By Helgi Library - November 1, 2023
mBank Czech Republic's mortgage loans reached CZK 25,448 mil in 3Q2023, down 2.33% compared to the previous year. Czech banking...
By Helgi Library - November 1, 2023
mBank Czech Republic's customer loans reached CZK 35,720 mil in 2023-06-30, down 1.29% compared to the previous year. Czech ban...
By Helgi Library - November 1, 2023
mBank Czech Republic's customer deposits reached CZK 64,133 mil in 2023-06-30, up 2.60% compared to the previous year. Czech ba...
| Profit Statement | Mar 2023 | Jun 2023 | Sep 2023 | |
| Balance Sheet | Mar 2023 | Jun 2023 | Sep 2023 | |
| Customer Loans | CZK mil | 36,187 | 35,720 | 35,247 |
| Total Assets | CZK mil | 62,506 | 64,133 | 64,644 |
| Customer Deposits | CZK mil | 62,506 | 64,133 | 64,644 |
| Ratios | Mar 2023 | Jun 2023 | Sep 2023 | |
| Loans (As % Of Deposits) | % | 57.9 | 55.7 | 54.5 |
| Growth Rates | Mar 2023 | Jun 2023 | Sep 2023 | |
| Customer Loan Growth | % | -3.32 | -5.95 | -5.46 |
| Total Asset Growth | % | 6.94 | 5.92 | 3.02 |
| Customer Deposit Growth | % | 6.94 | 5.92 | 3.02 |
Get all company financials in excel:
| summary | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
| balance sheet | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Customer Loans | CZK mil | 37,428 | 37,981 | 37,284 | 36,554 | 36,187 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Assets | CZK mil | 58,452 | 60,546 | 62,746 | 61,900 | 62,506 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Customer Deposits | CZK mil | 58,452 | 60,546 | 62,746 | 61,900 | 62,506 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ratios | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 64.0 | 62.7 | 59.4 | 59.1 | 57.9 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loans (As % Assets) | % | 64.0 | 62.7 | 59.4 | 59.1 | 57.9 |
| income statement | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
| market share | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Market Share in Branches | % | 1.93 | 2.01 | 1.95 | 2.03 | 2.19 |
| balance sheet | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
| balance sheet | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Customer Loans | CZK mil | 37,428 | 37,981 | 37,284 | 36,554 | 36,187 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retail Loans | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 37,428 | 37,981 | 37,284 | 36,554 | 36,187 | ||||||||||||||||||||||||||||||||||||||
| Mortgage Loans | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 29,424 | 29,204 | 28,014 | 27,281 | 26,725 | ||||||||||||||||||||||||||||||||||||||
| Consumer Loans | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8,004 | 8,778 | 9,270 | 9,273 | 9,462 | ||||||||||||||||||||||||||||||||||||||
| Total Assets | CZK mil | 58,452 | 60,546 | 62,746 | 61,900 | 62,506 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Customer Deposits | CZK mil | 58,452 | 60,546 | 62,746 | 61,900 | 62,506 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retail Deposits | CZK mil | 58,452 | 60,546 | 62,746 | 61,900 | 62,506 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Sight Deposits | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 33,722 | 31,262 | 28,785 | 26,840 | 25,292 | ||||||||||||||||||||||||||||||||||||||
| Term Deposits | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 24,731 | 29,284 | 33,962 | 35,060 | 37,214 | ||||||||||||||||||||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | ... | ... | ... | ... | 15.6 | 7.36 | 1.67 | -1.03 | -3.32 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.6 | 7.36 | 1.67 | -1.03 | -3.32 | ||||||||||||||||||||||||||||||||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 399 | 0.133 | -6.02 | -8.05 | -9.17 | ||||||||||||||||||||||||||||||||||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 35.7 | 41.3 | 35.1 | 27.7 | 18.2 | ||||||||||||||||||||||||||||||||||
| Total Asset Growth | % | ... | ... | ... | ... | -2.26 | -2.01 | 0.063 | 3.91 | 6.94 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Customer Deposit Growth | % | ... | ... | ... | ... | -2.26 | -2.01 | 0.063 | 3.91 | 6.94 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retail Deposit Growth | % | ... | ... | ... | ... | -2.26 | -2.01 | 0.063 | 3.91 | 6.94 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| market share | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Market Share in Customer Loans | % | 0.953 | 0.960 | 0.917 | 0.898 | 0.879 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.80 | 1.81 | 1.76 | 1.71 | 1.68 | ||||||||||||||||||||||||||||||||||||||
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.76 | 1.91 | 1.99 | 1.98 | 2.00 | ||||||||||||||||||||||||||||||||||||||
| Market Share in Mortgage Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.81 | 1.78 | 1.69 | 1.63 | 1.59 | ||||||||||||||||||||||||||||||||||||||
| Market Share in Total Assets | % | 0.617 | 0.629 | 0.664 | 0.695 | 0.641 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Market Share in Customer Deposits | % | 0.947 | 0.955 | 0.978 | 1.06 | 0.943 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Market Share in Retail Deposits | % | 1.78 | 1.82 | 1.88 | 1.82 | 1.81 |
