ... | ... | |||||||||||||||||||||||||||
| Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | 23.3 | 28.5 | 29.4 | 29.6 | ... | ... | ... | ||||||||||||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | ... | ... | 2.85 | 17.5 | 2.53 | 2.71 | ... | ... | ... |
| other data | Unit | Jun 2007 | Sep 2007 | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 |
| other data | |||||||||||||||||||||||||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 949 | 981 | 972 | 962 | ... | ... | ... | |||||
| Employees | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16,990 | 17,682 | 17,584 | 18,428 | ... | ... | ... | |||||||||
| Profit From Abroad | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.0 | ... | ... | ... | ... | ... | ... | |||||||||||||
| Profit From Abroad (As % Of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -13.7 | ... | ... | ... | ... | ... | ... | |||||||||||||
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 42.3 | 45.8 | 44.9 | 56.2 | ... | ... | ... | |||||||
| Risk-Weighted Assets | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 39,595 | 38,966 | 38,882 | 38,888 | ... | ... | ... |
Get all company financials in excel:
By Helgi Library - April 26, 2018
Eurobank Group's loans reached EUR 51,683 mil in the fourth quarter of 2015, down from EUR 51,694 mil when compared to the previous quarter and down from EUR 51,881 mil when compared to the same period of last year. Historically, the bank’s loans re...
By Helgi Library - February 19, 2018
Eurobank Group made a net profit of EUR -175 mil in the fourth quarter of 2015, up 66.7% when compared to the same period of last year. This implies a return on equity of -11.2%. Historically, the bank’s net profit reached an all time high of EUR 406 mil in 3Q201...
By Helgi Library - February 21, 2018
Eurobank Group generated total banking revenues of EUR 479 mil in the fourth quarter of 2015, up 3.26% when compared to the same period of last year and 0.146% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, ...
By Helgi Library - October 7, 2019
Eurobank Group's Equity reached 7.29% of total assets in the 4Q2015, down from 7.87% for the previous year. As a share of net customer loans, the ratio amounted to 10.6% at the end of the fourth quarter of 2015. ...
By Helgi Library - July 24, 2019
Eurobank Group's customer loan growth reached -5.32% in 2015-12-31, up from -7.62% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 22.4% in 2008-12-31 and an all time low of -14.5% in 2011-12-31. In the las...
By Helgi Library - February 22, 2018
Eurobank Group's non-performing loans reached 43.4% of total loans at the end of 2015, up from 38.6% compared to the previous year. Historically, the NPL ratio hit an all time high of 43.4% in 2015 and an all time low of 3.22% in 2007. Provision coverage am...
By Helgi Library - May 4, 2018
Eurobank Group's capital adequacy ratio reached 17.4% at the end of 2015, up from 15.6% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 17.4% in 2015 and an all time low of 10.4% in 2008. The Tier 1 ratio amounted...
By Helgi Library - February 23, 2018
Eurobank Group's net interest margin amounted to 1.96% in 2015, up from 1.92% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 3.59% in 2005 and an all time low of 1.75% in 2013. The average margin ...
By Helgi Library - March 7, 2018
Eurobank Group made a net profit of EUR -1,076 mil under revenues of EUR 1,762 mil in 2015, up -3.07% and -1.89% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of EUR 815 mil in 2007 and an all time low of EUR...
By Helgi Library - March 6, 2018
Eurobank Group's loans reached EUR 51,683 mil in the 2015, down from EUR 51,881 mil compared to the previous year. Historically, the bank’s loans reached an all time high of EUR 58,597 mil in 2010 and an all time low of EUR 46,669 mil in 2007. In the la...
Eurobank Ergasias SA is a Greece-based banking and financial services group. With nearly 17,000 employees, more than 500 branches and 820 ATMs all over Greece, the Bank is one of the largest financial groups in Greece. In addition, Eurobank Group holds a strategic position in retail and business banking in Bulgaria, Romania and Serbia, offers discerning Wealth Management services in Cyprus, Luxembourg and is also present in London and Ukraine. The Group It is organized into five segments: Retail, Corporate, Wealth Management, Global and Capital Markets, as well as International. At the end of 2013, the Bank merged the New TT Hellenic Postbank SA. The Company was founded in 1916 and is headquartered in Athens, Greece.
Eurobank Group has been growing its revenues and asset by -9.63% and -3.34% a year on average in the last 5 years. Its loans and deposits have grown by -6.65% and -6.68% a year during that time and loans to deposits ratio reached 127% at the end of 2015. The company achieved an average return on equity of -315% in the last five years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached 57.7% in 2015, compared to 58.5% average in the last five years.
Equity represented 9.70% of total assets or 17.9% of loans at the end of 2015. Eurobank Group's non-performing loans were 43.4% of total loans while provisions covered some 52.6% of NPLs at the end of 2015.
Eurobank Group stock traded at EUR 20.7 per share at the end of 2015 resulting in a market capitalization of USD 6,963 mil. Over the previous three years, stock price fell by 94.5% or 62.1% a year on average. That’s compared to an average ROE of -31.7% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of x and price to book value (PBV) of 0.897x in 2015.
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