PPDAI`s Interest Spread reached 1.91 % in 2018. This is 406 % more than in the previous year.
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| Company | Unit | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| Home Credit China | % | -9.42 | -10.0 | 25.5 | 23.0 | 15.6 | ||||
| Lexin FinTech | % | ... | ... | ... | ... | ... | ... | 13.9 | ||
| PPDAI Group | % | ... | ... | ... | ... | ... | ... | 2.19 |
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