| ratios | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
| Loans (As % Of Deposits) | % | 64.0 | 62.7 | 59.4 | 59.1 | 57.9 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loans (As % Assets) | % | 64.0 | 62.7 | 59.4 | 59.1 | 57.9 |
| other data | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
| Branches | 31.0 | 31.0 | 30.0 | 31.0 | 32.0 |
| customer breakdown | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
| Customers | mil | 0.720 | 0.723 | 0.724 | 0.732 | 0.740 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Number of Accounts | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.678 | 0.675 | 0.676 | 0.685 | 0.692 | ||||||||||||||||||||||||||||||||||||||
| Average Size of Deposit | CZK | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 86,258 | 89,642 | 92,814 | 90,398 | 90,324 | ||||||||||||||||||||||||||||||||||||||
| Accounts (As % of Total Clients) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 94.1 | 93.4 | 93.4 | 93.5 | 93.6 | ||||||||||||||||||||||||||||||||||||||
| Loan per Customer (Local Currency) | CZK | 51,979 | 52,535 | 51,520 | 49,915 | 48,930 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deposit per Customer (Local Currency) | CZK | 81,175 | 83,746 | 86,704 | 84,525 | 84,518 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan per Customer | USD | 2,367 | 2,205 | 2,046 | 2,207 | 2,266 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deposit per Customer | USD | 3,696 | 3,516 | 3,443 | 3,737 | 3,913 |
Get all company financials in excel:
By Helgi Library - November 1, 2023
mBank Czech Republic's consumer loans reached CZK 9,666 mil in 2023-06-30, up 2.16% compared to the previous year. Czech banking sector provided consumer loans of CZK 486 bil in 2023-06-30, up 2.85% when compared to the last year. mBank Czech Republic acc...
By Helgi Library - November 1, 2023
mBank Czech Republic's retail loans reached CZK 35,720 mil in the second quarter of 2023, down 1.29% compared to the previous year. Czech banking sector provided retail loans of CZK 2,203 bil in 2Q2023, up 2.19% when compared to the last year. mBank Czech...
By Helgi Library - November 1, 2023
mBank Czech Republic's retail deposits reached CZK 64,133 mil in 2023-06-30, up 2.60% compared to the previous year. Czech banking sector accepted retail deposits of CZK 3,513 bil in 2023-06-30, up 1.93% when compared to the last year. mBank Czech Republi...
By Helgi Library - November 1, 2023
mBank Czech Republic's retail loans reached CZK 35,247 mil at the end of 2023-09-30, down 1.32% compared to the previous year. In the last decade, the average annual loan growth amounted to 0%. Overall, retail loans accounted for 100% of the bank's loan boo...
By Helgi Library - November 1, 2023
mBank Czech Republic's customer loan growth reached -5.46% in 2023-09-30, down from 1.67% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 5,898% in 2009-03-31 and an all time low of -5.95% in 2023-06-30. In...
By Helgi Library - June 28, 2023
mBank Czech Republic's mortgage loans reached CZK 29,671 mil in 2021, up 24.5% compared to the previous year. Czech banking sector provided mortgage loans of CZK 1,595 in 2021, up 11.1% when compared to the last year. mBank Czech Republic accounted for 1....
By Helgi Library - June 28, 2023
mBank Czech Republic's customer loans reached CZK 36,933 mil in 2021, up 25.2% compared to the previous year. Czech banking sector provided customer loans of CZK 3,848 bil in 2021, up 7.01% when compared to the last year. mBank Czech Republic accounted fo...
By Helgi Library - June 28, 2023
mBank Czech Republic's customer deposits reached CZK 59,573 mil in 2021, up 9.46% compared to the previous year. Czech banking sector accepted customer deposits of CZK 5,502 bil in 2021, up 6.59% when compared to the last year. mBank Czech Republic accoun...
By Helgi Library - June 28, 2023
mBank Czech Republic's retail deposits reached CZK 59,573 mil in 2021, up 9.46% compared to the previous year. Czech banking sector accepted retail deposits of CZK 3,265 bil in 2021, up 6.80% when compared to the last year. mBank Czech Republic accounted ...
By Helgi Library - June 28, 2023
mBank Czech Republic's consumer loans reached CZK 7,262 mil in 2021, up 28.3% compared to the previous year. Czech banking sector provided consumer loans of CZK 448 bil in 2021, up 6.00% when compared to the last year. mBank Czech Republic accounted for 1...
mBank Czech Republic has been growing its revenues and asset by % and 6.52% a year on average in the last 3 years. Its loans and deposits have grown by 10.2% and 6.52% a year during that time and loans to deposits ratio reached 59.1% at the end of 2022. The company achieved an average return on equity of % in the last three years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached in 2022, compared to % average in the last three years.
Equity represented of total assets or of loans at the end of 2022. mBank Czech Republic's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2022.
Helgi Library 
