We use cookies to personalise the web experience for you. By using www.helgilibrary.com, you agree to our use of cookies.
Some cookies are also used by Google Analytics, which anonymously tracks visitors and helps us to analyse how users use our website. Read more

Kaspi Bank

Banking > Kazakhstan > Kaspi Bank
Change Company
Kaspi Bank

Buy all financials of Kaspi Bank

from $199 /month

Buy annual subscriptions for all our products.

AnnualQuarterly
summary Unit
2010 2011 2012 2013 2014 2015 2016 2017 2018

income statement

...   36.3 68.3 63.2 61.3 42.8    
...   75.3 133 135 143 133    
...   48.8 96.0 96.2 96.7 84.7    
...   19.1 39.3 41.0 15.4 5.42    

balance sheet

...   1.59 8.86 0.655 0.749 1.55    
...   435 642 780 783 715    
...   36.6 75.7 70.9 169 292    
...   583 872 1,034 1,286 1,219    
...   68.1 93.0 133 134 137    
...   39.0 55.1 52.0 47.6 40.3    
...   417 583 714 818 815    
...   33.0 88.4 97.4 260 205    

ratios

...   32.2% 48.8% 36.2% 11.5% 4.00%    
...   3.76% 5.40% 4.30% 1.33% 0.433%    
...   5.23% 5.06% 4.08% 3.98% 3.83%    
...   35.2% 27.7% 28.8% 32.3% 36.2%    
...   19.0% 17.3% 18.8% 21.5% 24.1%    
...   7.16% 9.39% 6.63% 5.28% 3.42%    
...   48.1% 51.4% 46.8% 42.9% 32.3%    
...   51.3% 50.3% 57.3% 63.9% 71.1%    
...   51.6% 52.4% 48.6% 52.0% 44.7%    
...   11.7% 10.7% 12.9% 10.5% 11.2%    
...   104% 110% 109% 95.7% 87.8%    
...   74.6% 73.7% 75.4% 60.9% 58.7%    
...   18.3% 21.7% 20.6% 25.3% 22.5%    
...   81.8% 62.1% 53.1% 30.3% 46.5%    

Download Data
income statement Unit
2010 2011 2012 2013 2014 2015 2016 2017 2018

income statement

Interest Income KZT bil
Interest Cost KZT bil
Net Interest Income KZT bil
Net Fee Income KZT bil
Other Income KZT bil
Total Revenues KZT bil
Staff Cost KZT bil
Depreciation KZT bil
Other Cost KZT bil
Operating Cost KZT bil
Operating Profit KZT bil
Provisions KZT bil
Extra and Other Cost KZT bil
Pre-Tax Profit KZT bil
Tax KZT bil
Minorities KZT bil
Net Profit KZT bil
Dividends KZT bil
...   71.0 114 125 129 129    
...   34.7 45.8 61.7 67.8 86.2    
...   36.3 68.3 63.2 61.3 42.8    
...   38.7 66.9 77.4 91.3 94.3    
...   0.421 -2.28 -5.57 -9.71 -4.48    
...   75.3 133 135 143 133    
...   13.7 19.3 18.9 24.0 21.4    
...   1.91 2.42 3.46 4.33 4.47    
...   10.9 15.1 16.5 17.9 22.1    
...   26.5 36.8 38.9 46.2 48.0    
...   48.8 96.0 96.2 96.7 84.7    
...   25.4 46.6 46.5 79.1 76.2    
...   0.029 0 0.001 0 0.001    
...   23.4 49.4 49.6 17.6 8.45    
...   4.37 10.1 8.63 2.16 3.03    
...   0 0 0 0 0    
...   19.1 39.3 41.0 15.4 5.42    
    14.7 0.018 13.1 0 34.6   ...

growth rates

... ... 19.4% 88.3% -7.42% -3.00% -30.1%    
... ... 155% 73.0% 15.8% 18.0% 3.25%    
... ... 65.2% 76.4% 1.64% 5.83% -7.19%    
... ... 63.3% 39.0% 5.59% 18.9% 3.83%    
... ... 66.2% 96.6% 0.133% 0.556% -12.5%    
... ... 149% 111% 0.488% -64.5% -52.0%    
... ... 123% 106% 4.39% -62.3% -64.9%    

