X Financial`s EBITDA Margin reached 36.3 % in 2018. This is 28.3 % more than in the previous year.
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| Company | Unit | 2015 | 2016 | 2017 | 2018 |
| 51 Credit Card | % | -182 | 11.9 | ||
| Uxin | % | ... | -146 | ||
| X Financial | % | ... | -55.3 |
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