VCredit Holdings`s Net Interest Margin reached 14.0 % in 2018. This is 19.3 % less than in the previous year.
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| Company | Unit | 2015 | 2016 | 2017 | 2018 |
| VCredit Holdings | % | 18.0 | 17.4 | ||
| Weidai | % | ... | 0.648 |
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