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Lexin FinTech

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Lexin FinTech

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AnnualQuarterly
summary Unit
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018

income statement

... ... ... ... ... ... ... ... ... ... 157 882    
... ... ... ... ... ... ... ... ... ... 46.9 953    
... ... ... ... ... ... ... ... ... ... -329 248    
... ... ... ... ... ... ... ... ... ... -310 -118    

balance sheet

... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... 3,219 7,537    
... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... 3,817 8,720    
... ... ... ... ... ... ... ... ... ... 194 13.9    
... ... ... ... ... ... ... ... ... ... 131 602    
... ... ... ... ... ... ... ... ... ... 0 0    
... ... ... ... ... ... ... ... ... ... 3,190 7,688    

ratios

... ... ... ... ... ... ... ... ... ... -160% -114%    
... ... ... ... ... ... ... ... ... ... -8.13% -1.88%    
... ... ... ... ... ... ... ... ... ... 9.85% 11.3%    
... ... ... ... ... ... ... ... ... ... 802% 74.0%    
... ... ... ... ... ... ... ... ... ... 4.12% 14.1%    
... ... ... ... ... ... ... ... ... ... 335% 92.5%    
... ... ... ... ... ... ... ... ... ... -308% -6.73%    
... ... ... ... ... ... ... ... ... ... 5.08% 0.160%    
... ... ... ... ... ... ... ... ... ... 84.3% 86.4%    
... ... ... ... ... ... ... ... ... ... ... 1.82%    
... ... ... ... ... ... ... ... ... ... ... ...    

valuation

... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... ... ... ...  
... ... ... ... ... ... ... ... ... ... ... ... ...  

Download Data
income statement Unit
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018

income statement

Interest Income CNY mil
Interest Cost CNY mil
Net Interest Income CNY mil
Net Fee Income CNY mil
Other Income CNY mil
Total Revenues CNY mil
Operating Cost CNY mil
Operating Profit CNY mil
Provisions CNY mil
Extra and Other Cost CNY mil
Pre-Tax Profit CNY mil
Tax CNY mil
Minorities CNY mil
Net Profit CNY mil
... ... ... ... ... ... ... ... ... ... 326 1,374    
... ... ... ... ... ... ... ... ... ... 168 492    
... ... ... ... ... ... ... ... ... ... 157 882    
... ... ... ... ... ... ... ... ... ... -145 -64.1    
... ... ... ... ... ... ... ... ... ... 34.3 135    
... ... ... ... ... ... ... ... ... ... 46.9 953    
... ... ... ... ... ... ... ... ... ... 376 705    
... ... ... ... ... ... ... ... ... ... -329 248    
... ... ... ... ... ... ... ... ... ... 68.3 237    
... ... ... ... ... ... ... ... ... ... 1.80 70.7    
... ... ... ... ... ... ... ... ... ... -399 -59.7    
... ... ... ... ... ... ... ... ... ... -88.9 58.3    
... ... ... ... ... ... ... ... ... ... 0 0    
... ... ... ... ... ... ... ... ... ... -310 -118    

growth rates

... ... ... ... ... ... ... ... ... ... ... 461%    
... ... ... ... ... ... ... ... ... ... ... -55.6%    
... ... ... ... ... ... ... ... ... ... ... 1,933%    
... ... ... ... ... ... ... ... ... ... ... 87.6%    
... ... ... ... ... ... ... ... ... ... ... -175%    
... ... ... ... ... ... ... ... ... ... ... -85.0%    
... ... ... ... ... ... ... ... ... ... ... -62.0%    

market share

... ... ... ... ... ... ... ... ... ... 0.027% 0.529%   ...
... ... ... ... ... ... ... ... ... ... ... ...   ...
    ... ... ... ... ... ... ... ... ... ... ... ...