Download Data
balance sheet Unit
2010 2011 2012 2013 2014 2015 2016 2017 2018

balance sheet

...   87.5 115 141 293 165    
...   1.59 8.86 0.655 0.749 1.55    
...   435 642 780 783 715    
...   351 610 753 711 645    
...   0 0 0 0 0    
...   351 610 753 711 645    
...   160 131 122 137 153    
...   36.6 75.7 70.9 169 292    
...   19.3 23.7 30.9 30.8 33.0    
...   583 872 1,034 1,286 1,219    
...   68.1 93.0 133 134 137    
...   0 0 0 0 0    
...   515 779 901 1,152 1,083    
...   39.0 55.1 52.0 47.6 40.3    
...   417 583 714 818 815    
...   322 404 ... ... ... ... ...
...   95.4 179 ... ... ... ... ...
...   64.4 149 ... ... ... ... ...
...   353 433 ... ... ... ... ...
...   33.0 88.4 97.4 260 205    
...   25.2 52.2 37.0 26.5 22.4    

asset quality

...   93.4 161 180 214 180    
...   511 742 875 848 799    
...   76.4 99.9 95.6 65.0 83.5    

growth rates

... ... 34.1% 47.6% 21.4% 0.440% -8.68%    
... ... 59.2% 73.8% 23.4% -5.61% -9.26%    
... ... 59.2% 73.8% 23.4% -5.61% -9.26%    
... ... -2.31% -17.9% -7.19% 12.3% 12.0%    
... ... 35.3% 49.6% 18.6% 24.4% -5.22%    
... ... 35.6% 36.6% 43.4% 0.775% 1.57%    
... ... 29.5% 39.7% 22.5% 14.6% -0.422%    
... ... 43.1% 25.4% ... ... ... ... ...
... ... -1.90% 87.9% ... ... ... ... ...

Download Data
ratios Unit
2010 2011 2012 2013 2014 2015 2016 2017 2018

ratios

...   32.2% 48.8% 36.2% 11.5% 4.00%    
...   3.76% 5.40% 4.30% 1.33% 0.433%    
...   5.23% 5.06% 4.08% 3.98% 3.83%    
...   35.2% 27.7% 28.8% 32.3% 36.2%    
...   19.0% 17.3% 18.8% 21.5% 24.1%    
...   14.2% 13.1% 15.5% 14.5% 16.3%    
...   7.16% 9.39% 6.63% 5.28% 3.42%    
... ... 6.25% 8.60% 5.76% 4.52% 2.58%    
...   14.0% 15.7% 13.1% 11.1% 10.3%    
... ... 7.76% 7.09% 7.35% 6.61% 7.72%    
...   77.3% 0.047% 31.9% 0% 638%   ...
...   48.1% 51.4% 46.8% 42.9% 32.3%    
...   51.3% 50.3% 57.3% 63.9% 71.1%    
...   0.558% -1.72% -4.13% -6.79% -3.37%    
...   51.6% 52.4% 48.6% 52.0% 44.7%    
...   11.7% 10.7% 12.9% 10.5% 11.2%    
...   104% 110% 109% 95.7% 87.8%    
...   74.6% 73.7% 75.4% 60.9% 58.7%    
...   18.3% 21.7% 20.6% 25.3% 22.5%    
...   81.8% 62.1% 53.1% 30.3% 46.5%    
...   17.6% 15.6% 12.3% 8.30% 11.7%    
...   6.69% 8.66% 6.55% 10.1% 10.2%    

Download Data
other data Unit
2010 2011 2012 2013 2014 2015 2016 2017 2018

other data

...   15.4% 25.6% ... ... ... ... ...

Download Data
Kaspi Bank in Quarterly Numbers

This Quarterly statistical dossier offers a summary of Kaspi Bank's performance between Jun 09 and Mar 19 on an quarterly basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality,

Read more »

This Quarterly statistical dossier offers a summary of Kaspi Bank's performance between Jun 09 and Mar 19 on an quarterly basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Kaspi Bank's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Kaspi Bank in Numbers

September 26, 2019
Kaspi Bank in Numbers

This Annual statistical dossier offers a summary of Kaspi Bank's performance between 2010 and 2018 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital

Read more »

This Annual statistical dossier offers a summary of Kaspi Bank's performance between 2010 and 2018 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Kaspi Bank's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Kaspi Bank's Equity reached 12.3% of total assets in the 1Q2019, up from 12.2% for the previous year. As a share of net customer loans, the ratio amounted to 20.3% at the end of the first quarter of 2019.

