Essox`s NPLs (As % Of Loans) reached 8.49 % in 2018. This is 37 % less than in the previous year.
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| Company | Unit | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| Cofidis Czech Republic | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Essox | % | 31.0 | 30.6 | 31.1 | 30.0 | 26.3 | |||||||||
| Hello Bank! | % | ... | ... | 13.2 | 22.4 | 18.1 | 18.1 | 15.4 | |||||||
| Profi Credit Czech | % | 68.5 | 65.6 | 66.2 | 70.1 | 73.2 | |||||||||
| Profireal Group | % | ... | 50.4 | 51.1 | 54.5 | 60.1 | 67.7 | ... | |||||||
| Provident Financial Czech Republic | % | ... | ... | ... | ... | 45.8 | 47.2 | 51.1 | 41.9 | 40.9 |
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