Download Data
balance sheet Unit
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018

balance sheet

... ... ... ... ... ... ... ... ... ... 162 652    
... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... 3,219 7,537    
... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... 3,817 8,720    
... ... ... ... ... ... ... ... ... ... 194 13.9    
... ... ... ... ... ... ... ... ... ... 0 0    
... ... ... ... ... ... ... ... ... ... 3,623 8,706    
... ... ... ... ... ... ... ... ... ... 131 602    
... ... ... ... ... ... ... ... ... ... 0 0    
... ... ... ... ... ... ... ... ... ... 3,190 7,688    
... ... ... ... ... ... ... ... ... ... 302 416    

asset quality

... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... ... ...    

growth rates

... ... ... ... ... ... ... ... ... ... ... 134%    
... ... ... ... ... ... ... ... ... ... ... 128%    
... ... ... ... ... ... ... ... ... ... ... -92.8%    

market share

... ... ... ... ... ... ... ... ... ... 0.116% 0.255%    
... ... ... ... ... ... ... ... ... ... 0.069% 0.145%    
... ... ... ... ... ... ... ... ... ... 0% 0%    

Download Data
ratios Unit
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018

ratios

... ... ... ... ... ... ... ... ... ... -160% -114%    
... ... ... ... ... ... ... ... ... ... -8.13% -1.88%    
... ... ... ... ... ... ... ... ... ... 9.85% 11.3%    
... ... ... ... ... ... ... ... ... ... 802% 74.0%    
... ... ... ... ... ... ... ... ... ... 4.12% 14.1%    
... ... ... ... ... ... ... ... ... ... ... 13.9%    
... ... ... ... ... ... ... ... ... ... 8.53% 21.9%    
... ... ... ... ... ... ... ... ... ... ... 7.98%    
... ... ... ... ... ... ... ... ... ... 335% 92.5%    
... ... ... ... ... ... ... ... ... ... -308% -6.73%    
... ... ... ... ... ... ... ... ... ... 73.1% 14.2%    
... ... ... ... ... ... ... ... ... ... 5.08% 0.160%    
... ... ... ... ... ... ... ... ... ... 84.3% 86.4%    
... ... ... ... ... ... ... ... ... ... ... 1.82%    
... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... 2.12% 4.40%    

Download Data
other data Unit
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018

other data

... ... ... ... ... ... ... ... ... ... ... ... ...  
... ... ... ... ... ... ... ... ... ... ... 12.0    
... ... ... ... ... ... ... ... ... ... 3,390 9,899    
... ... ... ... ... ... ... ... ... ... 3,266 7,712    
... ... ... ... ... ... ... ... ... 0 124 2,187    
... ... ... ... ... ... ... ... ... ... 3.66% 22.1%    
... ... ... ... ... ... ... ... ... ... 96.3% 77.9%    
... ... ... ... ... ... ... ... ... ... ... ... ...  
... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... 2,289 2,200    
... ... ... ... ... ... ... ... ... ... 1.07% 4.69%    
... ... ... ... ... ... ... ... ... ... ... ...    
... ... ... ... ... ... ... ... ... ... 2.01% 3.56%    
... ... ... ... ... ... ... ... ... ... 5.72% 0.141%    
... ... ... ... ... ... ... ... ... ... ... ... ...  
... ... ... ... ... ... ... ... ... ... 31.7 212    
... ... ... ... ... ... ... ... ... ... -222 55.0    
... ... ... ... ... ... ... ... ... ... -269 -13.3    
... ... ... ... ... ... ... ... ... ... 6,110 22,197 ... ...
... ... ... ... ... ... ... ... ... ... 6,110 22,197    
... ... ... ... ... ... ... ... ... ... 0.661 54.2    
... ... ... ... ... ... ... ... ... ... 0 114    
... ... ... ... ... ... ... ... ... ... 0 5.06    
... ... ... ... ... ... ... ... ... ... 0.661 -65.2    
... ... ... ... ... ... ... ... ... 0 124 2,187    
... ... ... ... ... ... ... ... ... ... 1.07% -5.64%    
... ... ... ... ... ... ... ... ... ... -0.002 1.09    

Download Data
Lexin FinTech in Quarterly Numbers

This Quarterly statistical dossier offers a summary of Lexin FinTech's performance between Mar 16 and Jun 19 on an quarterly basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality,

Read more »

This Quarterly statistical dossier offers a summary of Lexin FinTech's performance between Mar 16 and Jun 19 on an quarterly basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Lexin FinTech's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Based on a comparison of 18 banks in China in 2018, Home Credit China operated with the highest net interest margin, followed by Qudian and VCredit Holdings.

Home Credit China's net interest margin amounted to 17.2% in 2018, up

Read more »

Based on a comparison of 18 banks in China in 2018, Home Credit China operated with the highest net interest margin, followed by Qudian and VCredit Holdings.

Home Credit China's net interest margin amounted to 17.2% in 2018, up from 16.0% when compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 30.0% in 2014 and an all time low of -5.94% in 2013. The average margin in the last five years amounted to 21.1%.