Kaspi Bank's customer loan growth reached 19.6% in 2019-03-31, down from 25.9% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 56.8% in 2013-09-30 and an all time low of -12.4% in

Read more »

Kaspi Bank's customer loan growth reached 19.6% in 2019-03-31, down from 25.9% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 56.8% in 2013-09-30 and an all time low of -12.4% in 2016-09-30. In the last decade, the average annual loan growth amounted to 0%.

On the other hand, bank's customer deposit growth amounted to 29.0% at the end of 2019-03-31, up from 22.3% when compared to the previous year. Historically, the bank’s deposit growth reached an all time high of 48.1% in 2013-09-30 and an all time low of -0.422% in 2016-12-31. In the last decade, the average annual loan growth amounted to 0%.

At the end of 2019-03-31, Kaspi Bank's loans accounted for 83.8% of total deposits and 60.3% of total assets.

You can see all the bank’s data at Kaspi Bank Profile, or you can download a report on the bank in the report section.

Kaspi Bank's net interest margin amounted to 6.09% in the first quarter of 2019, up from 1.21% when compared to the previous quarter.

Historically, the bank’s net interest margin reached an all time high of 10.2% in 3Q2013

Read more »

Kaspi Bank's net interest margin amounted to 6.09% in the first quarter of 2019, up from 1.21% when compared to the previous quarter.

Historically, the bank’s net interest margin reached an all time high of 10.2% in 3Q2013 and an all time low of -1.67% in 4Q2017. The average margin in the last six quarters amounted to 3.74%.

Average asset yield was 12.8% in 1Q2019, up from 12.2% when compared to the same period last year. On the other hand, cost of funding amounted to 7.68% in 1Q2019, down from 8.20%.

You can see all the bank’s data at Kaspi Bank Profile, or you can download a report on the bank in the report section.

Kaspi Bank generated total banking revenues of KZT 70.8 bil in the first quarter of 2019, up 37.4% when compared to the same period of last year and 22.3% when compared to the previous quarter.

Historically, the bank’s

Read more »

Kaspi Bank generated total banking revenues of KZT 70.8 bil in the first quarter of 2019, up 37.4% when compared to the same period of last year and 22.3% when compared to the previous quarter.

Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of KZT 85.4 bil in 4Q2014 and an all time low of KZT 4.57 bil in 2Q2009. The average revenue in the last six quarters amounted to KZT 56.2 bil.

Net interest income represented 37.6% of total revenues, fee income contributed 56.5% and other non-interest income added further 5.88% to the overall revenue generation in 1Q2019.

Bank's total revenues accounted for 15.8% total assets in the first quarter of 2019, up from 14.0% a year earlier.

You can see all the bank’s data at Kaspi Bank Profile, or you can download a report on the bank in the report section.

See all charts of the company »
Kaspi Bank's net profit rose 25.5% to KZT 29.7 bil in 1Q2019
Kaspi Bank's net interest income rose 433% to KZT 26.6 bil in 1Q2019
Kaspi Bank's net interest margin rose 402% to 6.09% in 1Q2019
Kaspi Bank's equity (as % of assets) fell 0.854% to 12.3% in 1Q2019
Kaspi Bank's customer loan growth fell 0.484% to 19.6% in 1Q2019
Kaspi Bank's corporate loans rose 158% to KZT 204 bil in 2018
Kaspi Bank's capital adequacy ratio rose 10.0% to 23.0% in 2018
Kaspi Bank's npls (as % of loans) rose 51.9% to 17.6% in 2018
Kaspi Bank's npls (as % of loans) rose 51.9% to 17.6% in 2018
Kaspi Bank's npls (as % of loans) rose 51.9% to 17.6% in 2018
Kaspi Bank's net interest income rose 50.6% to KZT 91.6 bil in 2018
Kaspi Bank's net interest income rose 50.6% to KZT 91.6 bil in 2018
Kaspi Bank's net interest margin rose 27.8% to 5.78% in 2018
Kaspi Bank's customer loan growth fell 20.0% to 19.7% in 2018
Kaspi Bank's customer loan growth fell 20.0% to 19.7% in 2018
Kaspi Bank's capital adequacy ratio fell 3.68% to 26.2% in 4Q2017