Average asset yield was 24.7% in 2018, up from 23.7% when compared to previous year. On the other hand, cost of funding amounted to 8.57% in 2018, down from 8.90%.

Comparing Home Credit China with its closest peers, Qudian operated in 2018 with a net interest margin of 15.7% VCredit Holdings reached 14.0% and Lexin FinTech some 13.6%.

You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Chinese banks in the report section.

Based on a comparison of 19 banks in China in 2018, Industrial & Commercial Bank of China was the largest deposit taker, followed by Agricultural Bank of China and China Construction Bank.

Industrial & Commercial Bank of China's customer

Read more »

Based on a comparison of 19 banks in China in 2018, Industrial & Commercial Bank of China was the largest deposit taker, followed by Agricultural Bank of China and China Construction Bank.

Industrial & Commercial Bank of China's customer deposits reached CNY 21,750,300 mil, up from CNY 19,486,600 mil, compared to the previous year. Historically, the bank’s net profit reached an all time high of CNY 21,750,300 mil in 2018 and an all time low of CNY 3,266,800 mil in 2000.

Comparing Industrial & Commercial Bank of China with its closest peers, Agricultural Bank of China's deposits amounted to CNY 17,838,400 mil at the end of 2018, China Construction Bank operated with CNY 17,480,300 mil of customer deposits and Bank of China had clients' deposits of CNY 14,883,600 mil at the end of 2018.

You can see all the banks customers deposits data on the Customer Deposits indicator page or you can download a report on the Chinese banks in the report section.

Based on a comparison of 18 banks in China in 2018, Qudian was the most cost efficient bank, followed by Shanghai Pudong Development Bank and Industrial & Commercial Bank of China.

Qudian's cost to income ratio reached 20.1% in 2018,

Read more »

Based on a comparison of 18 banks in China in 2018, Qudian was the most cost efficient bank, followed by Shanghai Pudong Development Bank and Industrial & Commercial Bank of China.

Qudian's cost to income ratio reached 20.1% in 2018, down from 19.7% when compared to the last year. Historically, the bank’s costs reached an all time high of 315% in 2015 and an all time low of 19.7% in 2017.

When compared to total assets, bank's cost amounted to 1.39% in 2018, down from 5.80% a year earlier.

Comparing Qudian with its closest peers, Shanghai Pudong Development Bank operated in 2018 with a cost to income ratio of 26.8%, Industrial & Commercial Bank of China reached 28.4% and China Construction Bank some 29.8%.

You can see all the banks cost efficiency data on the Costs (As % Of Income) indicator page or you can download a report on the Chinese banks in the report section.

Based on a comparison of 15 banks in China in 2018, Qudian had the highest share of bad loans, followed by China Minsheng Banking and Lexin FinTech.

Qudian's non-performing loans reached 16.7% of total loans at the end of 2018,

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Based on a comparison of 15 banks in China in 2018, Qudian had the highest share of bad loans, followed by China Minsheng Banking and Lexin FinTech.

Qudian's non-performing loans reached 16.7% of total loans at the end of 2018, up from 4.60% when compared to the previous year. Historically, the NPL ratio hit an all time high of 16.7% in 2018 and an all time low of 0.049% in 2014.

Provision coverage amounted to 2.71% at the end of 2018, up from 2.63% compared to a year earlier.

Comparing Qudian with its closest peers, China Minsheng Banking operated at the end of 2018 with NPL ratio of 2.71% and provision coverage of 85.4%, Lexin FinTech with 2.62% and 213% and Agricultural Bank of China had 2.09% of bad loans covered with 192% by provisions at the end of 2018.

You can see all the banks non-performing loans data on the NPLs (As % Of Loans) indicator page or you can download a report on the Chinese banks in the report section.

See all charts of the company »
Lexin FinTech's net interest margin fell 15.2% to 4.62% in 2Q2019
Lexin FinTech's net profit rose 48.0% to CNY 628 mil in 2Q2019
Lexin FinTech's price/earnings (P/E) rose 8.47% to 6.03 in 2Q2019
Lexin FinTech's net interest income fell 13.9% to CNY 144 mil in 2Q2019
Lexin FinTech's share price (end of period) rose 6.29% to CNY 36.3 in 2Q2019
Lexin FinTech's equity (as % of assets) rose 3.84% to 40.8% in 2Q2019